Annuities are more popular than ever—yet most people still misunderstand what they actually do.
In this episode of Your Retirement, Your Story, Lawrence Olivier and Redd Sessions unpack the “annuity puzzle” and explain why this tool often gets a bad reputation. They break down the different types of annuities, why some deserve skepticism, and how today’s modern annuities can serve specific purposes like income, growth, and risk management when used appropriately. The conversation covers fees, surrender charges, common red flags, and why “purpose determines placement” when deciding if an annuity belongs in a retirement plan. It’s a practical, no‑jargon discussion designed to replace confusion with clarity.

If you’re ready to start planning your future with uncompromised integrity or simply want to learn more about how to protect your legacy, visit OlivierSafeRetirement.com.

Don’t forget to subscribe, leave a review, and share this episode with someone who’s thinking about their next chapter. Your retirement is more than a financial decision — it’s your story.

Annuities are more popular than ever&mdash;yet most people still misunderstand what they actually do. In this episode of Your Retirement, Your Story, Lawrence Olivier and Redd Sessions unpack the &ldquo;annuity puzzle&rdquo; and explain why this tool often gets a bad reputation. They break down the different types of annuities, why some deserve skepticism, and how today&rsquo;s modern annuities can serve specific purposes like income, growth, and risk management when used appropriately. The conversation covers fees, surrender charges, common red flags, and why &ldquo;purpose determines placement&rdquo; when deciding if an annuity belongs in a retirement plan. It&rsquo;s a practical, no‑jargon discussion designed to replace confusion with clarity.
If you&rsquo;re ready to start planning your future with uncompromised integrity or simply want to learn more about how to protect your legacy, visit <a href="https://oliviersaferetirement.com/">OlivierSafeRetirement.com</a>.
Don&rsquo;t forget to subscribe, leave a review, and share this episode with someone who&rsquo;s thinking about their next chapter. Your retirement is more than a financial decision &mdash; it&rsquo;s your story.

Welcome to Your Retirement, Your Story, the podcast where hosts Lawrence Olivier and Redd Sessions help you take charge of your financial future. Whether you’re just starting to plan or already enjoying your golden years, each episode offers simple, informative conversations that break down the essentials of retirement planning. With real stories, practical tips, and expert insights, Lawrence and Redd empower you to write your own happy ending – one chapter at a time.

Join us for each new episode as we tackle the questions and concerns that matter most, from building your savings to living your dream lifestyle. No matter where you are on your journey, Your Retirement, Your Story is here to remind you that the pen is in your hands and it’s never too late to shape the narrative of your retirement. Tune in and start creating the story you want to live!

Welcome to Your Retirement, Your Story, the podcast where hosts Lawrence Olivier and Redd Sessions help you take charge of your financial future. Whether you&rsquo;re just starting to plan or already enjoying your golden years, each episode offers simple, informative conversations that break down the essentials of retirement planning. With real stories, practical tips, and expert insights, Lawrence and Redd empower you to write your own happy ending &ndash; one chapter at a time.
Join us for each new episode as we tackle the questions and concerns that matter most, from building your savings to living your dream lifestyle. No matter where you are on your journey, Your Retirement, Your Story is here to remind you that the pen is in your hands and it&rsquo;s never too late to shape the narrative of your retirement. Tune in and start creating the story you want to live!