While Christmas might be the most wonderful time of the year, Halloween is definitely the sweetest. You know, because of all the junk food and candy apples and chocolate bars. But if the price tag for those sweet treats is too much for your wallet to take, perhaps you should look at some other options. We dig deeper in Hour 4. Plus, what is an 'adult gap year' and who exactly is using it? CTV's Matt Skube weighs in on that discussion.