Gary is joined by Beth Harper, an insurance broker from the Cleveland, Ohio area. They dive into the world of homeowner's insurance, discussing the importance of maintenance and prevention when it comes to costly claims. Beth shares her expertise on how to navigate insurance policies and the potential pitfalls of working with contractors. They also touch on the impact of weather-related issues, such as frozen pipes and ice dams, and how to mitigate damage. With Beth's guidance, homeowners can better understand their insurance coverage and take proactive steps to protect their homes.