In this hour of At Home with Gary Sullivan, Gary dives into homeowner's insurance with special guest Beth Harper, an insurance broker from the Cleveland, Ohio area. They discuss the importance of maintaining your home to avoid costly claims, and how insurance companies view maintenance-related issues. Beth shares her expertise on how to navigate the claims process, including the difference between maintenance and sudden occurrences. They also touch on topics like frozen pipes, ice dams, and the role of a broker in protecting your home and your wallet.