Celebrate the festive season with Iona Bain as she unwraps the 12 Financial Days of Christmas! A collection of the most practical, inspiring, and feel-good money tips shared on the podcast this year.

From smart investing and tackling career change fears to managing debt, boosting your pension, remortgaging with confidence, handling inheritance conversations, and creating passive income, this episode brings together the very best insights from our 2025 guests like Claer Barrett, Rotimi Merriman-Johnson, Dr. Eliza Filby, ‘The Mortgage Mum’ Sarah Tucker, Emmanuel Asuquo and Helen Tupper.

These quick tips will help you finish the year strong and step into 2026 feeling financially empowered and hopefully, a little bit richer!

You can watch episodes on L&G’s YouTube channel

And see behind the scenes content on TikTok and Instagram

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

Celebrate the festive season with Iona Bain as she unwraps the 12 Financial Days of Christmas! A collection of the most practical, inspiring, and feel-good money tips shared on the podcast this year.
From smart investing and tackling career change fears to managing debt, boosting your pension, remortgaging with confidence, handling inheritance conversations, and creating passive income, this episode brings together the very best insights from our 2025 guests like Claer Barrett, Rotimi Merriman-Johnson, Dr. Eliza Filby, &lsquo;The Mortgage Mum&rsquo; Sarah Tucker, Emmanuel Asuquo and Helen Tupper.
These quick tips will help you finish the year strong and step into 2026 feeling financially empowered and hopefully, a little bit richer!
You can watch episodes on L&amp;G&rsquo;s&nbsp;<a href="https://urldefense.com/v3/__https:/www.youtube.com/legalandgeneral__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01nU2GZKqY$">YouTube channel</a>
And see behind the scenes content on&nbsp;<a href="https://urldefense.com/v3/__https:/www.tiktok.com/@legalandgeneral__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01n-BNkPY4$">TikTok</a>&nbsp;and&nbsp;<a href="https://urldefense.com/v3/__https:/www.instagram.com/legalandgeneral/?hl=en__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01nGegfSXs$">Instagram</a>
You can play the podcast and find other useful content on L&amp;G&rsquo;s website:
<a href="https://www.legalandgeneral.com/podcasts/a-little-bit-richer">https://www.legalandgeneral.com/podcasts/a-little-bit-richer</a>
Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&amp;G&rsquo;s take on things. They give financial guidance for a UK audience that&rsquo;s relevant at the time of recording. It&rsquo;s general best practice, not the kind of personalised advice you&rsquo;d get from a financial adviser.

'A Little Bit Richer' is the podcast that aims to help us all get a grip on our financial futures, brought to you by financial broadcaster and author Iona Bain and Legal & General.

Maybe you’ve bought a home or started a family or would like to one day. You’re starting to think ahead a little. Have you thought about how you could be a little bit richer in the future?

We can all do with some insight and advice on how best to plan and manage the financial side of life. So that’s what ‘A Little Bit Richer’ from Legal & General explores.

We talk to leading experts and dive into topics like - How much money do you need to stop working? What’s the stronger investment - your property, or your pension? How can you help your children to be more financially savvy?

Together, we’ll build a better and brighter financial future for us all.

‘A Little Bit Richer’ from Legal & General is out every fortnight. Follow us now on your favourite podcast app.

The views and thoughts expressed on this podcast are those of the individuals and don’t necessarily represent those of Legal & General. This podcast does not constitute or replace financial advice. Content was relevant at the time of recording and is intended for a UK audience.

'A Little Bit Richer' is the podcast that aims to help us all get a grip on our financial futures, brought to you by financial broadcaster and author Iona Bain and Legal &amp; General.
Maybe you&rsquo;ve bought a home or started a family or would like to one day. You&rsquo;re starting to think ahead a little. Have you thought about how you could be a little bit richer in the future?
We can all do with some insight and advice on how best to plan and manage the financial side of life. So that&rsquo;s what &lsquo;A Little Bit Richer&rsquo; from Legal &amp; General explores.
We talk to leading experts and dive into topics like - How much money do you need to stop working? What&rsquo;s the stronger investment - your property, or your pension? How can you help your children to be more financially savvy?
Together, we&rsquo;ll build a better and brighter financial future for us all.
&lsquo;A Little Bit Richer&rsquo; from Legal &amp; General is out every fortnight. Follow us now on your favourite podcast app.
The views and thoughts expressed on this podcast are those of the individuals and don&rsquo;t necessarily represent those of Legal &amp; General. This podcast does not constitute or replace financial advice. Content was relevant at the time of recording and is intended for a UK audience.

A Little Bit Richer

A Little Bit Richer Wrapped: 12 Money Tips

https://api.omny.fm/orgs/2e9a850c-e6b9-48c2-afec-a8f8010f70f4/clips/e05fd9aa-5960-42eb-bf26-b3ad010436ee/transcript

Saving money feels great in theory… but sticking to it in real life? That’s the tricky part.

In this episode of A Little Bit Richer, our host Iona Bain is joined by financial coach Laura Ann Moore to unpack how to gamify your savings and make your money habits stick.

With Christmas spending peaking and New Year’s resolutions looming, Laura shares practical ways to keep saving, even when life feels expensive. From reframing your identity as a “saver,” to mastering habit stacking, to using tech, cashback, and clever psychological tricks, this episode is full of empowering tools that you can start using today.

Discover how to transform saving into something rewarding, sustainable, and dare we say… fun that will help make you a little bit richer.

You can watch episodes on L&G’s YouTube channel

And see behind the scenes content on TikTok and Instagram

You can follow Laura Ann Moore on Instagram

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

Saving money feels great in theory&hellip; but sticking to it in real life? That&rsquo;s the tricky part.
In this episode of A Little Bit Richer, our host Iona Bain is joined by financial coach Laura Ann Moore to unpack how to gamify your savings and make your money habits stick.
With Christmas spending peaking and New Year&rsquo;s resolutions looming, Laura shares practical ways to keep saving, even when life feels expensive. From reframing your identity as a &ldquo;saver,&rdquo; to mastering habit stacking, to using tech, cashback, and clever psychological tricks, this episode is full of empowering tools that you can start using today.
Discover how to transform saving into something rewarding, sustainable, and dare we say&hellip; fun that will help make you a little bit richer.
You can watch episodes on L&amp;G&rsquo;s&nbsp;<a href="https://urldefense.com/v3/__https:/www.youtube.com/legalandgeneral__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01nU2GZKqY$">YouTube channel</a>
And see behind the scenes content on&nbsp;<a href="https://urldefense.com/v3/__https:/www.tiktok.com/@legalandgeneral__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01n-BNkPY4$">TikTok</a>&nbsp;and&nbsp;<a href="https://urldefense.com/v3/__https:/www.instagram.com/legalandgeneral/?hl=en__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01nGegfSXs$">Instagram</a>
You can follow Laura Ann Moore on <a href="https://www.instagram.com/laura_ann_moore/?hl=en">Instagram</a>
You can play the podcast and find other useful content on L&amp;G&rsquo;s website:
<a href="https://www.legalandgeneral.com/podcasts/a-little-bit-richer">https://www.legalandgeneral.com/podcasts/a-little-bit-richer</a>
Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&amp;G&rsquo;s take on things. They give financial guidance for a UK audience that&rsquo;s relevant at the time of recording. It&rsquo;s general best practice, not the kind of personalised advice you&rsquo;d get from a financial adviser.

Life Hacks That Make Saving Easy

https://api.omny.fm/orgs/2e9a850c-e6b9-48c2-afec-a8f8010f70f4/clips/be721411-d064-4ab1-9b3b-b3a1009608af/transcript

In part two of our tax special, our host Iona Bain and accountant Tim Paul dive deeper into the tax topics that matter most - from side hustles and rental income to tax-free childcare and ISAs.

Tim breaks down what the rules really mean, how to stay on the right side of HMRC, and the quick wins that can stop you overpaying tax like checking your tax code, understanding allowances, and making the most of your pension.

If you’ve ever wondered how much you can earn tax-free, when you need to declare your extra income, or how to make your savings truly tax-efficient, this is your jargon-free guide to keeping more of what you earn.

You can watch episodes on L&G’s YouTube channel

And see behind the scenes content on TikTok and Instagram

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Follow Tim Paul on Instagram

The information in this episode is correct when published on 13 November 2025. However if you’re listening at a later date, please double check as there may have been changes.

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

In part two of our tax special, our host Iona Bain and accountant Tim Paul dive deeper into the tax topics that matter most - from side hustles and rental income to tax-free childcare and ISAs.
Tim breaks down what the rules really mean, how to stay on the right side of HMRC, and the quick wins that can stop you overpaying tax like checking your tax code, understanding allowances, and making the most of your pension.
If you&rsquo;ve ever wondered how much you can earn tax-free, when you need to declare your extra income, or how to make your savings truly tax-efficient, this is your jargon-free guide to keeping more of what you earn.
You can watch episodes on L&amp;G&rsquo;s&nbsp;<a href="https://urldefense.com/v3/__https:/www.youtube.com/legalandgeneral__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01nU2GZKqY$">YouTube channel</a>
And see behind the scenes content on&nbsp;<a href="https://urldefense.com/v3/__https:/www.tiktok.com/@legalandgeneral__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01n-BNkPY4$">TikTok</a>&nbsp;and&nbsp;<a href="https://urldefense.com/v3/__https:/www.instagram.com/legalandgeneral/?hl=en__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01nGegfSXs$">Instagram</a>
You can play the podcast and find other useful content on L&amp;G&rsquo;s website:
<a href="https://www.legalandgeneral.com/podcasts/a-little-bit-richer">https://www.legalandgeneral.com/podcasts/a-little-bit-richer</a>
Follow Tim Paul on&nbsp;<a href="https://www.instagram.com/timpaulaccounting/?hl=en">Instagram</a>
The information in this episode is correct when published on 13 November 2025. However if you&rsquo;re listening at a later date, please double check as there may have been changes.
Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&amp;G&rsquo;s take on things. They give financial guidance for a UK audience that&rsquo;s relevant at the time of recording. It&rsquo;s general best practice, not the kind of personalised advice you&rsquo;d get from a financial adviser.

From Side hustles To Childcare. Tax-Free Hacks: Part Two

https://api.omny.fm/orgs/2e9a850c-e6b9-48c2-afec-a8f8010f70f4/clips/21da3334-d186-4f77-9f6c-b39200a5a7d0/transcript

Tax. It’s something we all pay, but few of us truly understand much about this large deduction from our earnings. In this first of two bite-sized episodes, our host Iona Bain sits down with accountant and finance content creator Tim Paul to shed some light on how it works.

Tim explains how you can reduce your tax bill through clever tools like salary sacrifice and pension contributions, putting more of your hard-earned money to good use while still playing by the rules.

If you’ve ever wondered whether you making the most of tax-free benefits through your employer, this episode will leave you feeling a little bit richer and a lot more tax-savvy.

You can watch episodes on L&G’s YouTube channel

And see behind the scenes content on TikTok and Instagram

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Follow Tim Paul on Instagram

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

The information in this episode is correct when published in October 2025. However if you’re listening at a later date, please double check as there may have been changes.

Tax. It&rsquo;s something we all pay, but few of us truly understand much about this large deduction from our earnings. In this first of two bite-sized episodes, our host Iona Bain sits down with accountant and finance content creator Tim Paul to shed some light on how it works.
Tim explains how you can reduce your tax bill through clever tools like salary sacrifice and pension contributions, putting more of your hard-earned money to good use while still playing by the rules.
If you&rsquo;ve ever wondered whether you making the most of tax-free benefits through your employer, this episode will leave you feeling a little bit richer and a lot more tax-savvy.
You can watch episodes on L&amp;G&rsquo;s&nbsp;<a href="https://urldefense.com/v3/__https:/www.youtube.com/legalandgeneral__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01nU2GZKqY$">YouTube channel</a>
And see behind the scenes content on&nbsp;<a href="https://urldefense.com/v3/__https:/www.tiktok.com/@legalandgeneral__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01n-BNkPY4$">TikTok</a>&nbsp;and&nbsp;<a href="https://urldefense.com/v3/__https:/www.instagram.com/legalandgeneral/?hl=en__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01nGegfSXs$">Instagram</a>
You can play the podcast and find other useful content on L&amp;G&rsquo;s website:
<a href="https://www.legalandgeneral.com/podcasts/a-little-bit-richer">https://www.legalandgeneral.com/podcasts/a-little-bit-richer</a>
Follow Tim Paul on&nbsp;<a href="https://www.instagram.com/timpaulaccounting/?hl=en">Instagram</a>
Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&amp;G&rsquo;s take on things. They give financial guidance for a UK audience that&rsquo;s relevant at the time of recording. It&rsquo;s general best practice, not the kind of personalised advice you&rsquo;d get from a financial adviser.
The information in this episode is correct when published in October 2025. However if you&rsquo;re listening at a later date, please double check as there may have been changes.

Get More From Your Salary: Navigating Tax. Part One

https://api.omny.fm/orgs/2e9a850c-e6b9-48c2-afec-a8f8010f70f4/clips/c94d5d18-85a1-4161-9070-b38400f433d2/transcript

A Little Bit Richer Wrapped: 12 Money Tips

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