The Cranberry Wealth Retirement Show

Why are more financial advisors turning to a strategy they once criticized? This episode explores the growing role of annuities in today’s retirement planning landscape and why market volatility, inflation, and longevity concerns are reshaping how income strategies are built. Kelton Burgess breaks down the misconceptions surrounding annuities, explains why guaranteed income is gaining attention, and discusses how shifting economic conditions are influencing advisor recommendations. With rising fears about outliving savings, Social Security uncertainty, and portfolio instability, the conversation highlights how different financial tools including stocks, banks, and insurance products fit into a balanced retirement approach. It’s a practical look at evolving strategies in a changing financial environment. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

A million-dollar home can quickly become a financial burden instead of a legacy. This episode explores the real risks of passing down real estate, from hidden costs and inheritance taxes to family conflicts and illiquidity. Kelton Burgess breaks down why gifting a home during your lifetime can create major tax consequences, and how strategies like the step-up in basis can protect your heirs. The conversation also highlights the emotional weight tied to family homes and why decisions should be guided by planning—not sentiment—within a coordinated retirement, tax, and estate strategy. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

Strong market gains have boosted retirement confidence, but is that confidence built on something solid? Kelton Burgess examines why recent stock market returns are making many people feel better about retirement, while inflation, taxes, and global uncertainty still keep investors up at night. Burgess discusses how market performance can create a false sense of security, why rising costs matter just as much as returns, and the warning signs advisors listen for when confidence may be misplaced. The conversation centers on looking beyond headlines and understanding the real pressures that can shape long-term retirement income. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

Most people don’t realize retirement decisions can get riskier the closer you get to the finish line. In this episode of A Slice of Advice, Kelton Burgess breaks down when it actually makes sense to start talking to a financial advisor—and why waiting too long can limit your options. Using real-world analogies and everyday examples, they explore the “retirement red zone,” common fears about market losses, and how lifestyle goals shape retirement planning. The conversation focuses on timing, risk awareness, and building a plan that fits where you are today.   Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

Is there really a “right” time to start working with a financial advisor? In this episode of A Slice of Advice, Kelton Burgess breaks down why retirement planning looks very different depending on where you are on the timeline. From the “retirement red zone” analogy to common worries about market risk, lifestyle costs, and having enough saved, Kelton explores what people tend to overlook when retirement starts feeling real. He also discusses why waiting too long can limit options—and how planning earlier can change the conversation entirely. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

What would you do if a surprise inheritance hit your bank account tomorrow? In this episode of A Slice of Advice, Kelton Burgess breaks down two very different paths taken after a sudden windfall—and how emotion, debt, and liquidity can quietly shape long-term outcomes. Using a real-world inheritance story, Kelton explains the difference between feeling financially relieved and remaining financially flexible. The conversation dives into home equity, high‑interest debt, retirement contributions, and why slowing down big decisions matters when money shows up all at once. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

Most couples spend more time scrolling than talking—so what happens when retirement finally shows up? Kelton Burgess digs into why many couples assume they’re aligned on retirement, only to discover later they were picturing very different futures. From missed conversations and knowledge gaps to spending expectations and shared goals, the discussion centers on how silence can quietly shape long‑term outcomes. The episode explores why communication matters long before the “retirement red zone” and highlights the simple questions that can open the door to clearer, more honest planning—without turning it into a stressful financial summit. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

Trying to outsmart the market can cost more than most people realize—especially near retirement. Kelton Burgess breaks down why market timing becomes riskier as retirement approaches and introduce the concept of the “retirement red zone.” The conversation explores how volatility, early withdrawals, and missed recovery periods can quietly erode long-term savings. Kelton explains why income planning, diversification, and bucket-style strategies matter most when investors shift from accumulation to distribution, and why retirees face challenges younger investors often don’t encounter. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

What happens when retirement planning stops treating Wall Street, banks, and insurance as rivals? In this episode of A Slice of Advice, Kelton Burgess breaks down why income planning often falls short and how a full‑service approach can change the conversation. Drawing from industry commentary, Kelton discusses the long‑standing divide between advisors and insurance, why guaranteed income is frequently missing from traditional advice, and how combining investments, bank products, and insurance can address spending anxiety, longevity risk, and market volatility. The focus stays on education, clarity, and building a more complete retirement picture. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

What does chili have to do with retirement planning, and why does it actually make sense? In this episode of A Slice of Advice, Kelton Burgess uses a kitchen-table analogy to break down portfolio construction, risk management, and retirement income. From non‑negotiable base ingredients like cash and bonds to personalization, patience, and planning through market volatility, the conversation reframes investing as a slow, deliberate process. The episode also explores diversification beyond stocks and bonds, including how predictable income sources can fit into a long-term retirement strategy. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

What if the biggest risk in retirement isn’t the market—but how much uncertainty you can actually live with? In this episode of A Slice of Advice, Kelton Burgess explores the growing disconnect between how much risk advisors assume retirees can tolerate and what retirees truly feel comfortable with. Drawing on recent research and real client conversations, the discussion centers on peace of mind, income planning, and why protecting lifestyle often matters more than chasing headline returns. It’s a grounded look at aligning investments with real-world retirement priorities. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

What if your tax refund could quietly reshape how retirement feels years from now? In this episode of A Slice of Advice, Kelton Burgess breaks down how recent tax changes, Roth IRAs, and small, strategic decisions can influence retirement income and taxes over time. The conversation explores why taxes often become the biggest surprise in retirement, how refunds and late starts can still matter, and why today’s uncertain markets are pushing many savers toward safety. Along the way, Kelton shares perspective on risk, diversification, and aligning investment choices with your stage of life. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

What if earning more money isn’t the problem—and running out of it is? In this episode of A Slice of Advice, Kelton Burgess breaks down why even high earners, from pro athletes to everyday retirees, can go broke after the paychecks stop. Using real-world examples and market headlines, the conversation focuses on early-retirement spending, income planning, taxes, and why flexibility matters when markets turn volatile. The episode also explores Ray Dalio’s “three rabbit holes” analogy and how diversification, contingency planning, and structured income strategies play a role in long-term retirement stability. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.  

Groceries cost more, credit cards sting, and retirement savings suddenly look tempting. In this episode of A Slice of Advice, Kelton Burgess unpacks why so many Americans are pausing retirement contributions, the real risks of tapping long‑term accounts for short‑term bills, and how cash buffers fit into a high‑cost world. From everyday budget pressure to Warren Buffett’s massive cash stance, the conversation centers on balancing today’s realities with tomorrow’s retirement—without panic, guilt, or false certainty. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.  

What happens when a parent wants to leave money to their child but keep it out of the son‑in‑law’s hands? This episode dives into the real‑world concerns families face when planning their legacy, from protecting inheritances in the event of divorce to avoiding common estate‑planning pitfalls. Kelton Burgess breaks down how trusts, beneficiary designations, and proper financial structuring can help ensure assets stay in the bloodline. He explains why choosing the right trustee matters, how to avoid co‑mingling inherited funds, and why DIY legal tools often lead to trouble. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

That seven‑figure 401(k) balance might not be what you think it is. As headlines celebrate record numbers of “401(k) millionaires,” this episode pulls back the curtain on what those balances really mean after taxes and why Uncle Sam may be your biggest retirement partner. Kelton Burgess breaks down how taxes, required withdrawals, Medicare premiums, and Social Security all intersect in retirement, and why looking only at your account balance can be misleading. The conversation also challenges the long‑standing 4% rule, explores why it may feel outdated in today’s economy, and explains how thoughtful withdrawal and tax planning can shape what retirement actually looks like. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

What can a retired NFL star teach us about building financial stability? In this episode, Kelton breaks down Rob Gronkowski’s surprisingly disciplined money habits and uses them to explore practical strategies anyone can apply. From separating spending cash from long‑term savings to using a three‑bucket approach for near‑, mid‑, and long‑term goals, Kelton explains how thoughtful planning can create confidence at every stage of retirement. He also dives into the role of guaranteed income, like Social Security and income annuities, and how these tools can help bridge the gap between what you have and what you’ll need. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

What keeps so many people from seeking real financial guidance, even when their future is on the line? In this episode, Kelton Burgess breaks down the emotional, financial, and cultural barriers that stop everyday Americans from turning to a trusted advisor. From misconceptions about who financial planning is “for” to the pitfalls of Googling your way through retirement, Kelton explains why professional guidance matters and how slow‑and‑steady strategy beats flashy promises every time.  Click here to schedule an appointment with Kelton and his team or call 724-766-8853. Listen to Kelton every Saturday at 10:30 AM on WJAS.

What if the secret to a happy retirement isn’t where you live, but who you’re with and how you plan? This episode dives into the real factors that shape retirement satisfaction beyond the “best cities” lists and sunny destinations. Discover why emotional connections, support networks, and practical financial planning matter more than palm trees or mountain views. Click here to schedule an appointment with Kelton and his team or call 724-766-8853. Listen to Kelton every Saturday at 10:30 AM on WJAS.

What if the biggest threat to your retirement isn’t the market, but your taxes? In this episode, Kelton breaks down how different income streams—IRAs, Roth accounts, brokerage investments, annuities, and Social Security—are all taxed in unique ways that can quietly drain your nest egg. You’ll hear why required minimum distributions can complicate even the best‑laid plans, and how strategies like Roth conversions or timing withdrawals may help reduce tax strain. Click here to schedule an appointment with Kelton and his team or call 724-766-8853. Listen to Kelton every Saturday at 10:30 AM on WJAS.

Market swings can feel like a roller coaster, especially when retirement is closer than it used to be. In this episode, Kelton breaks down why volatility hits harder for pre‑retirees and how smart planning can help steady the ride. He explores practical strategies for managing risk, diversifying beyond Wall Street, and understanding where tools like structured notes, fixed index annuities, and bonds really fit into a modern portfolio. If you’re searching for clarity on growth, risk, and retirement readiness, this conversation offers grounded insights to help you think more confidently about your financial future. Click here to schedule an appointment with Kelton and his team or call 724-766-8853. Listen to Kelton every Saturday at 10:30 AM on WJAS.

The market may be soaring, but is investor confidence rising even faster? In this episode, Kelton breaks down why bull‑market optimism can quietly morph into dangerous overconfidence, especially for retirees with limited time to recover from downturns. From the dominance of the “Magnificent Seven” to the behavioral biases that lure investors into risky concentrations, he explains how to stay grounded when the headlines aren’t. You’ll also hear how calculated risk‑taking plays a role in smart retirement planning, plus a surprising perspective from LeBron James on financial caution. A practical, clear look at protecting your long‑term strategy when markets feel unstoppable. Click here to schedule an appointment with Kelton and his team or call 724-766-8853. Listen to Kelton every Saturday at 10:30 AM on WJAS.

Holiday shopping isn’t the only thing sneaking up on you—year-end financial deadlines are too. In this episode of A Slice of Advice, Kelton breaks down the critical moves to make before December 31st, from maxing out 401(k) contributions to avoiding hefty IRS penalties on required minimum distributions. We also cover Roth conversions, tax-loss harvesting, and charitable giving strategies that can help keep more money in your pocket. Don’t let procrastination cost you—get the insights you need to finish the year strong. Click here to schedule an appointment with Kelton and his team or call 724-766-8853. Listen to Kelton every Saturday at 10:30 AM on WJAS.

What do Tom Cruise movies and retirement planning have in common? Predictability—except your financial future shouldn’t follow a cookie-cutter script. In this episode Kelton breaks down why personalized retirement plans matter, how to balance wants versus needs, and why risk tolerance changes as you age. From managing fees to creating guaranteed income streams, Kelton shares practical insights for building a plan that fits your life—not the Joneses’. Click here to schedule an appointment with Kelton and his team or call 724-766-8853. Listen to Kelton every Saturday at 10:30 AM on WJAS.

Could the IRS impact your retirement savings? In this episode, Kelton discusses Required Minimum Distributions (RMDs), tax-efficient strategies, and why timing matters for withdrawals. He shares ways to balance needs and wants, prepare for unexpected early retirement, and explore strategies that align with your lifestyle. From seeking to minimize future tax exposure to planning for big goals like travel or a second home, this conversation offers helpful insights for those approaching retirement. Click here to schedule an appointment with Kelton and his team or call 724-766-8853. Listen to Kelton every Saturday at 10:30 AM on WJAS.

What do turkey-flavored Oreos and retirement planning have in common? More than you'd expect. Kelton Burgess shares insights inspired by Warren Buffett, explores the Great Wealth Transfer’s impact on women, and breaks down how alternative investments can help retirees navigate market volatility with confidence and clarity. Click here to schedule an appointment with Kelton and his team or call 724-766-8853. Listen to Kelton every Saturday at 10:30 AM on WJAS.

What if your retirement plan is quietly draining your savings? In this episode, financial advisor Kelton Burgess shares his personal journey from estate attorney to founder of Cranberry Wealth, revealing the hidden fees and financial “toxins” that could be lurking in your investment accounts. From misleading management costs to the impact of Medicare premiums on Social Security COLA, Kelton breaks down the real risks retirees face—and how to spot them. Tune in for a candid conversation that blends Wall Street insight with Main Street sensibility. Click here to schedule an appointment with Kelton and his team or call 724-766-8853. Listen to Kelton every Saturday at 10:30 AM on WJAS.

Are hidden fees quietly sinking your retirement dreams? In this episode, Kelton Burgess reveals how overlooked costs can erode your nest egg and why understanding both the financial and emotional sides of retirement is crucial. Discover practical strategies to uncover hidden expenses, maintain purpose after leaving the workplace, and build a fulfilling new chapter. Tune in for real stories, expert insights, and actionable advice to help you navigate retirement with confidence. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

When Warren Buffett shifts $344 billion into cash, it raises eyebrows—is he seeing something we’re not? In this episode of A Slice of Advice, Kelton Burgess breaks down what Buffett’s move means for everyday investors and why copying a trillionaire’s strategy might backfire. From market signals to tax bracket management, Kelton shares insights on how to navigate retirement with clarity and confidence. Plus, learn why underspending in early retirement could be a costly mistake and how to make the most of your “gap years.” Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

Feeling overwhelmed by economic uncertainty? In this episode of A Slice of Advice, Kelton Burgess of Cranberry Wealth shares how to cut through the noise and focus on what truly matters for your retirement. From navigating interest rate anxiety to making smart decisions about Roth IRAs and early inheritance for grandkids, Kelton offers grounded, practical insights. Whether you're nearing retirement or planning your legacy, this episode helps you stay focused, calm, and in control. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

What if your retirement plan includes going back to work? In this episode, Kelton Burgess of Cranberry Wealth challenge conventional advice on navigating retirement in a volatile market. From building a cash buffer to understanding Social Security timing and managing risk tolerance, they unpack practical strategies to help retirees stay in control—without panic or guesswork. Whether you're nearing 65 or already retired, this conversation offers clarity on making smarter, more personalized financial decisions. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

On this episode, Kelton discusses the current economic climate and its impact on retirement planning. They emphasize the importance of focusing on controllable factors, such as creating a solid financial plan and understanding the implications of Roth conversions on Medicare premiums. Kelton also highlights the need for regular portfolio reviews to identify financial risks and ensure tax efficiency, while managing emotional responses to market volatility. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

On this episode, Kelton discuss the current state of the market, historical trends, and the importance of having a clear financial strategy, especially for those nearing retirement. They explore the challenges of supporting adult children financially and the need for setting boundaries. Kelton emphasizes the significance of trust and personal relationships in financial advising, aiming to create a comfortable environment for clients. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

On this episode of A Slice of Advice Podcast, Kelton delves into the various types of investment accounts, focusing on IRAs, 401ks, and brokerage accounts. He discusses the differences between traditional and Roth IRAs, the importance of employer-sponsored plans, and the tax implications of different investment accounts. Kelton emphasizes the significance of maximizing retirement accounts and offers advice on how to start investing wisely, including understanding one's financial situation and risk tolerance. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

On this episode of A Slice of Advice Podcast, Kelton dives into the basics of investing in a two-part series titled Investing 101. They cover essential investment vehicles such as stocks, bonds, mutual funds, and ETFs, explaining their roles and differences. Kelton emphasizes the importance of understanding one's investment goals, risk tolerance, and the need for diversification. The conversation also addresses common myths about investing, making it clear that investing is accessible to everyone, not just the wealthy. The episode serves as a foundational guide for novice investors looking to take control of their financial future. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.  

Are you prepared for the winding road of retirement? Financial advisor Kelton Burgess explores asset preservation strategies for individuals and business owners, emphasizing the importance of proactive planning. Key topics include the impact of inflation and interest rates, diversification, and the emotional aspects of financial decision-making. By managing emotions and understanding economic indicators, listeners can preserve their wealth against market volatility and ensure long-term stability. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

Retirement planning is essential for maintaining a steady and reliable income. In this episode, financial advisor Kelton Burgess discusses the importance of guaranteed income sources such as Social Security and annuities. He explains how to optimize Social Security benefits for tax efficiency and explores strategies to protect against inflation by diversifying assets. By combining these income sources with strategic withdrawals and investment plans, retirees can achieve a stable financial future and cover essential living expenses without the stress of market volatility. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

In this episode, financial advisor Kelton Burgess discusses the essential factors to consider for retirement planning. He explores how to determine the amount needed for retirement, the impact of inflation, tax considerations, and strategies to avoid running out of money. The conversation also highlights the importance of healthcare costs and managing debt as one approaches retirement, emphasizing the need for a comprehensive financial plan. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

In this episode, financial advisor Kelton Burgess delves into the intricacies of Social Security, a crucial component of retirement planning. He discusses what Social Security is, common misconceptions surrounding it, the age at which benefits can be claimed, strategies for maximizing benefits, and the tax implications that come into play. Kelton emphasizes the importance of understanding these factors to ensure a secure financial future for retirees. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

In this episode, wealth advisor Kelton Burgess discusses the fundamentals of 401(k) plans, including the differences between traditional and Roth 401ks, the importance of contributing to a 401(k), and the rules surrounding accessing funds. They emphasize the benefits of early enrollment and the tax advantages of these retirement accounts, especially for younger generations. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

In this inaugural episode of 'A Slice of Advice', host Kelton Burgess, a wealth advisor and founder of Cranberry Wealth, discusses the importance of retirement planning and the role of financial advisors. He shares his journey from law to finance, emphasizing the need for personalized financial advice and the common misconceptions people have about working with advisors. The episode aims to educate listeners on how to prepare for retirement and choose the right financial advisor for their needs. Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

Now that you’re approaching retirement, it’s time to get your cut of the pie. But it’s not as simple as taking a slice out of the fridge. You need to make sure you have the right tool for the job – and that you’re taking as much as you need. A Slice of Advice with Kelton Burgess, the podcast from Cranberry Wealth financial advisor Kelton Burgess, is your recipe for retirement. From in-depth financial analyses and long-term thinking to the day-to-day developments that affect your bottom line, A Slice of Advice is the cream of the podcasting crop. Listen and subscribe today to start making your retirement planning easy as pie!