The 2025 Allianz Retirement Survey key findings:   64% of Americans worry more about running out of money in retirement than about death.   The primary causes of their concerns are:    - 54% cite the increased prices of goods due to inflation    - 43% fear Social Security will not provide enough financial support as needed    - 43% state high taxes negatively impact their economic situation   Your withdrawal rate largely impacts the likelihood of success of not running out of money in retirement.   The 4% withdrawal rate is often recommended by retirement experts for a high likelihood of success.   According to multiple studies, if you initially withdraw 4% of your portfolio annually your likelihood of not running out of money after 35 years in retirement is 85-95% depending on your asset allocation.    If you increase your withdrawal rate to 5%, your likelihood of success reduces to 45-70%.   If you withdraw 6%, your likelihood of success drops to 10-55%.   Many people respond to periods of market volatility by not looking at their account statements. Ignoring what is not going on is not an effective way to deal with challenges.   If you have concerns about your financial situation, there are strong options available to increase returns safely, reduce market risk, increase withdrawal rates with guarantees, reduce taxes, and increase access to your money.      

This is the "Golden Era" of fixed assets. The best rates in 40+ years! Insured with guarantees.



   - Your Personal Bank policies are insured, with guarantees, income tax-free, highly liquid, and likely to increase returns for the next 5-10 years!



   - Fixed Index Annuities have the best upside potential in 40+ years with no downside market risk. The principle is guaranteed. Some offer signing bonuses up to 16% with strong upside potential.

       - Guaranteed Lifetime Income is the highest in 40+ years. Some products offer up to 30% signing bonus. Other products offer up to 10% increased guaranteed lifetime income each year you defer.

The 2025 Allianz Retirement Survey key findings:   64% of Americans worry more about running out of money in retirement than about death.   The primary causes of their concerns are:    - 54% cite the increased prices of goods due to inflation    - 43% fear Social Security will not provide enough financial support as needed    - 43% state high taxes negatively impact their economic situation   Your withdrawal rate largely impacts the likelihood of success of not running out of money in retirement.   The 4% withdrawal rate is often recommended by retirement experts for a high likelihood of success.   According to multiple studies, if you initially withdraw 4% of your portfolio annually your likelihood of not running out of money after 35 years in retirement is 85-95% depending on your asset allocation.    If you increase your withdrawal rate to 5%, your likelihood of success reduces to 45-70%.   If you withdraw 6%, your likelihood of success drops to 10-55%.   Many people respond to periods of market volatility by not looking at their account statements. Ignoring what is not going on is not an effective way to deal with challenges.   If you have concerns about your financial situation, there are strong options available to increase returns safely, reduce market risk, increase withdrawal rates with guarantees, reduce taxes, and increase access to your money.     This is the "Golden Era" of fixed assets. The best rates in 40+ years! Insured with guarantees.      - Your Personal Bank policies are insured, with guarantees, income tax-free, highly liquid, and likely to increase returns for the next 5-10 years!      - Fixed Index Annuities have the best upside potential in 40+ years with no downside market risk. The principle is guaranteed. Some offer signing bonuses up to 16% with strong upside potential.      - Guaranteed Lifetime Income is the highest in 40+ years. Some products offer up to 30% signing bonus. Other products offer up to 10% increased guaranteed lifetime income each year you defer.

If you want to live like the wealthy, you need to think like the wealthy.  Join Ferenc Toth each week for the Your Personal Bank™ Show, Saturdays at 10:00AM. Your Personal Bank™ is a powerful financial tool typically only shared with the ultra-wealthy by the financial industry.  Learn how to gain control of your money . . . create tax-favored income . . . and access more funds over your lifetime.  It’s the Your Personal Bank™ Show . . . the show that can change your financial life. Call 866-268-4422 for more information.

If you want to live like the wealthy, you need to think like the wealthy.  Join Ferenc Toth each week for the Your Personal Bank™ Show, Saturdays at 10:00AM. Your Personal Bank™ is a powerful financial tool typically only shared with the ultra-wealthy by the financial industry.  Learn how to gain control of your money . . . create tax-favored income . . . and access more funds over your lifetime.  It’s the Your Personal Bank™ Show . . . the show that can change your financial life. Call 866-268-4422 for more information.