This is the Golden Era of Fixed Assets

Best index and income annuities available in my 27-year career!

- Highest returns ever seen: 7.5% - 15.5% average annual returns 10-20 years

- Up to 27% signing bonuses are available up to age 89 in most states.

- Highest guaranteed lifetime income

o 8-10% guaranteed annual income increase rollup

o Up to 45% bonus available in most states

Index (growth) annuity

- Strong upside potential gains

- No downside market risk

- Principal guaranteed

- Once gains locked in, become new principal

- Some products: can lock in gains at any time

- Tax-deferred growth: pay taxes on gains only when withdrawing funds



Common Misconception: If you want guarantees, you have to give up strong returns. Not true!

Annuities suffer from perception of poor performance.

If you choose a bad stock, do you blame the entire stock market?



Index Annuity Poor Performance Reasons

1. Caps and other limits

2. Wrong Indexes

3. Low interest rates when purchased



How do you avoid poor performance?

Independent agent

1. Access to nearly every product available, ensure best option

2. About 10% of agents/advisors are independent

3. If you met with an agent/advisor and were only shown one or two products, likely not independent

4. Product search: literally dozens of companies and 100's of products



Index Performance Report

- 100's of indexes

- Most poor performers

- Choose strong performing indexes



Ensure Strong Index Annuity Returns

1. Strong performing Indexes

2. No Caps: unlimited upside

3. Low or no fees

4. Strong participation rates: enhance returns

This is the Golden Era of Fixed Assets Best index and income annuities available in my 27-year career! - Highest returns ever seen: 7.5% - 15.5% average annual returns 10-20 years - Up to 27% signing bonuses are available up to age 89 in most states. - Highest guaranteed lifetime income o 8-10% guaranteed annual income increase rollup o Up to 45% bonus available in most states Index (growth) annuity - Strong upside potential gains - No downside market risk - Principal guaranteed - Once gains locked in, become new principal - Some products: can lock in gains at any time - Tax-deferred growth: pay taxes on gains only when withdrawing funds Common Misconception: If you want guarantees, you have to give up strong returns. Not true! Annuities suffer from perception of poor performance. If you choose a bad stock, do you blame the entire stock market? Index Annuity Poor Performance Reasons 1. Caps and other limits 2. Wrong Indexes 3. Low interest rates when purchased How do you avoid poor performance? Independent agent 1. Access to nearly every product available, ensure best option 2. About 10% of agents/advisors are independent 3. If you met with an agent/advisor and were only shown one or two products, likely not independent 4. Product search: literally dozens of companies and 100's of products Index Performance Report - 100's of indexes - Most poor performers - Choose strong performing indexes Ensure Strong Index Annuity Returns 1. Strong performing Indexes 2. No Caps: unlimited upside 3. Low or no fees 4. Strong participation rates: enhance returns

If you want to live like the wealthy, you need to think like the wealthy.  Join Ferenc Toth each week for the Your Personal Bank™ Show, Saturdays at 10:00AM. Your Personal Bank™ is a powerful financial tool typically only shared with the ultra-wealthy by the financial industry.  Learn how to gain control of your money . . . create tax-favored income . . . and access more funds over your lifetime.  It’s the Your Personal Bank™ Show . . . the show that can change your financial life. Call 866-268-4422 for more information.

If you want to live like the wealthy, you need to think like the wealthy.  Join Ferenc Toth each week for the Your Personal Bank™ Show, Saturdays at 10:00AM. Your Personal Bank™ is a powerful financial tool typically only shared with the ultra-wealthy by the financial industry.  Learn how to gain control of your money . . . create tax-favored income . . . and access more funds over your lifetime.  It’s the Your Personal Bank™ Show . . . the show that can change your financial life. Call 866-268-4422 for more information.