In this conversation, Brandon Bowen discusses the intricacies of Social Security benefits, emphasizing the importance of timing and strategy in claiming these benefits. He outlines key ages for claiming Social Security, the impact of cumulative earnings, and the complexities involved in navigating the system. The discussion also touches on the current state of Social Security and the need for a comprehensive income plan in retirement. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoNJZT Also on Facebook and YouTube.

This week, Charleston's Retirement Coach, Brandon Bowen, discusses the parallels between preparing for Thanksgiving and planning for retirement. He emphasizes the importance of having a solid plan, assessing current resources, and monitoring progress to ensure a successful retirement. The discussion includes various analogies, including cooking and golfing, to illustrate financial strategies and the need for diversification in investment portfolios. The conversation wraps up with personal reflections on Thanksgiving traditions and the value of family. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoNJZT Also on Facebook and YouTube.

This week, Charleston's Retirement Coach, Brandon Bowen, discusses the intricacies of retirement planning, emphasizing the importance of having a solid plan in place as one approaches retirement age. He highlights the need for flexibility in retirement plans, allowing for adjustments based on individual circumstances and desires. The discussion also delves into the significance of legacy planning, encouraging listeners to consider how they want to be remembered, and the impact they wish to leave behind for their loved ones. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoNJZT Also on Facebook and YouTube.

This week, Brandon Bowen delves into the implications of the recent election on financial markets and retirement planning. He discusses market reactions, predictions for the upcoming year, and the importance of having a solid income plan for retirement. Various client experiences are shared, emphasizing the need for diversified income streams and tax strategies. The discussion also touches on historical market performance in relation to political leadership, highlighting the necessity of preparing for potential market fluctuations and tax changes. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoNJZT Also on Facebook and YouTube.

This week, Charleston's Retirement Coach, Brandon Bowen, shares his journey from a humble upbringing on a chicken farm in South Carolina to becoming a successful financial advisor. He discusses the influence of his family, the challenges he faced in his career, and the rewarding moments of helping clients achieve their retirement goals. Brandon also opens up about his personal life, including his experiences as a father and navigating through a divorce, while emphasizing the importance of family and faith in his life. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoNJZT Also on Facebook and YouTube.

This week, Brandon Bowen discusses Halloween traditions and transitions into the importance of financial planning for retirement, particularly focusing on annuities as a reliable income source. The discussion highlights the benefits of having a structured financial plan, the comfort of initial consultations, and the no-cost approach to financial advice, emphasizing the importance of treating clients' savings with care and respect. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoNJZT Also on Facebook and YouTube.

This week, Brandon Bowen delves into the complexities of retirement planning, emphasizing the risks of a DIY approach and the importance of professional guidance. He covers essential topics such as tax strategies, Roth conversions, required minimum distributions, and the psychological shift from negative to positive thinking about retirement. The discussion highlights the need for a comprehensive income plan and preparation for market volatility, ultimately aiming to empower listeners to take control of their financial futures. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoNJZT Also on Facebook and YouTube.

This week, Brandon Bowen discusses the importance of year-end financial planning, particularly focusing on 401(k) strategies and the necessity of having multiple income streams in retirement. He highlights the risks associated with relying solely on traditional retirement plans and emphasizes the need for a diversified income strategy. The discussion also touches on the lessons learned from Tupperware's business struggles, illustrating the importance of adapting financial strategies to changing circumstances. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoNJZT Also on Facebook and YouTube.

This week on Charleston's Retirement Coach, Brandon Bowen discusses the origins and implications of the 401(k). He delves into the hidden fees associated with 401(k) plans and the importance of transparency in financial planning. Brandon emphasizes the need for a comprehensive financial strategy, particularly as individuals approach retirement, and the role of financial advisors in helping clients navigate their financial futures. He also stresses the importance of organizing one's financial life to achieve financial independence. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoNJZT Also on Facebook and YouTube.

This week, Brandon Bowen discusses the critical aspects of retirement planning, highlighting the common regrets of not saving adequately, the importance of having a personalized retirement plan, and the fears associated with running out of money. The discussion emphasizes the need for a strategic approach to income generation in retirement, the implications of the 4% rule, and the potential for achieving higher drawdown rates through effective planning and investment strategies. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoNJZT Also on Facebook and YouTube.

Many people struggle with the transition from saving for retirement to confidently spending their savings. This can be especially challenging for those who have followed a disciplined approach to saving, such as Dave Ramsey graduates. Breaking down this mentality requires a plan that allows for both discipline and freedom. It's important to shift from a growth mindset to an income mindset in retirement and adjust investments accordingly. A proper retirement plan can help individuals loosen up and spend with confidence, preventing future regrets. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoNJZT Also on Facebook and YouTube.

As retirement approaches, it is important to have a plan in place. One common mistake people make is leaving their 401k in a cash account that only pays a marginal rate of interest. This can result in missing out on potential gains from the stock market. Brandon discusses common mistakes retirees make and highlights the importance of being tactical with investment strategies. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoNJZT Also on Facebook and YouTube.

In this episode, Brandon focuses on fear, risk, and finding balance in retirement planning. He highlights the importance of addressing emotions and shifting thinking in retirement. The fear of losing money can hinder growth in retirement savings, especially for women who tend to be more conservative. Brandon emphasizes the need for diversification and a balanced approach to investing. It also discusses the benefits of having a comprehensive retirement plan that includes guaranteed income and strategies to preserve and grow wealth. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoNJZT Also on Facebook and YouTube.

Brandon discusses how to prepare for the financial future amidst market turmoil. He emphasizes the importance of having a plan and realistic expectations. Brandon introduces the concept of three buckets for retirement savings: safety and income, moderate growth, and maximum risk and growth potential. He explains how each bucket serves a different purpose and helps to lower stress. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoNJZT Also on Facebook and YouTube.

Brandon addresses the issues some retirees may face such as having to switch financial advisors, paying high fees, or having poor portfolio performance. He emphasizes the value of a customized retirement plan that addresses income streams, market investments, tax strategies, and personal goals. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoNJZT Also on Facebook and YouTube.

Brandon explains the importance of legacy planning, the need for income during retirement, and the potential risks of relying on a single income stream. He highlights the case of Tom Selleck, who is concerned about affording his home after retiring despite his net worth. Brandon emphasizes the need for a comprehensive retirement plan that includes multiple income sources and provides stability. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoNJZT Also on Facebook and YouTube.

Legacy planning is a personal and often avoided topic, but it is crucial to make decisions while you're still alive to avoid someone else making them for you. The state of South Carolina has a plan if you don't have one, which can put your loved ones in a difficult situation. Proper legacy planning involves checking beneficiaries, account types, considering a revocable living trust, managing non-qualified accounts, and planning for the sale of a business or property. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoNJZT Also on Facebook and YouTube.

Brandon discusses why financial independence and retirement planning are different and emphasizes the importance of having sufficient residual income for true independence. He also highlights the various means to achieve financial independence, such as rental properties and annuities. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoNJZT Also on Facebook and YouTube.

Brandon discusses the confusion and challenges surrounding financial planning for retirement, specifically focusing on Social Security. He highlights the complexity of the tax code and the difficulties in understanding and filing taxes. Brandon also explains three lesser-known rules related to Social Security filing and provides examples of how these rules can impact individuals’ benefits. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoNJZT Also on Facebook and YouTube.

Brandon covers the potential threats to Social Security and the need to plan for a reduction in income streams in retirement. He highlights the possible cuts that could occur by 2035 on Social Security income. Brandon also explores the various scenarios that could lead to reduction in retirement income, such as the absence of a survivor benefit in a pension plan or the less of one spouse’s Social Security check. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoNJZT Also on Facebook and YouTube.

Brandon explores the importance of legacy planning and financial preparation for the future, inspired by the passing of basketball legend Bill Walton. He delves into the significance of communicating and documenting wishes, the role of trust in estate planning, and the impact of financial decisions on family dynamics. Brandon emphasizes the need for a comprehensive legacy plan to ensure that wishes are carried out and to avoid potential conflicts and regrets among surviving family members. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoNJZT Also on Facebook and YouTube.

Brandon discusses how fees can impact your retirement savings and the importance of creating a custom-tailored financial plan to potentially limit fees. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoNJZT Also on Facebook and YouTube.

The markets have recently hit new all-time highs, causing some concern about a potential crash. Brandon discusses the importance of having a long-term financial plan, especially those that have less than $1 million saved for retirement. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoNJZT Also on Facebook and YouTube.

Effective tax planning is important when it comes to retirement. Brandon highlights the potential changes in tax brackets and rates under the Biden administration, and explains the opportunities Roth conversions can provide when aiming to maximize savings and income in retirement. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoNJZT Also on Facebook and YouTube.

In this episode, Brandon discusses the potential risks and challenges in the current economic climate. He emphasizes the importance of being aware of the possibility of a market crash and the need to minimize tax implications. Brandon highlights diversification as a key strategy, with a focus on developing a comprehensive financial plan that aligns with individual goals and objectives in retirement. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoNJZT Also on Facebook and YouTube.

Social Security has 678 ways to file and over 2,000 rules to consider. This can cause confusion and many challenges when you begin planning for your retirement. In this episode, Brandon shares three lesser-known rules about Social Security filing and why it’s important to understand these rules to maximize benefits. Also, Brandon explains why income plans need to be personalized in retirement and not rely solely on Social Security. Ready to learn more about your Social Security benefits? Visit BowenWealth.com to start today!

Annuities often have a bad reputation due to fees, generating a low stream of income, and locking up principal. However, higher interest rates have made annuities something to consider when building out an income plan for retirement. In this episode, Brandon breaks down the concerns people have with annuities and why they can be a valuable and beneficial tool to generate income in retirement. Ready to see if annuities are right for you? Visit BowenWealth.com to start today!

Nick Saban’s wife Terry wrote to her husband “The 10 Commandments of Retirement” now that the legendary coach has called it a career. While the full list is still private, Ms. Terry did reveal some of things that Coach Saban has to abide by. In this episode, Brandon shares what his commandments in retirement are and what he advises retirees to do to live their best retirement life. Ready to plan for the retirement you’ve dreamed of? Visit BowenWealth.com to start today!

Retirement can be a source of fear and uncertainty for many people. Retirees may face an identity crisis after walking away from work and struggle to find a purpose in their retirement years. In this episode, Brandon discusses how aiming to define your dream retirement may lead to a mindset change of achieving financial independence and what that looks like for retirees. Ready to plan for the retirement you’ve dreamed of? Visit BowenWealth.com to start today!

Country Music star Cody Johnson recently shared with us how the “rush” and nervousness he experiences when going on stage helped him find his purpose. Nerves may often hinder us from taking the right steps to finding purpose during our retirement years, which could be costly. On this episode, Brandon shares how being nervous about running out of money may ultimately prevent you from living out the retirement that you want. Hear about the importance of taking proactive steps when building out a custom retirement plan that suits your desires. Ready to plan for the retirement you’ve dreamed of? Visit BowenWealth.com to start today!

The top 20 airlines racked up $33 Billion in baggage fees last year. How much in fees came out of your portfolio last year? While paying fees in retirement is necessary, you don’t have to pay as much as you think. On this episode, Brandon explains what types of investments could be hindering the growth of your retirement plan and suggests alternative options to minimize your plan’s expenses. Ready to see how much in fees you’re paying in your current retirement plan? Visit BowenWealth.com for your portfolio review.

Hear a young woman’s reaction to taxes being deducted from her first paycheck at her first full-time job. Don’t be like Emmie Jackson and get caught off guard by the amount of taxes coming out of your first retirement paycheck. On this episode, Brandon discusses the many tax strategies that people in or near retirement need to utilize to make the most of their retirement plan. Hear about the importance of not only having a tax preparer, but a tax planner to help maximize your savings. Ready to optimize your tax strategy in retirement? Visit BowenWealth.com for your portfolio review.

Anew survey found the average person has 26 items of clothing that never get worn. 65% of people admit to having clothes with tags still on them! We all have a closet that could use some cleaning out, but it likely won’t have much effect on your future. But what about your “financial closet?” On this episode, Brandon speaks of the common to out-of-date findings he sees when running a portfolio X-Ray. Just like having 6 colors of the same shirt, he’ll often find redundancies like multiple fund holdings that carry the same investments, and similar to having clothes that don’t fit, you may have investments that don’t fit. You don’t dress like you did when you were 35, so why are you still invested like you were at 35? Ready to refocus your finances toward the future? Visit BowenWealth.com for your portfolio review.

One checklist of what to do 5 years before retirement sums it up by saying, “Know what’s coming in, know what’s going out, and have a plan for taxes and healthcare.” It seems simple enough, but what could you be missing? Charleston’s Retirement Coach, Brandon Bowen, digs deeper to sort through the “easy items” and “tough stuff” you need to address within your own plan. Learn ways to identify and organize your financial needs, wants, and risks. Go beyond the basics and address income longevity, stock market risk, and sequence of return planning. Whether you have $500,000 or $5 million, take actionable steps to help avoid financial blind spots within your plan. Visit BowenWealth.com  to schedule time with Brandon and begin your personalized retirement gameplan.

On this episode Charleston’s Retirement Coach, Brandon Bowen, tackles the growing fear of rising taxes and how it could impact your retirement. Learn why traditional savings like 401Ks might suffer from future tax hikes, discover how proactive planning across different tax accounts could reduce your tax burden, and hear ways to identify whether your advisor is costing you money while missing growth opportunities. Visit BowenWealth.com and take action against the “taxman” and his plans for your savings.

“Moving on” has been a theme among some big names in sports, including Alabama football coach Nick Saban. We hear from Coach Saban and what made him realize it was time to move on to retirement, to the surprise of many Tide fans. Brandon parallels the idea to the surprise for someone who finds out their advisor is moving on or retiring themselves. He shares the challenges that can come like being passed around to different junior advisors, or having to work with someone who doesn’t understand your goals and objectives. As you move closer to retirement your needs change. At Bowen Wealth they can help you shift from growth to income and create strategies for the other areas you need to have covered in your later years. Visit BowenWealth.com to learn ways to create a smooth transition into retirement.

If you made a New Year’s resolution, there’s a good chance you’ve abandoned it by now… about 43% of us do by the end of January! The main reason is that we’re not being held accountable by anyone to keep it. In this episode, Charleston’s Retirement Coach Brandon Bowen talks about the ways he helps keep his clients accountable to their financial goals. Brandon shares how having a disciplined approach to your financial goals is crucial for retirement and his belief of how “discipline now can lead to freedom later.” Explore the significance of accountability and the role of a comprehensive retirement plan to help create steady income during retirement. Turn your financial resolutions into reality! Visit BowenWealth.com and take the first step towards building your retirement game plan in 2024.

In this episode, Brandon Bowen discusses crucial strategies to help you better prepare for your financial future and navigate the challenges of retirement. Join as he discusses the TIAA (Teachers Insurance and Annuity Association of America) controversy, emphasizing the importance of a fee analysis to reveal hidden costs and enable you to make more informed decisions about your financial future. Explore essential elements of a comprehensive retirement plan, from designing surplus income to covering expenses to reducing market risk. Brandon shows how a "boring" portfolio may be just the thing you need for a happy retirement. If you're uncertain about your retirement plan, visit BowenWealth.com to schedule a fee X-ray on your portfolio.

Join Charleston’s Retirement Coach Brandon Bowen as he explains the art of creating a retirement plan that's both disciplined and dream filled. Brandon shares how he prioritizes honest conversations with his clients so that he can understand their personal aspirations and better customize their individual financial plans. From market crashes to unexpected windfalls, Brandon showcases how a living, breathing retirement plan evolves with your life. He gives insight into navigating the delicate balance between disciplined financial decisions while also allowing yourself the freedom to enjoy the retirement you've envisioned. Whether it's a second home, a dream vacation, or a golf membership, visit BowenWealth.com to learn ways to better incorporate your dreams within your overall retirement strategy.

Join Brandon as he discusses crucial strategies to prepare for your financial future, especially in the face of rising inflation. From unexpected expenses to the impact of inflation on daily costs, he breaks down the complexities of retirement planning, especially for couples entering this next phase. Discover why inflation is a critical factor to consider and how it can sneak up on your retirement expenses. Learn the significance of stress-testing your plan and the role of investments in the game of retirement. Brandon shares actionable steps from investment strategies to addressing rising living costs, all in effort to help you understand how much you’ll be able to spend. If you’re contemplating retirement but feeling uncertain, visit BowenWealth.com to learn more about navigating the evolving financial landscape.

In this episode, we delve into the concept and challenges associated with retiring early—a dream harbored by many. Brandon shares his observations on clients who, despite having saved substantial amounts, hesitate to take the leap into retirement and not just because they fear running out of money… Digging into the psyche of retirees, he unveils the mental barriers that hold people back like the identity crisis some face when contemplating retirement and how their attachment to work roles and titles can become a stumbling block, hindering the transition to a life of leisure. Pre-retirees should ask themselves: Does working one more year with a busy schedule really make a difference, when you can retire now, maintain the same income, but live life on your own terms? The episode emphasizes the importance of stress testing financial plans, addressing risks, fees, and the need for a solid income replacement strategy. If you’re contemplating retirement but feeling uncertain, visit us at BowenWealth.com and begin the conversation towards better securing your financial future.

In this episode, Brandon shares a recent exchange with a car mechanic, showcasing the dealership's commitment to transparency and customer safety. He uses the experience to point out the similarities between auto repair language and the complexities of financial advice, highlighting the fear and intimidation people often feel in both scenarios. Much like the car owner's fear of deceptive mechanics, individuals often worry about navigating the complexities of financial advisors. The importance of transparency and a comprehensive risk and fee analysis becomes evident to help ensure financial confidence. If you've been contemplating a second opinion on your financial portfolio, go to BowenWealth.com to start a conversation about securing your financial future with confidence.

Just as a Thanksgiving feast brings joy and fulfillment, your retirement should also be a time of happiness and abundance! On this episode, Brandon draws the parallels between preparing a holiday feast and crafting a successful retirement income plan. Gather around as we discuss the “entrée” and “sides” for your financial future. Just like a well-balanced meal, your retirement income plan should have various components. Brandon discusses maximizing Social Security, exploring fixed indexed annuities, alternative investments, real estate, and dividend stock portfolios. It's an array of flavors tailored to your specific situation, ensuring a steady income stream during retirement. Connect with Brandon and his team at BowenWealth.com to begin exploring what key ingredients will help satisfy your retirement goals and dreams.

A tiny Georgia restaurant is in the news over the fee they’re charging customers who bring in unruly children. The story sparks a conversation about the fees you pay on your retirement savings…whether or not you know it. Many investors have minimal understanding of the fees associated with their portfolios. Brandon highlights three common areas where fees hide and explains the hefty toll these hidden fees can take on your financial outcome. If you're concerned about hidden fees eroding your retirement savings or curious about the true costs of managing your investments, connect with Brandon and his team at BowenWealth.com to start your journey towards financial clarity today!

Holiday candy has started piling up and the seasonal feeding frenzy has begun. But this time of year is not just about treats; it's also about tricks to make your money work harder! Instead of feeling guilty about indulging, let's explore opportunities to make strategic moves for your finances…In this episode of Charleston’s Retirement Coach, Brandon Bowen discusses some key strategies to consider for end-of-year financial planning. We hear from personal finance guru Suze Orman, who's looking at bonds as a potentially attractive investment in the current environment. Brandon also shares an interesting perspective on how many people overestimate their willingness to endure market volatility until they're faced with red numbers in their portfolios. He also shares how he works to calculate the "income efficiency score" of his clients’ portfolios to measure how effectively they will generate income in retirement. Connect with Brandon and his team at BowenWealth.com to learn how to calculate your retirement “income efficiency score.”

Many investors who’ve worked with financial professionals have longstanding relationships with their advisors, who’ve served them well during their working years. However, as they approach retirement, they might begin to question if they're still getting the service they need for this next phase of life. In this episode, financial advisor and retirement planner, Brandon Bowen discusses how, just as your needs in doctors change, the type of financial advisor you need may also be different. Even if you are fond of your current advisor, it is important to get a second opinion on your plan to understand what options you might have for creating income streams, filing for social security, and tax and legacy planning. Connect with Brandon and his team at BowenWealth.com for a second opinion on your savings and investments.

In this episode, Charleston’s Retirement Coach, Brandon Bowen, delves into the perplexing world of bond market trends noting the current inverted yield curve and how it often predicts recessions. But how does this affect your retirement savings? Brandon offers a fresh perspective to understanding your portfolio by treating it like you would the temperature settings on your oven: Should you go low and slow with conservative investments? Embrace the middle ground? opt for higher-risk strategies for specific financial goals? He explains ways to tailor your investment strategy, utilizing exclusive Market Guard portfolios, to help you achieve your unique goals while also working to ensure that your income needs are met. Looking to build balance into your retirement accounts? Connect with Brandon and his team at BowenWealth.com, and start making your path to a fulfilling retirement. #FinancialPlanning #InvestmentStrategies #RetirementPortfolio #InvertedYieldCurve #Recession #MarketTrends #MarketGuard #IncomePlanning #RetirementIncome #FinancialAdvisor #RetirementPlanning #FinancialMarket #BowenWealth #FinancePodcast #FinancialLiteracy #RetirementGoals #RetirementSavings #FinancialAdvisor #FinancialFuture #WealthManagement #RetirementPodcast #FinancialLiteracy #wealth #fyp #podcast #SouthCarolina #Charleston #CharlestonsRetirementCoach #RetirementGameplan

In this episode, Charleston’s Retirement Coach, Brandon Bowen delves into what he calls "rocking chair regrets" and how he wants everyone to avoid them. Through the story of a couple he knows, who postponed retirement only for the husband to pass away shortly after, he highlights the importance of making the most of your years while you have them. Brandon also discusses the fears that keep some people in jobs they dislike and the critical role financial planning plays in retiring sooner and living life to the fullest. Discover how better Social Security strategies and income-focused portfolios can help make your retirement dreams a reality. If you're feeling stuck in your job and dreaming of retirement, connect with Brandon and his team at BowenWealth.com, and start making those dreams a reality. #RetirementPlanning #FinancialPlanning #RockingChairRegrets #EarlyRetirement #IncomePortfolio #SocialSecurityStrategy #SocialSecurity #FinancialAdvisor #BowenWealth #FinancePodcast #FinancialLiteracy #RetirementGoals #RetirementYears #FinancialEducation #RetireSooner #RetirementDreams #IncomePlan #RetirementSavings #RetirementIncome #RetirementPlanning #FinancialFuture #WealthManagement #RetirementPodcast #FinancialLiteracy #wealth #fyp #podcast #SouthCarolina #Charleston #BrandonBowen #BowenWealth #CharlestonsRetirementCoach #RetirementGameplan #FinancialAdvisor

Social Security is a vital part of retirement planning for many Americans. But with so many different filing strategies available, it can be tough to know which one is right for you. In this episode, Brandon shares insight on how to find what Social Security filing strategy may work for your individual needs. Brandon discusses the different factors to consider when choosing a filing strategy, such as your age, health, income, and retirement goals.  He also explains how to avoid some of the common pitfalls of Social Security planning. Before you file for Social Security, connect with Brandon and his team at BowenWealth.com, to begin the conversation about your filing options and building a retirement income plan customized to your goals. #SocialSecurity #SocialSecurityFilingStrategies #SocialSecurityBenefits #IncomePlan #RetirementSavings #RetirementIncome #RetirementPlanning #FinancialFuture #WealthManagement #FinancePodcast #FinancialLiteracy #wealth #fyp #podcast #SouthCarolina #Charleston #BrandonBowen #BowenWealth #CharlestonsRetirementCoach #RetirementGameplan #FinancialAdvisor

The financial landscape is changing, and traditional market wisdom may not hold true anymore. In this episode, Brandon dives into the disconnect between the stock market and the economy and the importance of caution in your investment approach. Brandon also shares the reasons he believes you may want to give annuities a second look. Annuities are often misunderstood but have evolved and now offer many compelling benefits for retirees, especially in today's economic climate. Brandon breaks down the advantages of annuities compared to traditional low-yield bond funds, how they could provide principal protection with reliable growth (even in uncertain times), and their role in building a diversified retirement portfolio. If you’re ready to build an income plan for your retirement, connect with Brandon and his team at BowenWealth.com, to begin the conversation today. #IncomePlan #RetirementSavings #RetirementIncome #InvestmentStrategies #Annuities #FinancialEducation #RetirementPlanning #FinancialFuture #MarketTrends #PrincipalProtection #PortfolioDiversification #FinancialAdvisor #WealthManagement #FinancePodcast #FinancialLiteracy #RiskManagement #PortfolioXray #DiversifiedPortfolio #wealth #fyp #podcast #SouthCarolina #Charleston #BrandonBowen #BowenWealth #CharlestonsRetirementCoach #RetirementGameplan