There are big changes coming to Ontario’s auto insurance this Summer. As of Canada Day, 9 out of 12 Standard Auto Accident Insurance Benefits will become optional safety nets. And while these new à-la-carte options are meant to give consumers more choice, some experts worry that Ontarians will opt out of crucial coverage to save money, which could cost them greatly in the event of an accident. Kristy Cameron digs deeper with Lorraine Sommerfeld, a Driving.ca columnist, in Hour 1. But first, we bring you up to speed on today’s top headlines.