Money on a Monday: Why don’t we get cash discounts on cars?

Did you know that you can’t just walk into a motor dealership and ask for a cash discount if you want to buy a vehicle outright without taking out financing from a bank? Lester Kiewit speaks to Michael Pashut, owner and founder of changecars.co.za, to talk about kickbacks known as Dealer Incentive …

Money on a Monday: How to turn the salary question to your advantage at next job interview

How do you value your worth when it comes to salary expectations during a job interview? Do you play it safe by giving them a low figure but at the risk of undervaluing yourself? Or do you take the confident and aggressive approach and go for a high number? Lester Kiewit speaks to Advaita Naidoo, A…

Money on a Monday – changing the money mindset of young South Africans

Lucha Lunako is a hybrid social enterprise focused on youth development, and they have developed a financial education programme designed to help young people rethink their relationship with money. Rather than focusing only on budgeting, the eight-week Foundations for Financial Freedom course draws…

Money on a Monday: Why purpose-led credit is better for us and for society

Modern day society is largely run on credit in one form or another, and this is usually associated with negative connotations such as indebtedness and constant debt spirals. But what if we can change our mindset and behaviour and use credit in a more controlled and purposeful manner? Lester Kiewit …

Money on a Monday: What the scrapping of prime rate could mean for your bond and the rand

The South African Reserve Bank has proposed doing away with the prime lending rate, which has been the benchmark for decades for home loans, business loans, and overdrafts. How might such a move impact us? Lester Kiewit speaks to Harry Scherzer, CEO and founder of Future Forex.   Good Morning Cap…

Money on a Monday: How fair is it to expect learners and parents to raise funds?

Parents often begrudge school fundraising events as they feel they have contributed enough by paying their school fees. How fair is it to expect learners and parents to actively take part in fundraising drives? Lester Kiewit speaks to Matakanye Matakanya, general secretary of the National Associati…

Money on a Monday: Car aircon vs open windows - which is more economical?

Is it more economical to drive with the windows wound down (with safety also needing to be considered) and the aircon turned off, or with all the windows closed and the aircon engaged? Lester Kiewit speaks to Nicol.Louw, engineer and technical car expert.   Good Morning Cape Town with Lester Kiew…

Money on a Monday: Buoyant Rand – good or bad?

The rand has strengthened against the US Dollar as well as the other major currencies in recent months. What have been the main driving factors and will consumers even benefit from this in the form of lower prices for certain products and even groceries? Lester Kiewit speaks to Harry Scherzer, CEO …

Money on a Monday: What are the options for parents and learners funding tertiary education

South African families face rising costs for tertiary education, from tuition fees to living expenses, leaving many parents and learners wondering how to fund further studies without taking on crippling debt. Atelisha Harilal, Head of Marketing and Student Recruitment at STADIO, joins Lester Kiewit…

Money on a Monday: Paying school fees upfront for a discount

Many schools offer parents a discount on school fees if they are paid upfront at the beginning of the year rather than in monthly instalments, but is the sacrifice worth it? Lester Kiewit speaks to Maya Fisher-French, personal finance journalist at Maya On Money.   Good Morning Cape Town with Les…