Janet Gray, advice only Certified Financial Planner, Money Coaches Canada, joins Patricia Boal with guidelines to make the most of your summer plans without breaking the bank in the process.

Those tips include:

• Know your spending limit in advance
• Don’t expect to please everyone in your family but majority rules
• Make a plan, refine, and refine again
• Free is not a nast word, nor is coupons
• Start saving now for next summer