Target date funds and annuities aren’t supposed to collide—but Vanguard just made it happen. In this episode of Your Retirement, Your Story, Lawrence Olivier and Redd Sessions unpack Vanguard’s new target date fund with an annuity option and explore what it could mean for retirees. They discuss why convenience can come at the cost of flexibility, how “cookie‑cutter” solutions fall short in retirement, and why income planning requires a different mindset than accumulation. The conversation covers longevity, liquidity, fees, and the importance of tailoring income strategies to real‑life needs. At the center of it all is a simple idea: retirement planning works best when it reflects your situation—not a one‑size‑fits‑all product.

If you’re ready to start planning your future with uncompromised integrity or simply want to learn more about how to protect your legacy, visit OlivierSafeRetirement.com.

Don’t forget to subscribe, leave a review, and share this episode with someone who’s thinking about their next chapter. Your retirement is more than a financial decision — it’s your story.

Target date funds and annuities aren&rsquo;t supposed to collide&mdash;but Vanguard just made it happen. In this episode of Your Retirement, Your Story, Lawrence Olivier and Redd Sessions unpack Vanguard&rsquo;s new target date fund with an annuity option and explore what it could mean for retirees. They discuss why convenience can come at the cost of flexibility, how &ldquo;cookie‑cutter&rdquo; solutions fall short in retirement, and why income planning requires a different mindset than accumulation. The conversation covers longevity, liquidity, fees, and the importance of tailoring income strategies to real‑life needs. At the center of it all is a simple idea: retirement planning works best when it reflects your situation&mdash;not a one‑size‑fits‑all product.
If you&rsquo;re ready to start planning your future with uncompromised integrity or simply want to learn more about how to protect your legacy, visit <a href="https://oliviersaferetirement.com/">OlivierSafeRetirement.com</a>.
Don&rsquo;t forget to subscribe, leave a review, and share this episode with someone who&rsquo;s thinking about their next chapter. Your retirement is more than a financial decision &mdash; it&rsquo;s your story.

Welcome to Your Retirement, Your Story, the podcast where hosts Lawrence Olivier and Redd Sessions help you take charge of your financial future. Whether you’re just starting to plan or already enjoying your golden years, each episode offers simple, informative conversations that break down the essentials of retirement planning. With real stories, practical tips, and expert insights, Lawrence and Redd empower you to write your own happy ending – one chapter at a time.

Join us for each new episode as we tackle the questions and concerns that matter most, from building your savings to living your dream lifestyle. No matter where you are on your journey, Your Retirement, Your Story is here to remind you that the pen is in your hands and it’s never too late to shape the narrative of your retirement. Tune in and start creating the story you want to live!

Welcome to Your Retirement, Your Story, the podcast where hosts Lawrence Olivier and Redd Sessions help you take charge of your financial future. Whether you&rsquo;re just starting to plan or already enjoying your golden years, each episode offers simple, informative conversations that break down the essentials of retirement planning. With real stories, practical tips, and expert insights, Lawrence and Redd empower you to write your own happy ending &ndash; one chapter at a time.
Join us for each new episode as we tackle the questions and concerns that matter most, from building your savings to living your dream lifestyle. No matter where you are on your journey, Your Retirement, Your Story is here to remind you that the pen is in your hands and it&rsquo;s never too late to shape the narrative of your retirement. Tune in and start creating the story you want to live!