Are You Planning for the Retirement You Actually Want?

Turning 70 changes the retirement playbook, and the moves you make now can shape the years ahead. Nolan Baker discusses key planning considerations around qualified charitable distributions, required minimum distributions, Roth conversions, and Medicare costs. He also explores how to define the re…

Can AI Really Help You Retire Smarter?

Can AI answer your retirement questions, or could it miss the details that matter most? This episode explores the growing role of artificial intelligence in retirement planning, where it can help, and where human guidance still plays a critical role. Nolan Baker also discusses how investors can av…

The Retirement Moves to Make Before Turning 70

Turning 70 can unlock opportunities and deadlines that many retirees overlook. Nolan Baker explains three key financial moves to consider before age 73, including qualified charitable distributions, preparing for required minimum distributions, and making the most of Roth conversion opportunities.…

Are Your Emotions Costing You Money in Retirement?

What if the biggest threat to your retirement plan isn’t the market, but your own emotions? Nolan Baker explains why rules-based investing can help remove fear and greed from financial decisions, shares how disciplined strategies may respond to market volatility, and discusses concerns around stoc…

The Retirement Mistakes Elections Can Trigger

What if the biggest threat to your retirement isn’t the election, the market, or inflation, but the decisions you make because of them? In this episode, Nolan Baker discusses how investors can navigate political uncertainty without making emotional portfolio moves. He explains why “dead money” can…

The $42,000 Retirement Tax Surprise Few Savers See Coming

A $42,000 tax surprise from a retirement account sounds extreme, but it can happen faster than many retirees realize. This episode explores how required minimum distributions (RMDs) can trigger higher taxes, taxable Social Security, and increased Medicare premiums through IRMAA. Nolan Baker discus…

The Retirement Tax Domino Effect Most People Never See Coming

One overlooked tax decision could trigger a chain reaction that impacts your Social Security, Medicare premiums, and retirement income. Nolan Baker breaks down seven retirement tax strategies that many retirees miss, including Roth conversions, Social Security timing, tax-loss harvesting, zero-per…

The Retirement Risks Most People Don't See Coming

Could a market downturn, an unexpected inheritance, or rising healthcare costs derail your retirement plans faster than you think? This week on the How to Retire Radio Show, the team from America’s Retirement Headquarters explores why retirees need more than investment growth to stay on track. Lea…

How Much of Your IRA Actually Belongs to the IRS?

Your IRA may not be as much yours as you think. This episode explores the hidden tax liability inside 401(k)s and IRAs, why the IRS can become a silent partner in your retirement, and how expiring tax laws could impact your future income. Nolan Baker and Danny Schauber break down Roth conversions,…

Forced Into Retirement? The Decisions That Matter Most

What happens if retirement arrives years earlier than planned? This episode explores the financial decisions that can follow an unexpected job loss, including how to bridge income gaps, evaluate Social Security timing, and navigate healthcare options. Nolan Baker also breaks down the backdoor Roth…