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Retirement confidence often rests on assumptions, but what if some of them don’t hold up? In this episode, Dave Ross and Scott Kerschner unpack the realities behind retirement planning, challenging common beliefs that can quietly shape long-term decisions. The conversation explores how income planning, healthcare considerations, and timing decisions intersect as people approach retirement. The panel also discusses why many retirees underestimate healthcare costs and overestimate certainty, and how flexibility can help navigate life’s transitions. Rather than focusing on predictions, the episode highlights practical considerations and thoughtful questions retirees may want to address as they shape their plans. Whether you’re years away from retirement or already thinking about next steps, this discussion offers perspective on building a strategy designed to adapt as circumstances change.
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