Your initial meeting with a mortgage broker could make or break your home buying journey. Without proper preparation and knowledge of what to expect, this initial encounter can potentially lead to confusion and missed opportunities in securing the right mortgage for your needs. But what can you expect when meeting with a mortgage broker for the first time?

In today’s episode, we're joined by Aidan Hartley, a distinguished mortgage broker known for his expertise in assisting first-time homebuyers through his business, Blue Owl Finance. Aidan's extensive experience and track record make him the perfect guide to help you prepare better for that first mortgage broker meeting.

If you're gearing up for your initial sit-down with a mortgage broker or simply seeking insights into the process, tune in! This episode will teach you how to deal with mortgage brokers with confidence giving you a great head start towards homeownership.

Episode Highlights:

00:00 - Introduction

02:13 - Meighan’s special house of the week

03:06 - Who is Aidan Hartley?

03:32 - Why Aidan decided to start a broking business in the middle of lockdown

04:49 - When do people usually book a mortgage broker?

06:16 - When is it considered too late to talk to a broker?

10:27 - Is there such a thing as too early when meeting with a mortgage broker?

12:59 - What a prospective borrower needs to bring to the first meeting with a broker

16:19 - What questions would a good broker ask to ensure a good fit with a client?

19:09 - What information do first home buyers seek from a broker in the first meeting?

22:33 - Why some brokers would specifically avoid some lenders

25:24 - The importance of timing in relation to lender turnaround times and the trade-offs

27:42 - What first home buyers need to ask when meeting with a broker for the first time

29:00 - What is one thing Aidan wishes he knew as a first home buyer

About Our Guest:

Aidan Hartley is an experienced mortgage broker and the owner of Blue Owl Finance, a company that specialises in helping first time home buyers solve their home loan problems hassle-free with the lowest rates.

Connect with Aidan Hartley:

• LinkedIn https://www.linkedin.com/in/aidan-hartley/
• Website https://www.blueowlfinance.com.au/

Resources mentioned in this episode:

• 5 questions you MUST ASK your mortgage broker https://homebuyeracademy.com.au/brokers

Resources:

• FREE MINI COURSE: How to price property like a professional https://www.homebuyeracademy.com.au/freecourse
• Visit our website https://www.homebuyeracademy.com.au/
• Learn how to buy property without making a mistake with our ultimate 10-step online course for first time home buyers https://homebuyeracademy.com.au/YFHBG
• If you have any questions or would like to be featured on our show, contact us at: Your First Home Buyer Guide Podcast support@homebuyeracademy.com.au
• Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
• Work with Veronica: https://www.veronicamorgan.com.au
• Looking for a Brisbane Buyers Agent? https://www.propertypursuit.com.au/
• Work with Meighan: https://www.linkedin.com/in/meighanwells/

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

• Subscribe on YouTube: https://www.youtube.com/@YourFirstHomeBuyerGuidePodcast
• Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825
• Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f