- A recent CNN study reports 39% of Americans are concerned about paying their bills. In comparison, 37% were concerned about paying bills during the Great Recession in 2008 - 2009. - Household debt has set a new record high. - Credit card debt is at record highs. Banks are bracing for major loan defaults. - 25% of Americans have resorted to skipping meals to avoid high food prices.   - The rate of increases of inflation is moderating, but the cumulative impact of several years of inflation has devastated buying power. - The pressure is real. Everything is much more expensive than it was four years ago. This has devastated many household budgets. - The 30,000 foot view is that employment is low, the economy is growing, and people are spending money.  - The reality on the ground is moderating inflation does not mean prices are going down. It just means prices are not increasing as fast as they were before.   - Primary cause of inflation is excess government spending. - Interest on the debt is estimated to exceed $1.1 Trillion in 2024. - This is equivalent to over 75% of personal income taxes collected. This is the largest revenue item for the federal government.   - Homeowners and those who own significant financial assets have done very well the past few years, but this leaves out huge segments of the population. - 3 in 5 Americans believe we are in a recession.    - MarketWatch prediction: Stocks will not beat inflation over the next decade - The S&P 500 to the M2 money supply valuation model is the most bearish since 1970. - The M2 money supply Federal Reserve estimate of total money in circulation in the US.   It would be prudent to protect your assets. Diversify. Reduce your risk. Reduce your tax liability. Increase returns safely. Increase liquidity to take advantage of future opportunities.       

You can invest in high cash value Your Personal Bank TM policies that are insured, with guarantees, income tax-free, highly liquid, and likely to increase returns for the next 5-10 years!      Contact Ferenc at yourpersonalbank.com or 866-268-4422 for more info.

- A recent CNN study reports 39% of Americans are concerned about paying their bills. In comparison, 37% were concerned about paying bills during the Great Recession in 2008 - 2009. - Household debt has set a new record high. - Credit card debt is at record highs. Banks are bracing for major loan defaults. - 25% of Americans have resorted to skipping meals to avoid high food prices.   - The rate of increases of inflation is moderating, but the cumulative impact of several years of inflation has devastated buying power. - The pressure is real. Everything is much more expensive than it was four years ago. This has devastated many household budgets. - The 30,000 foot view is that employment is low, the economy is growing, and people are spending money.  - The reality on the ground is moderating inflation does not mean prices are going down. It just means prices are not increasing as fast as they were before.   - Primary cause of inflation is excess government spending. - Interest on the debt is estimated to exceed $1.1 Trillion in 2024. - This is equivalent to over 75% of personal income taxes collected. This is the largest revenue item for the federal government.   - Homeowners and those who own significant financial assets have done very well the past few years, but this leaves out huge segments of the population. - 3 in 5 Americans believe we are in a recession.    - MarketWatch prediction: Stocks will not beat inflation over the next decade - The S&P 500 to the M2 money supply valuation model is the most bearish since 1970. - The M2 money supply Federal Reserve estimate of total money in circulation in the US.   It would be prudent to protect your assets. Diversify. Reduce your risk. Reduce your tax liability. Increase returns safely. Increase liquidity to take advantage of future opportunities.       <p>You can invest in high cash value Your Personal Bank TM policies that are insured, with guarantees, income tax-free, highly liquid, and likely to increase returns for the next 5-10 years!</p>      Contact Ferenc at <a href="http://yourpersonalbank.com/" target="_blank" rel="noopener" data-saferedirecturl="https://www.google.com/url?q=http://yourpersonalbank.com/&source=gmail&ust=1722953912767000&usg=AOvVaw0zKwEPjjdP8w0FG7yEvYO4">yourpersonalbank.com</a> or 866-268-4422 for more info.

If you want to live like the wealthy, you need to think like the wealthy.  Join Ferenc Toth each week for the Your Personal Bank™ Show, Saturdays at 10:00AM. Your Personal Bank™ is a powerful financial tool typically only shared with the ultra-wealthy by the financial industry.  Learn how to gain control of your money . . . create tax-favored income . . . and access more funds over your lifetime.  It’s the Your Personal Bank™ Show . . . the show that can change your financial life. Call 866-268-4422 for more information.

<p>If you want to live like the wealthy, you need to think like the wealthy.  Join Ferenc Toth each week for the Your Personal Bank™ Show, Saturdays at 10:00AM. Your Personal Bank™ is a powerful financial tool typically only shared with the ultra-wealthy by the financial industry.  Learn how to gain control of your money . . . create tax-favored income . . . and access more funds over your lifetime.  It’s the Your Personal Bank™ Show . . . the show that can change your financial life. Call 866-268-4422 for more information.</p>