Modern‑day society largely runs on credit in one form or another, and this is often linked to negative ideas such as indebtedness and ongoing debt spirals. But what if we could change our mindset and behaviour, using credit in a more controlled and purposeful way?

Lester Kiewit speaks to Wiehahn Koch, Head of Purpose Lending at Capitec, about why there needs to be a shift away from generic, consumption‑driven lending towards structured, purpose‑led credit that supports real economic progress.

Lester Kiewit brings you a fresh and reliable start to the day on Good Morning Cape Town with Lester Kiewit.

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