In this conversation, Kevin discusses the current state of the market and the need for a defensive posture. He recommends investing in fixed annuities and income annuities to protect against market volatility and ensure a guaranteed income in retirement. Kevin also emphasizes the importance of diversification and using multiple strategies to generate cash flow.

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Your roadmap will include:

• A retirement income strategy
• A test to see how long your money will last
• A tax-planning strategy

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