"They’ve paid into the system their entire lives, and just at the moment they need it most, the government pulls the rug out from under them."

Joining the show, Dr. Rachel David, CEO of Private Healthcare Australia. With 400,000 members on the full aged pension and hundreds of thousands more living on less than $50,000 a year, this change forces a heartbreaking choice: pay an extra $700 a year or downgrade to "junk" policies with exclusions for the very joint and cardiac surgeries they are likely to need. Is this a necessary generational rebalance or a "hit to the hip pocket" that will push thousands back into crumbling public hospital waiting lists?