Research is showing that the bank of Mum and Dad isn’t just helping young Australians with their home loans.

Around half of Australian adults say they have given money to family in the past 12 months to help with living expenses. 

The Deputy Program Director of Grattan Institute’s Housing and Economic Security program Joey Moloney told Luke Bradnam on 4BC Breakfast, "One thing stopping kids settling down and starting a family is it's really hard to get the stability of home ownership and a lot of people want that before they start a family."