On The Discourse this morning, we zoom in on efforts to curbe the growing threat of global financial fraud, as the crime continues to evolve at an unprecedented pace. From online banking scams and identity theft to sophisticated payment fraud targeting businesses and consumers alike, financial crime is costing economies billions every year. Across Africa, where digital payments, mobile money and fintech innovation are transforming the way people transact, fraudsters are becoming increasingly sophisticated, exposing vulnerabilities that traditional security systems often struggle to detect. Against this backdrop, a new generation of African innovators is developing home-grown solutions designed specifically for the realities of emerging markets. One of them is Thalia Pillay, the founder and Chief Executive Officer  of Orca Fraud, a South African technology company using artificial intelligence and real-time data to help banks, payment providers, fintechs and businesses detect and stop fraud before money is lost. Orca Fraud analyses transactions as they happen. For more on how Orca has attracted international attention for its work in strengthening fraud prevention across Africa's rapidly growing digital economy,  Tsepiso Makwetla spoke to Thalia Pillay