Award-winning financial adviser and founder and host of She’s On The Money the podcast, Victoria Devine joins us on today's episode to chat finances.

But not the boring stuff. We hear Victoria's take on buy now, pay later services, moneyback apps, budgeting tips and tricks, and ways to curb spending if you're a frequent shopper wanting to save more.

Find Victoria on Instagram here: https://www.instagram.com/victoria_devine/

Listen to She's On The Money here: https://podcasts.apple.com/au/podcast/shes-on-the-money/id1468033698

Award-winning financial adviser and founder and host of She&rsquo;s On The Money the podcast, Victoria Devine joins us on today's episode to chat finances.
But not the boring stuff. We hear Victoria's take on buy now, pay later services, moneyback apps, budgeting tips and tricks, and ways to curb spending if you're a frequent shopper wanting to save more.
Find Victoria on Instagram here: https://www.instagram.com/victoria_devine/
Listen to She's On The Money here: https://podcasts.apple.com/au/podcast/shes-on-the-money/id1468033698

Beauty IQ Uncensored is Adore Beauty’s must-listen podcast for straight-talking beauty lovers. Each week, we bring you two episodes filled with product reviews, skincare deep dives, and unfiltered beauty chat—because beauty should be fun, not confusing.

Mondays – Beauty IQ Uncensored: Beauty journos Mel and Hannah get into the good, the bad, and the unhinged of beauty. Expect trending product road tests, viral beauty deep dives, and your most hilarious beauty confessions.

Wednesdays – Beauty IQ Expert: Beauty editor Sadaf and skin therapist Tegan tackle the science of beauty. From skincare myths to ingredient breakdowns and pro tips, this is your go-to for expert-backed beauty advice.

DM us your questions @adorebeauty

www.adorebeauty.com.au

Beauty IQ Uncensored is&nbsp;<a href="http://www.adorebeauty.com.au">Adore Beauty</a>&rsquo;s must-listen podcast for straight-talking beauty lovers. Each week, we bring you two episodes filled with product reviews, skincare deep dives, and unfiltered beauty chat&mdash;because beauty should be fun, not confusing.
Mondays &ndash; Beauty IQ Uncensored: Beauty journos Mel and Hannah get into the good, the bad, and the unhinged of beauty. Expect trending product road tests, viral beauty deep dives, and your most hilarious beauty confessions.
Wednesdays &ndash; Beauty IQ Expert: Beauty editor Sadaf and skin therapist Tegan tackle the science of beauty. From skincare myths to ingredient breakdowns and pro tips, this is your go-to for expert-backed beauty advice.
DM us your questions <a href="https://www.instagram.com/adorebeauty">@adorebeauty</a>
<a href="http://www.adorebeauty.com.au">www.adorebeauty.com.au</a>

Beauty IQ Uncensored

Victoria Devine On Budgeting, Shopping Smarter & The Psychology of Finance

This week onExpert, Sadaf is joined by a guest and friend of the podcast, dermal clinician Yads Cauchi! 

First up: Win, Bin or Recycle tackles the divisive world of stick-on bras. Are they secretly genius, or just one sweaty panic attack waiting to happen? The girls cover internet-famous brands you should know about, including a few surprising buys.

Then, Yads breaks down how to manage textured skin as we head into winter, from congestion and roughness to those tiny bumps that makeup seems determined to highlight. She shares her favourite ways to use glycolic acid, including a few sneaky uses beyond your face that might completely change your body care routine.

And finally, a listener asks: what is actually going on with peptides? Are they harmful, or is TikTok spiralling again? Sadaf and Yads explain the difference between the controversial ingestible peptides making headlines and the skin-loving peptides found in your skincare.

Products mentioned:
Estée Lauder Double Wear Foundation
Alpha-H Liquid Gold Glycolic Acid Exfoliating Treatment

Send us your tips, tricks, questions and feedback at @adorebeauty on IG.

Join the conversation in our Beauty IQ Facebook Group to discuss this episode, swap beauty tips, and submit your questions for future shows.

Credits:
Hosts: Sadaf Razi and Tegan MacDonald
Producer: Melissa Mason

For more beauty insights and exclusive offers, visit adorebeauty.com.au

This week on Expert, Sadaf is joined by a guest and friend of the podcast, dermal clinician Yads Cauchi!&nbsp;
First up: Win, Bin or Recycle tackles the divisive world of stick-on bras. Are they secretly genius, or just one sweaty panic attack waiting to happen? The girls cover internet-famous brands you should know about, including a few surprising buys.
Then, Yads breaks down how to manage textured skin as we head into winter, from congestion and roughness to those tiny bumps that makeup seems determined to highlight. She shares her favourite ways to use glycolic acid, including a few sneaky uses beyond your face that might completely change your body care routine.
And finally, a listener asks: what is actually going on with peptides? Are they harmful, or is TikTok spiralling again? Sadaf and Yads explain the difference between the controversial ingestible peptides making headlines and the skin-loving peptides found in your skincare.
Products mentioned:
<ul>
<li aria-level="1"><a href="https://www.adorebeauty.com.au/p/estee-lauder/estee-lauder-double-wear-makeup.html">Est&eacute;e Lauder Double Wear Foundation</a></li>
<li aria-level="1"><a href="https://www.adorebeauty.com.au/p/alpha-h/alpha-h-liquid-gold.html">Alpha-H Liquid Gold Glycolic Acid Exfoliating Treatment</a></li>
</ul>
Send us your tips, tricks, questions and feedback at <a href="https://www.instagram.com/adorebeauty/">@adorebeauty</a> on IG. Join the conversation in our <a href="https://www.facebook.com/groups/484267299748882/">Beauty IQ Facebook Group</a> to discuss this episode, swap beauty tips, and submit your questions for future shows.
Credits:
<ul>
<li aria-level="1">Hosts: <a href="https://www.instagram.com/sadafr/">Sadaf Razi</a> and <a href="https://www.instagram.com/teganmac.skin/">Tegan MacDonald</a></li>
<li aria-level="1">Producer: Melissa Mason</li>
</ul>
For more beauty insights and exclusive offers, visit <a href="http://adorebeauty.com.au/">adorebeauty.com.au</a>

Textured Skin & the Peptide Panic Explained

This week on Uncensored, Mel has fallen deep into an Instagram rabbit hole and the viral anonymous confession account @gabetrew she’s found makes Cringey Convo look positively wholesome, and naturally, Hannah is horrified and fascinated.

Then, dermal clinician and TikTok skin educator Maddy O’Brien (@mads.skin) joins the pod to share the skincare products she genuinely believes deserve way more hype. 

From underrated barrier saviours to clever formulas nobody seems to be talking about, Maddy’s giving us the hidden gems she thinks should already be skincare-famous.

Plus, Hannah has been putting The Ordinary through its paces after trialling a stack of the brand’s newest launches. Which products surprised her, what’s actually worth adding to cart, and which formulas might quietly become your new routine staples?

Products mentioned:
NIOD Fractionated Eye Contour Concentrate
Medik8 Crystal Retinal
The Ordinary Retinal 0.2% Emulsion
asap Radiance Serum
Alpha-H Firming Peptide Body Oil
Alpha-H Retinol Reboot Exfoliating Body Treatment
Avène Cicalfate+ Restorative Protective Cream
CeraVe Oil Control Moisturising Gel Cream
Dermalogica Stabilizing Repair Cream
Skinceuticals Resveratrol B E
Medik8 Liquid Peptides Advanced MP
The Ordinary Azelaic Acid Suspension 10%
The Ordinary Volufiline 92% + Pal-Isoleucine 1%
The Ordinary PHA 5% Exfoliating Lip Serum
The Ordinary Natural Moisturising Factors + Inulin Body Lotion

Send us your tips, tricks, questions and feedback at @adorebeauty on IG.

Join the conversation in our Beauty IQ Facebook Group to discuss this episode, swap beauty tips, and submit your questions for future shows.

Credits:
Hosts: Hannah Furst and Melissa Mason
Producer: Melissa Mason

For more beauty insights and exclusive offers, visit adorebeauty.com.au

This week on Uncensored, Mel has fallen deep into an Instagram rabbit hole and the viral anonymous confession account @<a href="https://www.instagram.com/gabetrew?igsh=MXM1ZGZyMDdsZDI0Zw==">gabetrew</a> she&rsquo;s found makes Cringey Convo look positively wholesome, and naturally, Hannah is horrified and fascinated.
Then, dermal clinician and TikTok skin educator Maddy O&rsquo;Brien (@<a href="https://www.tiktok.com/@mads.skin?_r=1&amp;_t=ZS-96S3ozc9tuZ">mads.skin</a>) joins the pod to share the skincare products she genuinely believes deserve way more hype.&nbsp;
From underrated barrier saviours to clever formulas nobody seems to be talking about, Maddy&rsquo;s giving us the hidden gems she thinks should already be skincare-famous.
Plus, Hannah has been putting The Ordinary through its paces after trialling a stack of the brand&rsquo;s newest launches. Which products surprised her, what&rsquo;s actually worth adding to cart, and which formulas might quietly become your new routine staples?
Products mentioned:
<ul>
<li aria-level="1"><a href="http://e">NIOD Fractionated Eye Contour Concentrate</a></li>
<li aria-level="1"><a href="https://www.adorebeauty.com.au/results/?q=Medik8%20Crystal%20Retinal">Medik8 Crystal Retinal</a></li>
<li aria-level="1"><a href="https://www.adorebeauty.com.au/p/the-ordinary/the-ordinary-retinal-0-2-emulsion.html">The Ordinary Retinal 0.2% Emulsion</a></li>
<li aria-level="1"><a href="https://www.adorebeauty.com.au/p/asap/asap-radiance-serum-with-aha-bha.html">asap Radiance Serum</a></li>
<li aria-level="1"><a href="https://www.adorebeauty.com.au/p/alpha-h/alpha-h-firming-peptide-body-oil-with-hexapeptide-8-100ml.html">Alpha-H Firming Peptide Body Oil</a></li>
<li aria-level="1"><a href="https://www.adorebeauty.com.au/p/alpha-h/alpha-h-retinol-reboot-body-exfoliating-treatment-120ml.html">Alpha-H Retinol Reboot Exfoliating Body Treatment</a></li>
<li aria-level="1"><a href="https://www.adorebeauty.com.au/p/avene/avene-cicalfate-restorative-skin-cream-100ml.html">Av&egrave;ne Cicalfate+ Restorative Protective Cream</a></li>
<li aria-level="1"><a href="https://www.adorebeauty.com.au/p/cerave/cerave-oil-control-moisturising-gel-cream-52ml.html">CeraVe Oil Control Moisturising Gel Cream</a></li>
<li aria-level="1"><a href="https://www.adorebeauty.com.au/p/dermalogica/dermalogica-stabilising-repair-cream.html">Dermalogica Stabilizing Repair Cream</a></li>
<li aria-level="1"><a href="https://www.adorebeauty.com.au/p/skinceuticals/skinceuticals-resveratrol-b-e-antioxidant-night-concentrate.html">Skinceuticals Resveratrol B E</a></li>
<li aria-level="1"><a href="https://www.adorebeauty.com.au/p/medik8/medik8-liquid-peptides-advanced-mp-30ml.html">Medik8 Liquid Peptides Advanced MP</a></li>
<li aria-level="1"><a href="https://www.adorebeauty.com.au/p/the-ordinary/the-ordinary-azelaic-acid-suspension-10.html">The Ordinary Azelaic Acid Suspension 10%</a></li>
<li aria-level="1"><a href="https://www.adorebeauty.com.au/p/the-ordinary/the-ordinary-volufiline-92-pal-isoleucine-1.html">The Ordinary Volufiline 92% + Pal-Isoleucine 1%</a></li>
<li aria-level="1"><a href="https://www.adorebeauty.com.au/p/the-ordinary/the-ordinary-pha-5-exfoliating-lip-serum.html">The Ordinary PHA 5% Exfoliating Lip Serum</a></li>
<li aria-level="1"><a href="https://www.adorebeauty.com.au/p/the-ordinary/the-ordinary-natural-moisturizing-factors-inulin-body-lotion.html">The Ordinary Natural Moisturising Factors + Inulin Body Lotion</a></li>
</ul>
Send us your tips, tricks, questions and feedback at <a href="https://www.instagram.com/adorebeauty/">@adorebeauty</a> on IG. Join the conversation in our <a href="https://www.facebook.com/groups/484267299748882/">Beauty IQ Facebook Group</a> to discuss this episode, swap beauty tips, and submit your questions for future shows.
Credits:
<ul>
<li>Hosts:&nbsp;<a href="https://www.instagram.com/hannahfurst/?hl=en" data-saferedirecturl="https://www.google.com/url?q=https://www.instagram.com/hannahfurst/?hl%3Den&amp;source=gmail&amp;ust=1777334827103000&amp;usg=AOvVaw0P67YhJQq2BFoAqU_9neAP">Hannah Furst</a>&nbsp;and&nbsp;<a href="https://www.instagram.com/melissamason_/?hl=en" data-saferedirecturl="https://www.google.com/url?q=https://www.instagram.com/melissamason_/?hl%3Den&amp;source=gmail&amp;ust=1777334827103000&amp;usg=AOvVaw0kqgp2PyuupoAcCH6-2nJu">Melissa Mason</a></li>
<li>Producer: Melissa Mason</li>
</ul>
For more beauty insights and exclusive offers, visit <a href="http://adorebeauty.com.au/">adorebeauty.com.au</a>

The Lesser-Known Skincare Products That Should Be Famous

This week on Expert, Tegan is jetting off to Italy for a beauty training program, but before she leaves, Mel shares her best tips for vintage shopping in Italy!

Then it’s time for a divisive round of Win, Bin or Recycle: veneers. Are they the ultimate confidence-boosting dental upgrade, or are we heading toward a future where everyone has the same ultra-bright 'Barbie teeth'? Mel and Tegan unpack the veneer boom, what makes good veneers look natural, and when cosmetic dentistry can go very wrong.

Plus, Tegan is making a very passionate case for bringing toner back into your skincare routine. Forget the harsh, stinging formulas of the early 2000s! Today’s toners can hydrate, calm, exfoliate and support your skin barrier. She shares her favourite toner recommendations for every skin type and concern, whether you’re dry, oily, sensitive or dealing with breakouts.

And in this week’s listener question, the team help someone struggling with crepey under eyes. From dehydration and irritation to concealer mishaps and fine lines, Mel and Tegan break down what could be causing that creased texture and the products and techniques that can help smooth things out.

Products mentioned:
Laneige Cream Skin Cerapeptide Toner
Alpha-H Liquid Gold Exfoliating Treatment
Osmosis Skincare Blemish Prone Balance Botanical Activating Mist 
Dermalogica UltraCalming Mist
Bioderma Sensibio AR+ SOS Spray
Cosmedix Purity Balance Exfoliating Prep Toner
Anua Peach 77% Niacin Conditioning Milk
Biodance Collagen Gel Toner Pads 
Cosmedix Opti-Crystal Liquid Crystal Eye Serum
Cosmedix Elite Eye Doctor Eye Serum

Send us your tips, tricks, questions and feedback at @adorebeauty on IG.

Join the conversation in our Beauty IQ Facebook Group to discuss this episode, swap beauty tips, and submit your questions for future shows.

Credits:
Hosts: Sadaf Razi and Tegan MacDonald
Producer: Melissa Mason

For more beauty insights and exclusive offers, visit adorebeauty.com.au

This week on Expert, Tegan is jetting off to Italy for a beauty training program, but before she leaves, Mel shares her best tips for vintage shopping in Italy!
Then it&rsquo;s time for a divisive round of Win, Bin or Recycle: veneers. Are they the ultimate confidence-boosting dental upgrade, or are we heading toward a future where everyone has the same ultra-bright 'Barbie teeth'? Mel and Tegan unpack the veneer boom, what makes good veneers look natural, and when cosmetic dentistry can go very wrong.
Plus, Tegan is making a very passionate case for bringing toner back into your skincare routine. Forget the harsh, stinging formulas of the early 2000s! Today&rsquo;s toners can hydrate, calm, exfoliate and support your skin barrier. She shares her favourite toner recommendations for every skin type and concern, whether you&rsquo;re dry, oily, sensitive or dealing with breakouts.
And in this week&rsquo;s listener question, the team help someone struggling with crepey under eyes. From dehydration and irritation to concealer mishaps and fine lines, Mel and Tegan break down what could be causing that creased texture and the products and techniques that can help smooth things out.
Products mentioned:
<ul>
<li><a href="https://www.adorebeauty.com.au/p/laneige/laneige-cream-skin-cerapeptide-toner-moisturizer-170ml.html">Laneige Cream Skin Cerapeptide Toner</a></li>
<li><a href="https://www.adorebeauty.com.au/p/alpha-h/alpha-h-liquid-gold.html">Alpha-H Liquid Gold Exfoliating Treatment</a></li>
<li><a href="https://www.adorebeauty.com.au/p/osmosis-skincare/osmosis-skincare-blemish-prone-balance-botanical-activating-mist-80ml.html">Osmosis Skincare Blemish Prone Balance Botanical Activating Mist&nbsp;</a></li>
<li><a href="https://www.adorebeauty.com.au/p/dermalogica/dermalogica-ultracalming-mist-177ml.html">Dermalogica UltraCalming Mist</a></li>
<li><a href="https://www.adorebeauty.com.au/p/bioderma/bioderma-sensibio-ar-sos-spray-soothing-anti-redness-mist-70ml.html">Bioderma Sensibio AR+ SOS Spray</a></li>
<li><a href="https://www.adorebeauty.com.au/p/cosmedix/cosmedix-purity-balance-exfoliating-prep.html">Cosmedix Purity Balance Exfoliating Prep Toner</a></li>
<li><a href="https://www.adorebeauty.com.au/p/anua/anua-peach-77-niacin-conditioning-milk.html">Anua Peach 77% Niacin Conditioning Milk</a></li>
<li><a href="https://www.adorebeauty.com.au/p/biodance/biodance-collagen-gel-toner-pads.html">Biodance Collagen Gel Toner Pads&nbsp;</a></li>
<li><a href="https://www.adorebeauty.com.au/p/cosmedix/cosmedix-opti-crysta-chirally-correct-eye-serum.html">Cosmedix Opti-Crystal Liquid Crystal Eye Serum</a></li>
<li><a href="https://www.adorebeauty.com.au/p/cosmedix/cosmedix-elite-eye-doctor.html">Cosmedix Elite Eye Doctor Eye Serum</a></li>
</ul>
Send us your tips, tricks, questions and feedback at&nbsp;<a href="https://www.instagram.com/adorebeauty/" data-saferedirecturl="https://www.google.com/url?q=https://www.instagram.com/adorebeauty/&amp;source=gmail&amp;ust=1778563266381000&amp;usg=AOvVaw1FmG_kfzo-3_lOG1lJo5lz">@adorebeauty</a>&nbsp;on IG. Join the conversation in our&nbsp;<a href="https://www.facebook.com/groups/484267299748882/" data-saferedirecturl="https://www.google.com/url?q=https://www.facebook.com/groups/484267299748882/&amp;source=gmail&amp;ust=1778563266381000&amp;usg=AOvVaw3IfCP98zJBUlvTdqpfFwL4">Beauty IQ Facebook Group</a>&nbsp;to discuss this episode, swap beauty tips, and submit your questions for future&nbsp;shows.
Credits:
<ul>
<li>Hosts:&nbsp;<a href="https://www.instagram.com/sadafr/" data-saferedirecturl="https://www.google.com/url?q=https://www.instagram.com/sadafr/&amp;source=gmail&amp;ust=1778563266381000&amp;usg=AOvVaw0Y0xZLGXidAveSkaCjs5Xi">Sadaf Razi</a>&nbsp;and&nbsp;<a href="https://www.instagram.com/teganmac.skin/" data-saferedirecturl="https://www.google.com/url?q=https://www.instagram.com/teganmac.skin/&amp;source=gmail&amp;ust=1778563266381000&amp;usg=AOvVaw1B-ZCoN9MFEukPR-Gt_fQb">Tegan MacDonald</a></li>
<li>Producer: Melissa Mason</li>
</ul>
For more beauty insights and exclusive offers, visit&nbsp;<a href="http://adorebeauty.com.au/" data-saferedirecturl="https://www.google.com/url?q=http://adorebeauty.com.au&amp;source=gmail&amp;ust=1778563266381000&amp;usg=AOvVaw2F8XWZSqKLP8giA88jAc-M">adorebeauty.com.au</a>

Victoria Devine On Budgeting, Shopping Smarter & The Psychology of Finance

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