Will Trump's proposal to ban large institutional investors from buying single family homes reduce housing prices.

His statement "People live in homes, not corporations" sounds good on the surface. 

The housing affordability crisis was caused by:

1. The Federal Reserve reduced interest rates too low for too long. This created an asset bubble. 
2. Many homeowners/real estate investors have significant appreciation subject to capital gains if they sell.
3. Many homeowners are "locked in" with historical low mortgage interest rates.
4. Shortage of single family homes.

When the government tries to solve a problem it typically creates another unintended problem. The solution is not to ban a class of investors. The best solution is for the government to get out of the way.

If the government really wants to improve housing affordability they should:

1. Reduce taxes, fees, zoning rules, and delays for home builders who build affordable single family homes. This will increase inventory.
2. Offer a capital gains tax holiday for homes owned for 5-10+ years. Many homes would become available.

Will Trump's proposal to ban large institutional investors from buying single family homes reduce housing prices.
His statement "People live in homes, not corporations" sounds good on the surface.&nbsp;
The housing affordability crisis was caused by:
1. The Federal Reserve reduced interest rates too low for too long. This created an asset bubble.&nbsp; 2. Many homeowners/real estate investors have significant appreciation subject to capital gains if they sell. 3. Many homeowners are "locked in" with historical low mortgage interest rates. 4. Shortage of single family homes.
When the government tries to solve a problem it typically creates another unintended problem. The solution is not to ban a class of investors. The best solution is for the government to get out of the way.
If the government really wants to improve housing affordability they should:
1. Reduce taxes, fees, zoning rules, and delays for home builders who build affordable single family homes. This will increase inventory. 2. Offer a capital gains tax holiday for homes owned for 5-10+ years. Many homes would become available.

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No other financial vehicle comes close to giving you the advantages of a properly structured and maintained Your Personal Bank policy. The Your Personal Bank concept is often misunderstood by many people, including most legal, tax, and financial advisors. Lack of information and improperly structured policies are frequently the cause. 

Your Personal Bank is a powerful financial tool often used by banks, corporations, and the wealthy.
 No other financial vehicle comes close to giving you the advantages of a properly structured and maintained Your Personal Bank policy. The Your Personal Bank concept is often misunderstood by many people, including most legal, tax, and financial advisors. Lack of information and improperly structured policies are frequently the cause.