Clear Skies Retirement
Clear Skies Retirement
Playlist by Clear Skies RetirementWelcome to "Clear Skies Retirement," the podcast dedicated to guiding you through the unpredictable journey of retirement planning. Whether you're approaching retirement or already adjusting to its r…Follow the podcast:
74 clip(s) in playlist
The Retirement Tax Trap: Why Being a "Good Saver" Could Cost You
You’ve climbed the retirement mountain and saved your millions, but is the IRS waiting at the peak to take a massive cut? In this episode of Clear Skies Retirement, Jay Kirkwood of Secure Financial Management explores the "two-sided coin" of income and tax management. Learn why high savings can lea…
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Social Security Roulette: Don’t Let One Decision Ruin Your Future
Your retirement spending isn't a straight line—it’s a smile. Join Jay Kirkwood from Secure Financial Management as he reveals why your expenses may peak at the start and end of retirement, creating a unique "spending smile" that requires strategic planning. We tackle the anxiety of outliving your m…
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Will 2026 Be a Better or Harder Year to Retire Than 2025? | Watch Out for “Bad Actors” in the Financial Industry
On this episode: Should you push off your retirement due to the economy? There are over 4 million people retiring every year. Whenever there are a lot of people needing help sometimes bad actors will take advantage. What do you need to watch out for? Subscribe or follow so you never miss an episod…
23:26
Vanguard Says Many People Are Making This Retirement Mistake | Traditional vs Roth: How Much Should You Have in Each? | 4 Things People Want from Their Retirement Plan
On this episode: Vanguard is offering a Target Date Fund with an annuity option. What could go wrong? Turns out, retirees want more stability than the stock market provides. Subscribe or follow so you never miss an episode! Check out our YouTube page for more retirement tips from Jay! To learn m…
22:51
What Are the Chances the Stock Market Will Be Up a 4th Year in a Row? | The Temptation of Going Debt Free in Retirement | The “Tiny Dings” That Can Derail Retirement
On this episode: 75% of investors are pairing back their risk in the stock market. Are you? Paying off your house in retirement might make you feel good but is it the best financial move? A retirement lesson from AI and Hertz. Subscribe or follow so you never miss an episode! Check out our YouTub…
23:17
There are Two Different Kinds of Investors Right Now. Which One are You?
On this episode: Are you pushing money into this market or pulling back? People with annuities spend more money in retirement. Will you use YOUR plan or Uncle Sam’s Plan for your 401(k)? Subscribe or follow so you never miss an episode! Check out our YouTube page for more retirement tips from J…
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A Warren Buffett Market Warning | Will You Say “Uncle” to Uncle Sam? | Why Has the Wall Street Crowd Changed Their Tune?
On this episode: Will the "Warren Buffett" indicator be right in 2026? Does Uncle Sam have a headlock on your IRA? Why is the price of Gold going up so much in an up-market? Subscribe or follow so you never miss an episode! Check out our YouTube page for more retirement tips from Jay! To learn m…
26:27
5 Golden Rules of Retirement Planning | Dividend Stocks Are on the Rise | Confidence About Retirement Is Up for a Strange Reason
On this episode: Kiplinger’s list of things you need to get right before you retire. Why are people jumping into dividend paying stocks in record numbers? People feel better about retirement than they did a few years ago. What has changed? Subscribe or follow so you never miss an episode! Check o…
25:17
Retirement Help for the DIYer | Inflation Is Different in Retirement | Figuring Out Your REAL Retirement Savings Number
On this episode: You spend hours on your portfolio. What are you missing? The rising cost of retirement. The financial headlines tell us we need over a million to retire. What’s the real truth? Subscribe or follow so you never miss an episode! Check out our YouTube page for more retirement tips f…
24:09
The Rules Are Changing on Your 401(k) Next Year | How Can You Be a “Smart Rabbit” in Retirement?
On this episode: Starting in 2026, there are new rules if you are using the 401(k) "catch up" provision. Making you a "smart rabbit" when it comes to your money in the stock market. 50% of people have no idea the steps to take to plan for retirement. Subscribe or follow so you never miss an …
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