Don’t walk out of your financial advisor’s office without this…

Apparently, a lot of retirement planners aren’t doing the #1 job of retirement planning. You should know what it is. To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.retire210.com

Planning for Future Changes in Social Security

Jay Kirkwood of Secure Financial Management discusses potential changes in taxation and benefits regarding Social Security. He emphasizes the importance of planning for retirement income, especially in light of possible future cuts to Social Security. The conversation also touches on strategies for…

How Your 401(k) Compares to Airline Fees

Last year, the airline industry made over $100 Billion in various fees associated with flying. Meanwhile the financial services industry has been making a fortune in 401(k) fees for years. Do you know how much you are paying in hidden fees? And are you getting the kind of value you should be for wh…

The Complexities of Social Security and Medicare

There are common misconceptions about Social Security benefits, particularly regarding the timing of claims and the implications of claiming early versus waiting. Jay Kirkwood of Secure Financial Management discusses the importance of understanding these benefits in the context of individual retire…

Suze Orman says you need $2 MILLION to retire. Is she right?

Jay Kirkwood of Secure Financial Management discusses the unrealistic expectations set by financial media regarding retirement savings, critiquing the advice given by figures like Suze Orman, emphasizing that the numbers often cited can be misleading and detrimental to individuals planning for reti…

How End of the Year Tax Planning Can Be Beneficial for Your Retirement

Jay Kirkwood discusses the importance of year-end financial planning, particularly in relation to tax strategies and required minimum distributions (RMDs). He emphasizes the need for proactive tax management and the benefits of consulting with a financial advisor to navigate these complexities effe…

Lynyrd Skynyrd Interview

Recently Jay Kirkwood sat down to chat with Johnny Van Zant & Rickey Medlocke of legendary rock band Lynyrd Skynyrd. How do international crowds compare to US crowds? How does the band keep the passion for performing after all these years? Who are some of Johnny & Rickey's influences? And what abou…

What do the recent interest rate cuts mean for your retirement?

Jay Kirkwood discusses the implications of recent interest rate changes on retirement planning, covering the potential effects of lower interest rates on borrowing, the attractiveness of bonds, and the importance of understanding investment strategies for retirement.  To learn more about Jay and t…

Can you put too much in your 401(k)?

The 401(k) is the place people have most of their retirement money. Is there a point where you should stop putting money in your 401(k) and use other means to save for retirement? To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Pro…

Unmasking Hidden Financial Fees

Jay Kirkwood of Secure Financial Management discusses the often hidden fees associated with financial services and the importance of transparency in financial planning, emphasizing the need for clients to understand what they are paying for and the value they receive in return.  To learn more abou…