Our second minisode focuses on the 2015 Remedy (McCloud). Ian Korner, Civil Service Pensions Policy Lead talks about this important topic, what it is, how it works and if you could be affected.

The legislation will be implemented from October 2023, so have a listen to Ian’s explanation on how it will be delivered and where to find out more.

All Season 2 episodes were recorded between June – August 2023. All information shared is accurate at the time of recording.

Useful links:
2015 Remedy Updates
Am I affected? tool
Remedy Benefits Illustrator
2015 Remedy pension scams

For full episode on 28th September.

Our second minisode focuses on the 2015 Remedy (McCloud). Ian Korner, Civil Service Pensions Policy Lead talks about this important topic, what it is, how it works and if you could be affected.
The legislation will be implemented from October 2023, so have a listen to Ian’s explanation on how it will be delivered and where to find out more.
All Season 2 episodes were recorded between June – August 2023. All information shared is accurate at the time of recording.
Useful links:
<ul>
<li><a href="https://www.civilservicepensionscheme.org.uk/your-pension/2015-remedy/2015-remedy-updates/">2015 Remedy Updates</a></li>
<li><a href="https://retirementmodeller.civilservicepensionscheme.org.uk/remedy">Am I affected? tool</a></li>
<li><a href="https://remedy-illustrator-7year.civilservicepensionscheme.org.uk/">Remedy Benefits Illustrator</a></li>
<li><a href="https://www.civilservicepensionscheme.org.uk/news/2015-remedy-mccloud-pension-scams/">2015 Remedy pension scams</a></li>
</ul>
For full episode on 28th September.

The Civil Service Pension Scheme is one of the best workplace pension schemes in the UK public sector. But what makes it so good?

We want members of the scheme to feel informed and empowered when it comes to planning for their financial future, but we know that pensions can feel complicated and difficult to understand.

This podcast aims to make things simple - whether you're working or retired, if you've left the Civil Service - or even if you're thinking about joining the Civil Service - there's something for everyone.

Hosts Rob Walker and Emily Eccles from MyCSP (the scheme administrator for Civil Service Pensions) take things back to basics. Their conversations will help you get to grips with your pension and even make some informed decisions about your future. No question is too small and no answer is too complex.

Each episode explores different aspects of the scheme. With expert guests and members talking about their life experiences and perspectives, and how these events have affected their views on retirement and their pension. Each informative episode could help you think about your pension in different ways.

Many people believe that a pension is something to think about later in life, or something to get round to dealing with eventually. That just isn't true. It’s never too early to start saving or planning for your future beyond work.

Your pension is one of your most valuable assets and the decisions you make now can have a huge impact further down the line. It is a crucial personal financial benefit and your ticket to living your best life when you're no longer working. It's key to making your retirement years as fulfilling and rewarding as possible.

From learning the basics, we explore a number of topics surrounding pensions and the scheme itself. Our first series features case studies of members in their 20s and 30s through to retirement, as well as discussions around the Gender Pension Gap, discovering how common life events can affect your ability to save for the future and the steps you can take to boost your pension.

Even if you've never worked for the Civil Service before, this podcast is full of useful information and advice for anyone with a workplace pension. We hope you enjoy it.

To find out more about the scheme, visit www.civilservicepensionscheme.org.uk

The Civil Service Pension Scheme is one of the best workplace pension schemes in the UK public sector. But what makes it so good?
We want members of the scheme to feel informed and empowered when it comes to planning for their financial future, but we know that pensions can feel complicated and difficult to understand.
This podcast aims to make things simple - whether you're working or retired, if you've left the Civil Service - or even if you're thinking about joining the Civil Service - there's something for everyone.
Hosts Rob Walker and Emily Eccles from MyCSP (the scheme administrator for Civil Service Pensions) take things back to basics. Their conversations will help you get to grips with your pension and even make some informed decisions about your future. No question is too small and no answer is too complex.
Each episode explores different aspects of the scheme. With expert guests and members talking about their life experiences and perspectives, and how these events have affected their views on retirement and their pension. Each informative episode could help you think about your pension in different ways.
Many people believe that a pension is something to think about later in life, or something to get round to dealing with eventually. That just isn't true. It’s never too early to start saving or planning for your future beyond work.
Your pension is one of your most valuable assets and the decisions you make now can have a huge impact further down the line. It is a crucial personal financial benefit and your ticket to living your best life when you're no longer working. It's key to making your retirement years as fulfilling and rewarding as possible.
From learning the basics, we explore a number of topics surrounding pensions and the scheme itself. Our first series features case studies of members in their 20s and 30s through to retirement, as well as discussions around the Gender Pension Gap, discovering how common life events can affect your ability to save for the future and the steps you can take to boost your pension.
Even if you've never worked for the Civil Service before, this podcast is full of useful information and advice for anyone with a workplace pension. We hope you enjoy it.
To find out more about the scheme, visit <a href="http://www.civilservicepensionscheme.org.uk">www.civilservicepensionscheme.org.uk</a>

Civil Service Pensions Podcast

2015 Remedy (McCloud) explained

For our final minisode of Season 3, Rob and Emily chat to Rosie Geeves, Head of Member Services, and Dean Norman, Senior Pensions Administrator about what happens to your pension when you die.

The idea of losing a loved one, or what we’d like to happen after we die, are difficult topics to discuss - particularly when we need to deal with paperwork, formalities, or even financial complications during an emotional time.

Rosie and Dean talk us through what happens to your Civil Service pension after you die and the benefits available to your loved ones. They explain how these benefits work in various scenarios, and key things to consider if you’re looking to put plans in place.

While you can’t prepare for everything in life or in death, you can take steps now to make life easier for those you leave behind.

Useful links:
Full transcript of this episode
Accessible version of this episode
Tell us someone has died
How to claim death benefits
Benefits for your loved ones
Make a death benefit nomination

For our final minisode of Season 3, Rob and Emily chat to Rosie Geeves, Head of Member Services, and Dean Norman, Senior Pensions Administrator about what happens to your pension when you die. The idea of losing a loved one, or what we’d like to happen after we die, are difficult topics to discuss - particularly when we need to deal with paperwork, formalities, or even financial complications during an emotional time.
Rosie and Dean talk us through what happens to your Civil Service pension after you die and the benefits available to your loved ones. They explain how these benefits work in various scenarios, and key things to consider if you’re looking to put plans in place.
While you can’t prepare for everything in life or in death, you can take steps now to make life easier for those you leave behind. Useful links:
<ul>
<li><a href="https://www.civilservicepensionscheme.org.uk/media/jgdpypdx/podcast-s3m6-bereavements-transcript-final.pdf">Full transcript of this episode</a></li>
<li><a href="https://youtu.be/lDfDFTjcwNc">Accessible version of this episode</a></li>
<li><a href="https://www.civilservicepensionscheme.org.uk/your-pension/personal-life/tell-us-someone-has-died/" data-ogsc="" data-outlook-id="8cb1d6b0-7e66-4796-9734-ed926883eb3b">Tell us someone has died</a></li>
<li><a href="https://www.civilservicepensionscheme.org.uk/media/vconfath/csps-how-to-claim-death-benefits-v31.pdf" data-ogsc="" data-outlook-id="a9599c08-6dfa-41b9-8b2a-471942a6bf49">How to claim death benefits</a></li>
<li><a href="https://www.civilservicepensionscheme.org.uk/your-pension/personal-life/benefits-for-your-family-and-loved-ones/" data-ogsc="" data-outlook-id="8609a059-f851-4590-98b7-96fc335f2752">Benefits for your loved ones</a></li>
<li><a href="https://www.civilservicepensionscheme.org.uk/your-pension/managing-your-pension/death-benefit-nomination/" data-ogsc="" data-outlook-id="5e012cfc-7d2e-43a7-a3ef-aa00a78019fe">Make a death benefit nomination</a></li>
</ul>

Minisode: What happens when someone passes away?

In our penultimate episode of this season, Rob sits down with guests to explore the role employers play in the Civil Service Pension scheme. 

Andy Jones (Cabinet Office), Louise Ibbetson (DWP) and Lara Muniz Fernandez (MOJ) share their perspectives on the scheme and discuss their experiences of supporting members to get the most out of their Civil Service Pension. 

The group explore the role of an employer and their responsibilities, the breadth of careers available within the Civil Service and some of the most common myths and misconceptions they hear when it comes to pensions.

Louise, Lara and Andy also share tips and advice on how to find out more about your Civil Service Pension and make sure it’s working for you.



Useful links:
Full transcript of this episode
Accessible version of this episode
Contribution rates
Pension Power
Pension Portal
Annual Benefit Statements
alpha or partnership
2015 Remedy updates
Employer Hub

In our penultimate episode of this season, Rob sits down with guests to explore the role employers play in the Civil Service Pension scheme. Andy Jones (Cabinet Office), Louise Ibbetson (DWP) and Lara Muniz Fernandez (MOJ) share their perspectives on the scheme and discuss their experiences of supporting members to get the most out of their Civil Service Pension. The group explore the role of an employer and their responsibilities, the breadth of careers available within the Civil Service and some of the most common myths and misconceptions they hear when it comes to pensions. Louise, Lara and Andy also share tips and advice on how to find out more about your Civil Service Pension and make sure it’s working for you. 
Useful links:
<ul>
<li><a href="https://www.civilservicepensionscheme.org.uk/media/jjzibknd/podcast-s3e6-csps-employer-insights-transcript-final.pdf">Full transcript of this episode</a></li>
<li><a href="https://www.youtube.com/playlist?list=PLDtt6UdzAp7QzUZ3pl337qvFUYG4dMZbQ">Accessible version of this episode</a></li>
<li><a href="https://www.civilservicepensionscheme.org.uk/your-pension/managing-your-pension/contribution-rates/" data-ogsc="" data-outlook-id="e9684bdb-445f-471d-b61f-8f38922d17d1">Contribution rates</a></li>
<li><a href="https://www.civilservicepensionscheme.org.uk/knowledge-centre/resources/pension-power-webinar/" data-ogsc="" data-outlook-id="d7440fe6-17e8-4762-8f7f-bfb18d6babe6">Pension Power</a></li>
<li><a href="https://members.civilservicepensionscheme.org.uk/" data-ogsc="" data-outlook-id="50747b3c-7c6d-4caf-abc5-7e268068ef11">Pension Portal</a></li>
<li><a href="https://www.civilservicepensionscheme.org.uk/your-pension/yearly-pension-update/annual-benefit-statement-abs/" data-ogsc="" data-outlook-id="99b26e39-774c-4830-90a5-959c0046304b">Annual Benefit Statements</a></li>
<li><a href="https://www.civilservicepensionscheme.org.uk/joining-the-pension-scheme/alpha-or-partnership/" data-ogsc="" data-outlook-id="b5f5668a-007b-44bd-9f4a-8aa0b9af0aa0">alpha or partnership</a></li>
<li><a href="https://www.civilservicepensionscheme.org.uk/your-pension/2015-remedy/2015-remedy-mccloud-updates/" data-ogsc="" data-outlook-id="b30f687d-8887-4d6e-908e-1fb93bf63bc1">2015 Remedy updates</a></li>
<li><a href="https://www.civilservicepensionscheme.org.uk/employers/" data-ogsc="" data-outlook-id="ddd936f4-39f5-4b9d-8bf9-4c4d802f1e33">Employer Hub</a></li>
</ul>

The Civil Service Pension scheme: Employer insights

In this minisode, Emily and Rob are joined by Michelle Storer, Training Consultant, to discuss partial retirement. 

Partial retirement enables active members to take some of their pension and tax-free lump sum while continuing to work. It’s a great way to ease yourself into your post-work years, or work for longer without needing to work full-time – whatever is right for your circumstances.

Michelle talks us through the partial retirement process step by step, with tips and advice on what to consider if you’re exploring this option.

Listen to this episode using the embedded player on this page, or by searching 'Civil Service Pensions Podcast', wherever you get your podcasts.

Useful links:
Full transcript of this episode
Accessible version of this episode
Partial retirement
Abatement
Pension Portal

In this minisode, Emily and Rob are joined by Michelle Storer, Training Consultant, to discuss partial retirement. Partial retirement enables active members to take some of their pension and tax-free lump sum while continuing to work. It’s a great way to ease yourself into your post-work years, or work for longer without needing to work full-time – whatever is right for your circumstances.
Michelle talks us through the partial retirement process step by step, with tips and advice on what to consider if you’re exploring this option.
Listen to this episode using the embedded player on this page, or by searching 'Civil Service Pensions Podcast', wherever you get your podcasts.
Useful links:
<ul>
<li><a href="https://www.civilservicepensionscheme.org.uk/media/rpmk4gry/podcast-s3m5-quick-guide-to-partial-retirement-transcript-final.pdf">Full transcript of this episode</a></li>
<li><a href="https://youtu.be/_i10OjncWr0">Accessible version of this episode</a></li>
<li><a href="https://www.civilservicepensionscheme.org.uk/planning-for-retirement/what-are-my-options/partial-retirement/" data-ogsc="" data-outlook-id="3cdfae77-f2e6-460f-bae2-11b641ccd2c9">Partial retirement</a></li>
<li><a href="https://www.civilservicepensionscheme.org.uk/planning-for-retirement/what-are-my-options/partial-retirement/abatement/" data-ogsc="" data-outlook-id="3a59171c-a270-4736-89e0-c669992d14bd">Abatement</a></li>
<li><a href="https://members.civilservicepensionscheme.org.uk/" data-ogsc="" data-outlook-id="6d4be087-a26b-4223-825f-e0e09a36cb1f">Pension Portal</a></li>
</ul>

2015 Remedy (McCloud) explained

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