Are You Too Close to Retirement to Ignore Market Risk?

What happens to your retirement if the next market correction arrives right after you stop working? In this episode, Brandon Bowen discusses why investors approaching retirement may need a different strategy than those still years away from leaving the workforce. He explains the importance of build…

Why DIY Retirement Planning Can Get Complicated Fast

Is retirement really the time to go it alone, or is that when the biggest financial blind spots begin to appear? In this episode, Brandon Bowen explores the differences between managing investments during your working years and navigating the complexities of retirement. The conversation covers Soci…

Do You Need an Advisor or a Retirement Coach?

What separates a successful retirement coach from someone who simply manages investments? In this episode, Brandon Bowen explains why retirement planning is about more than market performance. He discusses the value of seeing the full financial picture, including income, taxes, Social Security, est…

What Changes for Your Retirement Savings at Age 59½?

Did you know turning 59½ could unlock new options for one of your biggest retirement assets? In this episode of Charleston’s Retirement Coach, Brandon Bowen explains why age 59½ is an important milestone for retirement savers, how 401(k) rollovers work, and why they are often misunderstood. He disc…

Should You Spend Your Money or Leave It to Your Kids?

Have you worked hard to build your savings only to wonder whether it’s for you or the next generation? In this episode, Brandon Bowen explores the balance between enjoying retirement and creating a meaningful legacy. The conversation covers inheritance expectations, retirement income planning, esta…

Have You Picked a Retirement Age or Built a Retirement Plan?

Is retirement really about reaching a certain age, or is it about being ready for what comes next? In this episode, Brandon Bowen explores how purpose, family priorities, health, financial readiness, and lifestyle goals all play a role in determining the right time to retire. Through a real-life cl…

Could Your IRA Be Setting Up a Future Tax Surprise?

What if your retirement account could trigger a larger tax bill than you expected? In this episode, Brandon Bowen explains how required minimum distributions (RMDs) can affect taxable income, Social Security taxation, and Medicare premiums. He discusses why retirees with significant balances in tax…

Are Your Retirement Savings Setting You Up for a Tax Surprise?

Could the type of accounts you save in today have a major impact on your retirement taxes tomorrow? In this episode of Charleston’s Retirement Coach, Brandon Bowen explains the differences between tax-deferred, taxable, and tax-free accounts and why having a mix of all three may provide more flexib…

What Should You Do With an Unexpected Inheritance?

What would you do if a six-figure inheritance suddenly landed in your lap? In this episode, Brandon Bowen discusses common inheritance decisions and the different considerations that can arise depending on your age and stage of life. He shares real-world examples of families navigating inherited as…

Could One Market Drop Change Your Retirement Plans?

Could a market downturn at the wrong time have a greater impact on your retirement than you expect? In this episode, Brandon Bowen discusses sequence of returns risk and why market losses can be especially challenging for retirees who are drawing income from their portfolios. He explains how strong…