This week marks South Africa's Money Smart Week- an initiative that aims to empower people with the knowledge and skills needed to make well-informed personal finance choices. South Africans have been urged to consider this as an opportunity to educate themselves on all those difficult financial terms and get tips on how to properly handle their hard-earned money. Thami Ngubeni spoke to the Head of Regulation and Oversight at Ombud Council, Avitha Nofal