As longevity continues to increase, certain things need to be considered- like the possibility/probability of long term care.  But how do you account for those expenses in your plan?  Nolan and Chaz discuss the different options on this episode. Learn more about America's Retirement Headquarters online.  Follow us on Facebook, YouTube and LinkedIn for even more helpful insights you can use for retirement.

If you needed $50k a year in retirement and needed it for 30 years, how much would you need to have saved?  It's simple math that's anything but.  Nolan Baker and Dave Ross help crunch the numbers and show that it might be less than you think on this episode. Learn more about America's Retirement Headquarters online.  Follow us on Facebook, YouTube and LinkedIn for even more helpful insights you can use for retirement.

Fees- they're synonymous with another four letter word (use your imagination), but are they all bad?  Nolan Baker offers his thoughts on when fees are and aren't worth it, and how to find out when you're actually paying them, on this episode of America's Retirement Headquarters. Learn more about America's Retirement Headquarters online.  Follow us on Facebook, YouTube and LinkedIn for even more helpful insights you can use for retirement.

They've all but gone by the wayside in the workforce at this point, but there are still ways to create guaranteed streams of income for you and your spouse throughout retirement, regardless of how long that retirement may be.  Dave Ross and Scott Kerschner discuss this and more on this episode of ARHQ. Learn more about America's Retirement Headquarters online.  Follow us on Facebook, YouTube and LinkedIn for even more helpful insights you can use for retirement.

With the April 15th tax deadline getting closer and closer, are you sure that you've done everything in your power to reduce what you owe (not just for 2023, but the years to come)?  Dave Ross and Scott Kerschner offer some tips on this episode of America's Retirement Headquarters. Learn more about America's Retirement Headquarters online.  Follow us on Facebook, YouTube and LinkedIn for even more helpful insights you can use for retirement.

The short answer is "Yes, eventually."  But the more important (and less ambivalent) question is "What should I do to prepare for a correction, regardless of when it happens?"  Nolan and Scott discuss this and more on this episode of America's Retirement Headquarters. Learn more about America's Retirement Headquarters online.  Follow us on Facebook, YouTube and LinkedIn for even more helpful insights you can use for retirement.

Nolan Baker talks about what to consider when it comes to investing in this digital asset and more on this episode of America's Retirement Headquarters. Learn more about America's Retirement Headquarters online.  Follow us on Facebook, YouTube and LinkedIn for even more helpful insights you can use for retirement.

Life is full of emotions. And those emotions can interfere with retirement planning. Nolan and Scott discuss when to listen to those emotions, and when to keep them in check when it comes to your retirement on this episode of America's Retirement Headquarters. Learn more about America's Retirement Headquarters online.  Follow us on Facebook, YouTube and LinkedIn for even more helpful insights you can use for retirement.

While all signs seem to point to the Fed cutting interest rates this year, it doesn't appear that it will happen any time soon. Nolan discusses this decision, and how much weight the Fed has with determining the economy's direction on this episode of America's Retirement Headquarters. Learn more about America's Retirement Headquarters online.  Follow us on Facebook, YouTube and LinkedIn for even more helpful insights you can use for retirement.

When it comes to financial adversity, the CEO of JP Morgan Chase says he looks at how to weather the storms.  And if it works for investment companies, should it work for your personal finances?  The Team discusses this and more on this episode of America's Retirement Headquarters. Learn more about America's Retirement Headquarters online.  Follow us on Facebook, YouTube and LinkedIn for even more helpful insights you can use for retirement.

We all understand the importance of saving money for retirement.  But how do we  actually turn those savings into dependable income throughout retirement?  Scott and Dave Ross discuss this topic and more on this episode of America's Retirement Headquarters. Learn more about America's Retirement Headquarters online.  Follow us on Facebook, YouTube and LinkedIn for even more helpful insights you can use for retirement.

Some people have decided the easiest way to reduce their taxes in retirement is to move to a more tax favorable state.  Before you start packing, listen to Nolan and Chaz on this episode as they offer tips and tricks to reduce your tax obligations that don't involve moving cross country. Learn more about America's Retirement Headquarters online.  Follow us on Facebook, YouTube and LinkedIn for even more helpful insights you can use for retirement.

With so much uncertainty surrounding 2024 (the election, for example), the urge to be able to take control of something is understandable.  Focusing on reducing your risk reduction (not just for this year, but the years to come) is a great start.  Nolan Baker, Scott Kerschner and Troy Kerschner talk about how to get started on this episode of America's Retirement Headquarters. Learn more about America's Retirement Headquarters online.  Follow us on Facebook, YouTube and LinkedIn for even more helpful insights you can use for retirement.

Some will say you always will, while some will say never. The truth, lies somewhere in between and Nolan and Dave Ross discuss how they help clients determine if an annuity could be a valuable part of their retirement strategy. Learn more about America's Retirement Headquarters online.  Follow us on Facebook, YouTube and LinkedIn for even more helpful insights you can use for retirement.

There were just a handful of stocks that kept the market afloat in 2023.  Will that be the case in 2024, or is there more opportunity out there?  Nolan Bake and Dave Ross look at some alternatives, including investments that are outside of the market, on this episode of America's Retirement Headquarters. Learn more about America's Retirement Headquarters online.  Follow us on Facebook, YouTube and LinkedIn for even more helpful insights you can use for retirement.

Based on the top Google searches of 2023, money is definitely at the forefront of people's minds, especially when it comes to funding retirement.  But when is is time to stop googling and start talking to someone to put together a plan? (Practically) the whole gang is here to offer their thoughts on this episode of America's Retirement Headquarters. Learn more about America's Retirement Headquarters online.  Follow us on Facebook, YouTube and LinkedIn for even more helpful insights you can use for retirement.

Warren Buffet's right-hand man, Charlie Munger, passed away last year at 99.  During his time with Buffett, he was known for preferring simple, understandable investments, and it's safe to safe that methodology worked well for the team at Berkshire Hathaway.  Nolan and the team reflect on this mindset and discuss how you can simplify your retirement strategy on this episode of America's Retirement Headquarters. Learn more about America's Retirement Headquarters online.  Follow us on Facebook, YouTube and LinkedIn for even more helpful insights you can use for retirement.  

We all know the appeal of doing Roth contributions/conversions while still in the working world.  But what if you're already retired?  Dave Ross offers his insight, plus Scott and Troy Kerschner give a recap of this year's Annual Election period and what's coming down the line in 2024 with Medicare. Learn more about America's Retirement Headquarters online.  Follow us on Facebook, YouTube and LinkedIn for even more helpful insights you can use for retirement.  

With the election less than a year away, many believe the results of the upcoming presidential and congressional races will have a bigger impact on retirement plans than the market.  Nolan Baker and Chaz Price weigh in on how to prepare for what may be coming down the line in this election and all the ones to come during your retirement. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

Even in "normal" times, inflation has always been a factor, and you need to take into account that the buying power of today's dollar will be much weaker in the years to come. While you're working, you can count on pay increases to (hopefully) offset that, but when you're retired, it becomes even more critical to make sure your investments are growing accordingly. Nolan Baker discusses the options you can look out, including many that don't rely on the stock market, on this episode of America's Retirement Headquarters. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

Can it be done?  And is it worth it?  Nolan Baker and Chaz Price look at two examples (using the 2001 bear market for reference) and discuss the pros and cons of delaying retirement dates if the situation merits it on this episode of America's Retirement Headquarters. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

2033.  That's when the Social Security solvency crisis is expected to come to a head.  What happens then- further taxation, a reduction in benefits, Congress finding a way to save the day?  Nolan Baker talks about what we can do now to prepare for whatever may come down the line when it comes to your benefits. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

Whether the Federal Reserve decides to pause rate increases for the remainder of the year, it seems like higher interest rates will be with us well into 2024, and perhaps even longer.  But there are positives to be had from higher rates as well as the obvious negatives.  Nolan Baker goes over the pros and cons on this episode of America's Retirement Headquarters. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

Whether it's something like Brexit or the current Israel-Hamas War, it makes sense to be concerned about geopolitical events, including how they could affect the markets.  Nolan Baker discusses how to take the emotion out of any decisions made to prevent jeopardizing your financial future on this episode of America's Retirement Headquarters. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

With interest rates at 22 year highs, and the Fed showing no signs of bringing them down any time soon, many are considering bonds once again as an investment vehicle.  But is that the best move?  Nolan and Jeremy (the fabulous Baker Boys!) discuss the options on this episode of America's Retirement Headquarters. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

2026 may seem far away, but with the Tax Cuts and Jobs Act set to sunset on December 31, 2025, it will be here before you know it.  Nolan and Scott discuss how to fully take advantage of the tax code as it stands now before it's too late on this episode of America's Retirment Headquarters. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

It's not just about ages 62, 65 and 72.  There are things you could (and should) be doing in your 50s.  Nolan and Chaz go through the list, as well as what you can do if some of these dates have already passed you by, on this episode of America's Retirement Headquarters. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

And we're not just talking premiums and copays.  Nolan, Scott, and Chaz, along with special guests from the health care industry, talk about the possible services you may require, and what it'll cost you, on this episode of America's Retirement Headquarters.   For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

Nearly 2/3s of US adults 65 and older own equity through stocks, mutual funds or retirement savings accounts... more than any age group.  Are they jeopardizing their retirement prospects?  Nolan, Scott and Chaz discuss the pros and cons, along with possible alternatives, on this episode of America's Retirement Headquarters. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

When you stop working, the paychecks stop coming in.  From your employer, at least.  But Nolan and Chaz discuss how to make sure the income continues on this episode of America's Retirement Headquarters. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

A recent viral video from a woman celebrating her 100th birthday causes the guys to reflect on the importance of approaching things with a positive attitude.  Nolan and Chaz discuss how they help clients do just that on this episode of America's Retirement Headquarters. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

With Social Security's coffers projected to be empty by 2033, many retirees and pre-retirees are planning to claim as soon as possible to get as much as possible.  But does that math actually line up?  Nolan, Scott and Chaz discuss how to take the future of Social Security into consideration with your retirement plans on this episode of America's Retirement Headquarters. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

Beginning next year, how you contribute to your 401(k) may change, especially when it comes to catch-up contributions.  Nolan and Chaz discuss the changes, and why they may actually work in your favor, on this episode of America's Retirement Headquarters. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

It's a question more and more pre-retirees are asking themselves, and the answer isn't a simple one.  Nolan and Chaz explore the pros and cons on this episode of America's Retirement Headquarters. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

Are we currently in a new bull market, or is this just the eye of the hurricane?  Have you planned for retirement disruptions?  And when is the best time to claim social security?  Nolan Baker and Chaz Price tackle these questions and more on this episode of America's Retirement Headquarters. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

This is a trick question of course, because the simple answer is: the one where you pay the least amount (legally).  How to do that is much more complicated, of course, but Nolan, Scott and special guest Curtis Stevens discuss the things you should take a look at to make that possible.   For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

Perhaps recent market volatility and inflation have caused you to reduce or stop contributing to your retirement accounts.  Nolan and Jeremy discuss why now would be a good time to get back on track, and what you could be missing out on the longer you delay, on this episode. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

It's certainly a question many pre-retirees have asked themselves, especially in the past few years.  But is it something you should actually do?  Nolan, Jeremy and Scott discuss the things you should take into account when asking yourself this question on the latest episode of America's Retirement Headquarters. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

Jeremy Baker and Scott Kerschner discuss the significance of one versus the other (and when it's important to have both) on this episode of America's Retirment Headquarters. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

In 2019, Ray Dalio claimed "Cash is trash." In 2022, the 60-40 portfolio was dead.  Yet both of those have seen a major renaissance halfway through 2023.  Nolan Baker and Chaz Price discuss how to navigate the constantly changing environment that is investing and the economy on this episode of America's Retirement Headquarters. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

Artificial Intelligence has been in the spotlight lately, often with an ominous undertone.  But there are certainly practical uses: autocorrect, GPS, and even financial investing... to an extent.  Nolan, Chaz and Scott discuss when using AI for your retirement is an isn't a good idea on this episode. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

It's the Boy Scout motto: "Be Prepared."  And with market volatility continuing and the threat of a recession constantly looming, Nolan and Chaz discuss how you can be prepared for a serious market downturn. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

Nolan and Chaz discuss what it actually means to have a diversified portfolio (vs what so many people think it means) and why it's so important to have one on this episode of America's Retirement Headquarters. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

Are you part of the 60+% of investors that say they're nervous about nervous or even afraid of the stock market?  Chaz Price and Scott Kerschner discuss alternatives to subjecting yourself to the whims of Wall Street on this episode of America's Retirement Headquarters.   For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

Specifically when it comes to annuities.  Obviously, knowing what you're getting into beforehand is the best way, but what if it's too late?  Nolan, Chaz and Scott explore the options on this episode of America's Retirement Headquarters. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

With market volatility projected to continue throughout the year, what should an investor do, especially as they near retirement?  Nolan, Scott and Chaz offer their insights on this episode of America's Retirement Headquarters. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

Nolan, Scott and Chaz discuss the five major risks that could jeopardize your retirement plan and more on this episode of America's Retirement Headquarters. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

People are 50% more likely to listen to the advice of friends and family versus professionals in the industry.  Scott and Chaz discuss the pros and cons (and even more cons) of this line of thought on this episode of America's Retirement Headquarters. For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

The recent failure of some regional banks has had many people asking that same question.  Not just about the money they have saved in their banks, but as a whole.  Chaz Price, Scott Kerschner and Troy Kerschner discuss this and more on this episode of America's Retirement Headquarters.   For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

When it comes to tax planning, the main question is: will your taxes be higher in the future?  Nolan, Chaz and Scott discuss how to tackle this question, and your taxes in general, on this episode of America's Retirement Headquarters.    For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/