



Beyond the Rate: What Integrity Bank Looks for in a Deal
Risk can sink a bank. Or it can push you to get radically clear about what you say yes to, and why. Hazem and Mack unpack how they actually look at loan requests at Integrity Bank, sharing stories that span decades of community banking, from a borrower whose partner emptied the account to a wealth…

Still a Mom: Meet the Woman Who Turned Grief Into a Gift for Houston
Grief can break you. Or it can show you exactly what you were always meant to do. Hazem and Mack sit down with Jackie Pham, founder of the CEO Foundation, a Houston nonprofit named after her three children, Colette, Edison, and Olivia, who were lost along with her mother in a tragic accident five …

How Integrity Bank Protects Borrowers and Depositors at the Same Time
Hazem and Mack sit down with Integrity Bank Chief Credit Officer Chris Favre, who once left a consulting career at Ernst and Young for an industry he barely understood at the time. What followed was a front-row seat to the 2008 recession, years of overseeing foreclosures, and a pivot from lender to…

Closed in 37 Days: What a Well-Run SBA Loan Actually Looks Like
Hazem and Mack sit down with Mark Danford, Managing Director of Waterstone and a 14-year veteran of SBA lending. Waterstone is a full-service outsourced SBA division serving 34 community banks across the country, and Mark is the person who knows how it all works. In this episode they cover how the …

The Bank That Calls You at 11 PM When Something Looks Wrong
The best defense against fraud is the person who already knows your name. Hazem and Mack sit down with Integrity Bank Chief Risk Officer Christy Bussey, just steps from her office, to unpack what it really means to manage risk inside a community bank, covering the evolution of fraud from card skim…

If You Know Her, You Know Integrity Bank
The best bankers don't just lend money. They help build lives. Hazem and Mack sit down with Integrity Bank Chief Lending Officer and founding team member Judy Budnik to trace a 40-year banking career that began next door to a small-town Louisiana bank president, wound through Frost Bank, a wedding…

Where Families Come First: Serving Houston's Immigrant Community With Integrity
Justice is built one relationship at a time. Hazem and Mack sit down with Houston immigration attorney and Mendez Law Office founder Matthew Mendez. They trace how a middle-class upbringing, a mentor-driven pivot into immigration law, and an entrepreneurial spark ignited by his father-in-law led t…

Houston Tex‑Mex Legacy, Part Two: Domenic Laurenzo
Second acts can redefine a family. Hazem and Mack sit with Houston native and El Tiempo Cantina Executive Chef and President Domenic Laurenzo, grandson of Mama Ninfa, to trace how a Tex‑Mex legacy, bankruptcy, and a detour into professional golf led to building El Tiempo, exploring faith, design, …

Houston Tex‑Mex Legacy, Part One: Phyllis Mandola
Legacy starts at the table. Hazem and Mack walk with longtime Houston restaurateur Phyllis Mandola, daughter of Tex‑Mex pioneer Mama Ninfa, through their family’s journey from political exile and a tortilla and pizza factory to Ninfa’s, seafood concepts, and El Tiempo, exploring neighborhood chang…

The Huynh Restaurant Story: Houston Hospitality with Vietnamese Roots
Family changes everything. Hazem and Mack sit down with Bryan Hucke and his daughter Reagan to trace an 18 year run of a Huynh Restaurant in EaDo, the shock of eminent domain, the realities of Houston’s restaurant economics, and how ownership, education, and hospitality shape the next chapter for …