(0:00) Zolak & Bertrand start the fourth hour by discussing the key elements of Patriots-Panthers on Sunday.

(10:12) Calls come in on Stephon Gilmore’s role against the Patriots, Joe Montana’s comments about Mac Jones, and whether Bill Belichick should take a chance on Odell Beckham Jr. 

(21:36) We react to the story of a monkey biting a child on Halloween, which has a connection to Texas special teams coach Jeff Banks.

(28:39) Today’s Takeaways.