South Africa's socio-political environment continues to present significant challenges for businesses, especially since political violence and terrorism (PVT) risks are no longer abstract concerns but tangible threats that have already inflicted billions of dollars in losses. As unrest becomes more frequent and more complex, the insurance industry is adapting to ensure businesses remain resilient in the face of uncertainty. The July 2021 riots remain the most striking example of how quickly unrest can spiral out of control and impact business to a point of no return. Thuto Ngobeni compiled this report...