Affordability is still a concern prior to the midterm elections

- Groceries

 - 3.9% average annual increase since 1970

 - 30%+ increase during Biden administration

 - 2.1% average annual increase Trump second term

 - people are suffering from the price spike during the Biden administration

- Housing

 - Prices at historical high

 - Mortgage rates increasing but within normal range

 - Dallas Federal Reserve White Paper

 - 1% increase in workforce = 1% increase in house and rent prices

 - 1% reduction of workforce = 0.96% decrease in house and rent prices

 - Deportations, voluntary and otherwise, reduces housing prices

- Fuel

 - Crude oil exports thru Strait of Hormuz reached 98% of pre-war levels recently

 - Ukraine has been attacking Russian oil refineries recently, Russia supplies much of the world's diesel

 - US has not built a major oil refinery since 1977

 - California closed four refineries in the past year



Annuity returns are the highest in decades due to record long-term bond yields. This is likely to continue for years.

- Multi-Year Guarantee: 6.45% return guaranteed for 8 years currently available

- Index (Growth) Annuity: 7.67%-15.5% 10-year average annual returns 

- Up to 26% bonuses available

- Highest guaranteed lifetime income available in decades

Affordability is still a concern prior to the midterm elections - Groceries - 3.9% average annual increase since 1970 - 30%+ increase during Biden administration - 2.1% average annual increase Trump second term - people are suffering from the price spike during the Biden administration - Housing - Prices at historical high - Mortgage rates increasing but within normal range - Dallas Federal Reserve White Paper - 1% increase in workforce = 1% increase in house and rent prices - 1% reduction of workforce = 0.96% decrease in house and rent prices - Deportations, voluntary and otherwise, reduces housing prices - Fuel - Crude oil exports thru Strait of Hormuz reached 98% of pre-war levels recently - Ukraine has been attacking Russian oil refineries recently, Russia supplies much of the world's diesel - US has not built a major oil refinery since 1977 - California closed four refineries in the past year Annuity returns are the highest in decades due to record long-term bond yields. This is likely to continue for years. - Multi-Year Guarantee: 6.45% return guaranteed for 8 years currently available - Index (Growth) Annuity: 7.67%-15.5% 10-year average annual returns - Up to 26% bonuses available - Highest guaranteed lifetime income available in decades

If you want to live like the wealthy, you need to think like the wealthy.  Join Ferenc Toth each week for the Your Personal Bank™ Show, Saturdays at 10:00AM. Your Personal Bank™ is a powerful financial tool typically only shared with the ultra-wealthy by the financial industry.  Learn how to gain control of your money . . . create tax-favored income . . . and access more funds over your lifetime.  It’s the Your Personal Bank™ Show . . . the show that can change your financial life. Call 866-268-4422 for more information.

If you want to live like the wealthy, you need to think like the wealthy.  Join Ferenc Toth each week for the Your Personal Bank™ Show, Saturdays at 10:00AM. Your Personal Bank™ is a powerful financial tool typically only shared with the ultra-wealthy by the financial industry.  Learn how to gain control of your money . . . create tax-favored income . . . and access more funds over your lifetime.  It’s the Your Personal Bank™ Show . . . the show that can change your financial life. Call 866-268-4422 for more information.