Most people don’t realize they’re missing a financial roadmap until something breaks. In this episode, financial planner and estate planning attorney Gary Garland walks through what a real financial plan looks like — and why many families are operating without one. The conversation explores income planning, asset alignment, taxes, risk tolerance, and legacy, with candid examples of common missteps hiding in portfolios that look “fine” on paper. Gary also shares how emotional decisions, hidden overlap, and quiet tax inefficiencies can derail long‑term plans if no one is coordinating the full picture. This discussion reframes financial planning as an interconnected process — less about products, and more about intentional structure and decision‑making.

Click here to schedule your free conversation with Gary for a comprehensive review on tax reduction, investment optimization, and improvement or call 732-751-4677.

Have ideas or questions for the show? Email info@iwfamily.com or send Integrated Wealth Solutions a message on Facebook!

Most people don&rsquo;t realize they&rsquo;re missing a financial roadmap until something breaks. In this episode, financial planner and estate planning attorney Gary Garland walks through what a real financial plan looks like &mdash; and why many families are operating without one. The conversation explores income planning, asset alignment, taxes, risk tolerance, and legacy, with candid examples of common missteps hiding in portfolios that look &ldquo;fine&rdquo; on paper. Gary also shares how emotional decisions, hidden overlap, and quiet tax inefficiencies can derail long‑term plans if no one is coordinating the full picture. This discussion reframes financial planning as an interconnected process &mdash; less about products, and more about intentional structure and decision‑making.
Click&nbsp;<a href="https://www.iwfamily.com">here</a>&nbsp;to schedule your free conversation with Gary for a comprehensive review on tax reduction, investment optimization, and improvement or call 732-751-4677.
Have ideas or questions for the show? Email <a href="mailto:info@iwfamily.com">info@iwfamily.com</a> or send Integrated Wealth Solutions a message on <a href="https://www.facebook.com/IntegratedWealthSolutionsLLC">Facebook</a>!

Retirement is meant to be a breeze, but planning for it is no laughing matter. It’s important to have everything you need in place so you can enjoy the retirement you want, not the one you settle for.

Your Retirement, Your Way, the show from Gary Garland and Integrated Wealth Solutions, is the resource you need to plan your retirement with you in mind. Listen each week as Gary cuts through the jargon and gets to the heart of financial developments and shifts in the marketplace. Through Gary’s twenty-five years of experience, you’ll find the know-how and professional insight to help you make the best retirement decisions. After all, it’s your retirement – why not do it your way?

For more information go to www.iwfamily.com

Retirement is meant to be a breeze, but planning for it is no laughing matter. It’s important to have everything you need in place so you can enjoy the retirement you want, not the one you settle for.
Your Retirement, Your Way, the show from Gary Garland and Integrated Wealth Solutions, is the resource you need to plan your retirement with you in mind. Listen each week as Gary cuts through the jargon and gets to the heart of financial developments and shifts in the marketplace. Through Gary’s twenty-five years of experience, you’ll find the know-how and professional insight to help you make the best retirement decisions. After all, it’s your retirement – why not do it your way?
For more information go to www.iwfamily.com

Your Retirement, Your Way

Retirement is meant to be a breeze, but planning for it is no laughing matter. It’s important to have everything you need in place so you can enjoy the retirement you want, not the one you settle for.

Your Retirement, Your Way, the show from Gary Garland and Integrated Wealth Solutions, is the resource you need to plan your retirement with you in mind. Listen each week as Gary cuts through the jargon and gets to the heart of financial developments and shifts in the marketplace. Through Gary’s twenty-five years of experience, you’ll find the know-how and professional insight to help you make the best retirement decisions. After all, it’s your retirement – why not do it your way?

for more information go to www.iwfamily.com

Retirement is meant to be a breeze, but planning for it is no laughing matter. It’s important to have everything you need in place so you can enjoy the retirement you want, not the one you settle for.
Your Retirement, Your Way, the show from Gary Garland and Integrated Wealth Solutions, is the resource you need to plan your retirement with you in mind. Listen each week as Gary cuts through the jargon and gets to the heart of financial developments and shifts in the marketplace. Through Gary’s twenty-five years of experience, you’ll find the know-how and professional insight to help you make the best retirement decisions. After all, it’s your retirement – why not do it your way?
for more information go to <a href="http://www.iwfamily.com">www.iwfamily.com</a>