Online fraud and criminal activity have become more sophisticated and they're a constant battle for authorities to police. It's prudent for businesses to protect themselves from cyber crime, says forensic IT specialist David Caldwell, but he warns that many small businesses continue to leave themselves open to attack. He has practical advice on what we can all do to fight cyber crime within our businesses.

If you're not happy with your current debt levels, Scott Hamilton of Arapiles Consulting offers strategies to help you take better control of things and pay off the debt faster. If you can. But what about other areas of financial risk looking ahead, for example the impact of changing interest rates or exchange rates? How about some scenario planning as a way to future-proof your business?

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