Financial expert Olivia Maragna joined Gary Hardgrave to explain why July is the ultimate time to hit the reset button on your money and stop letting hidden spending leakages derail your future. 

Learn how a simple "cash hub" strategy and the latest superannuation changes can help you take control of your lifestyle expenses and start training for a comfortable retirement.

Financial expert Olivia Maragna joined Gary Hardgrave to explain why July is the ultimate time to hit the reset button on your money and stop letting hidden spending leakages derail your future. 
Learn how a simple "cash hub" strategy and the latest superannuation changes can help you take control of your lifestyle expenses and start training for a comfortable retirement.

4BC Drive, live every weekday afternoon. With the latest news, 4BC will keep you updated on your drive home.

4BC Drive, live every weekday afternoon. With the latest news, 4BC will keep you updated on your drive home.

4BC Drive with Gary Hardgrave

4BC Drive with Gary Hardgrave - Highlights

4BC On-Demand

This July is the best time to review your mortgage and protect your retirement 

Listen to Gary Hardgrave on 4BC Drive weekdays from 3:00pm

Listen to Gary Hardgrave on 4BC Drive weekdays from 3:00pm

FULL SHOW: Listen back to 4BC Drive with Gary Hardgrave, Tuesday July 7th, 2026

As Prime Minister Anthony Albanese finalised a landmark security agreement in Fiji, Beijing countered with a stunning long-range ballistic missile launch that sent shockwaves through the region.

Shadow Minister for Defence Senator James Paterson joined Gary to break down why the Albanese government’s initial response missed the mark and what this escalatory move means for Australia's defence readiness.

As Prime Minister Anthony Albanese finalised a landmark security agreement in Fiji, Beijing countered with a stunning long-range ballistic missile launch that sent shockwaves through the region.
Shadow Minister for Defence Senator James Paterson joined Gary to break down why the Albanese government&rsquo;s initial response missed the mark and what this escalatory move means for Australia's defence readiness.

Why China dropped a missile in the Pacific right after Albo’s Fiji deal

Is Australia’s traditional "quiet confidence" leaving new migrants confused about our national identity?

Gary tackles why we need to ditch political correctness, embrace loud patriotism, and rally around one flag to prevent the country from fracturing into separate tribes.

Is Australia&rsquo;s traditional "quiet confidence" leaving new migrants confused about our national identity?
Gary tackles why we need to ditch political correctness, embrace loud patriotism, and rally around one flag to prevent the country from fracturing into separate tribes.

This July is the best time to review your mortgage and protect your retirement

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4BC Drive with Gary Hardgrave

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