Premiums rise. Artificial intelligence expands.

Dr. Eddie Patton looks at the impact of expiring ACA subsidies, projected healthcare premium increases, and possible changes to Medicare Part B. He outlines artificial intelligence’s role in health systems, regulatory challenges, and how changes might affect patients, providers, and insurers. 

Learn more about Dr. Eddie Patton HERE.

Subscribe to Your Health, Your Wealth on Apple Podcasts, Spotify, and wherever you get your favorite podcasts. 

Key Takeaways

1. Dr. Patton explains that significant premium hikes are expected in 2026, particularly for Affordable Care Act (ACA) marketplace plans. The expiration of federal subsidies could lead to double- or even triple-digit increases in monthly costs, resulting in more people being uninsured and higher overall healthcare expenses.

2. The integration of artificial intelligence (AI) into healthcare is rapidly accelerating, with AI impacting everything from clinical support tools to claims automation. While AI has the potential to drive efficiency and enhance patient-provider relationships, it also introduces challenges around transparency ("black box" algorithms) and regulation, which will be crucial to address in 2026.

3. The future of healthcare premiums is closely tied to decisions made by Congress and the Senate regarding subsidy extensions for ACA plans. Policy changes have a cascading effect on the cost and accessibility of care for all insurance types, not just those in the marketplace.

4. With rising premiums and the possible expiration of ACA subsidies, more individuals may drop their health coverage, leading to a larger uninsured population. This shift increases the burden on emergency care centers and drives up costs throughout the healthcare system.

5. Dr. Patton highlights ongoing issues with stagnant Medicare reimbursement for physicians, which has not kept pace with inflation. This economic challenge contributes to workforce shortages, particularly in fields like pediatrics and psychiatry, and needs to be addressed to maintain the quality and accessibility of healthcare.

Timestamped Overview

00:00 2026 Premium Hikes & AI

03:15 "Healthcare Costs and AI Impact"

09:07 Rising Healthcare Costs Explained

12:41 Medicare Costs and Changes 2026

15:12 AI and Healthcare: Upcoming Impacts

17:19 "AI's Promise and Risks in Healthcare"

21:46 AI Enhancing Healthcare Efficiency

26:32 Healthcare Innovations and Physician Support

Premiums rise. Artificial intelligence expands.
Dr. Eddie Patton looks at the impact of expiring ACA subsidies, projected healthcare premium increases, and possible changes to Medicare Part B. He outlines artificial intelligence&rsquo;s role in health systems, regulatory challenges, and how changes might affect patients, providers, and insurers.&nbsp;
Learn more about Dr. Eddie Patton <a href="https://www.eddiepattonmd.com">HERE</a>.
Subscribe to Your Health, Your Wealth on <a href="https://podcasts.apple.com/us/podcast/your-health-your-wealth/id1753618933">Apple Podcasts</a>, <a href="https://open.spotify.com/show/5Kt5d56fOGpaPnn2PmwPb2?si=c6f20d1320484e33">Spotify</a>, and wherever you get your favorite podcasts.&nbsp;
Key Takeaways
1. Dr. Patton explains that significant premium hikes are expected in 2026, particularly for Affordable Care Act (ACA) marketplace plans. The expiration of federal subsidies could lead to double- or even triple-digit increases in monthly costs, resulting in more people being uninsured and higher overall healthcare expenses.
2. The integration of artificial intelligence (AI) into healthcare is rapidly accelerating, with AI impacting everything from clinical support tools to claims automation. While AI has the potential to drive efficiency and enhance patient-provider relationships, it also introduces challenges around transparency ("black box" algorithms) and regulation, which will be crucial to address in 2026.
3. The future of healthcare premiums is closely tied to decisions made by Congress and the Senate regarding subsidy extensions for ACA plans. Policy changes have a cascading effect on the cost and accessibility of care for all insurance types, not just those in the marketplace.
4. With rising premiums and the possible expiration of ACA subsidies, more individuals may drop their health coverage, leading to a larger uninsured population. This shift increases the burden on emergency care centers and drives up costs throughout the healthcare system.
5. Dr. Patton highlights ongoing issues with stagnant Medicare reimbursement for physicians, which has not kept pace with inflation. This economic challenge contributes to workforce shortages, particularly in fields like pediatrics and psychiatry, and needs to be addressed to maintain the quality and accessibility of healthcare.
Timestamped Overview
00:00 2026 Premium Hikes &amp; AI
03:15 "Healthcare Costs and AI Impact"
09:07 Rising Healthcare Costs Explained
12:41 Medicare Costs and Changes 2026
15:12 AI and Healthcare: Upcoming Impacts
17:19 "AI's Promise and Risks in Healthcare"
21:46 AI Enhancing Healthcare Efficiency
26:32 Healthcare Innovations and Physician Support

In Your Health, Your Wealth, renowned neurologist Dr. Eddie Patton exposes the hidden forces driving up medical costs for millions of Americans. From the fragmented healthcare infrastructure to hospital billing practices and pharmaceutical pricing, Dr. Patton provides an exhaustive examination of why the U.S. spends significantly more on healthcare than other nations.

"The US healthcare system emphasizes autonomy and choice for patients,” said Dr. Patton during episode one. "Accessibility is a key term that will be important in healthcare as we move forward." 

Dr. Eddie Patton is a recipient of Texas Monthly Magazine's SuperDoctors®, Houstonia Magazine's Top Doctors awards, and was appointed by Texas Governor Greg Abbott to the Texas Council on Alzheimer's Disease and Related Disorders. These accolades, along with his decades of experience, make him the ideal host for a podcast like this.

The podcast is a must-listen for anyone grappling with skyrocketing premiums, outrageous medical bills, or lack of access to quality care. Dr. Patton encourages listeners to "Increase your mindset, health set, and heart set as it pertains to your health and the healthcare system.”

In Your Health, Your Wealth, renowned neurologist Dr. Eddie Patton exposes the hidden forces driving up medical costs for millions of Americans. From the fragmented healthcare infrastructure to hospital billing practices and pharmaceutical pricing, Dr. Patton provides an exhaustive examination of why the U.S. spends significantly more on healthcare than other nations.
"The US healthcare system emphasizes autonomy and choice for patients,” said Dr. Patton during episode one. "Accessibility is a key term that will be important in healthcare as we move forward." 
Dr. Eddie Patton is a recipient of Texas Monthly Magazine's SuperDoctors®, Houstonia Magazine's Top Doctors awards, and was appointed by Texas Governor Greg Abbott to the Texas Council on Alzheimer's Disease and Related Disorders. These accolades, along with his decades of experience, make him the ideal host for a podcast like this.
The podcast is a must-listen for anyone grappling with skyrocketing premiums, outrageous medical bills, or lack of access to quality care. Dr. Patton encourages listeners to "Increase your mindset, health set, and heart set as it pertains to your health and the healthcare system.”