What if your biggest retirement mistake is clinging too tightly to your savings? As the year winds down, Lawrence Olivier, and Redd Sessions reveal why end-of-year financial planning is about more than just numbers—it’s about mindset. From Roth conversions and RMDs to the emotional hurdles of spending in retirement, this episode explores the crucial steps to take before the calendar flips. Discover how reviewing your tax strategy, withdrawals, and even charitable giving can help you write a retirement story you’ll actually enjoy. With practical advice and a few laughs, this conversation is your reminder: failing to plan is planning to fail.

If you’re ready to start planning your future with uncompromised integrity, or simply want to learn more about how to protect your legacy, visit OlivierSafeRetirement.com.

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