Money on a Monday: Paying school fees upfront for a discount

Many schools offer parents a discount on school fees if they are paid upfront at the beginning of the year rather than in monthly instalments, but is the sacrifice worth it? Lester Kiewit speaks to Maya Fisher-French, personal finance journalist at Maya On Money.   Good Morning Cape Town with Les…

Money on a Monday: The economics of a very short-term Airbnb - when renting your home over the festive season makes sense

Thinking of renting out your home over the festive season? Lester Kiewit speaks to property investor and Airbnb expert Ridhwaan Basa about the economics of short-term rentals, when it makes financial sense, and what homeowners need to consider. From cleaning and key handovers to guest management, u…

Money on a Monday: Hidden financial risk of unshared passwords and unorganised digital lives

Karin Meyer, owner of dear-diary.co.za, speaks to Africa Melane about the critical importance of organising passwords and digital information for loved ones. She explains why she has added a planning tool to her product line to help people keep all their personal, financial, and digital details in …

Money on a Monday: The advantages of a 30-year housing bond

It has been traditional for home financing to be taken out over a 20-year period, but did you know that you can also take out a 30-year bond? Lester Kiewit speaks to Cobus Du Preez, real estate agent at Matterhor Properies, and to Gerrie Vorster, a bond originator with 30 years’ experience at Cape …

Money on a Monday: Why do banks change debit order dates pre-emptively?

In order to ensure that debit order obligations are fulfilled, many banks pre-emptively bring forward their debit order dates to align with earlier paydays, but is this all above board or can one deny them such requests? Lester Kiewit speaks to our resident consumer expert Wendy Knowler.    Good …

Money on a Monday: Does shrinkflation fool consumers or does it harm brands?

Manufacturers may believe that by reducing the sizes of their products and keeping prices the same, they are allowing consumers to continue buying their products instead of seeking alternatives or foregoing them altogether, but are they not harming their reputation for indulging in shrinkflation pr…

Money on a Monday: Why is everyone offering me money?

With the constant reminders that the festive season is nearly upon us and many retailers trying to tempt us with Black Friday deals, one could be tempted to dig beyond the depths of our pockets and take out a loan to satisfy the temptation. Are lending companies taking advantage of this and ramping…

Money on a Money: Is it the right time to sell your gold?

Ran Loupo, owner of Gold Capital, speaks to Lester Kiewit about selling gold, including jewellery, coins, and bars. They discuss when it’s worth selling, how to get the best value, and what sellers need to know about the gold market. Ran also shares practical tips for anyone looking to turn their g…

Money on a Monday: Youngtimers, nostalgia and the real cost of keeping an older car on the road

South Africa’s “youngtimer” trend continues to gain momentum as more drivers chase the nostalgia of cars from the 80s, 90s and early 2000s. But while the romance of owning an older classic is real, the big question remains whether it is practical and affordable to keep these cars on the road in tod…

Money on a Monday: Death Benefits - ensure that your paperwork is in order

Financial dependency can be a key factor in determining death benefit allocation even though it does not automatically qualify one for a death benefit. This was illustrated in recent case where a customary wife was denied death benefits after her husband’s passing, while his girlfriend and children…