Ever wondered if rentvesting is the way to go, what happens to your deposit if things fall through, or whether it’s worth stretching for an A-grade property? We’re tackling these big questions straight from our Facebook group in this episode.

First, let’s talk about deposits. Did you know the rules around conditional offers and cooling-off periods vary state by state? We break it all down, from what happens if conditions aren’t met to why having a good solicitor is non-negotiable. Seriously, don’t sign anything without advice—your deposit might depend on it.

Next, we dive into rentvesting. For some, it’s the perfect solution, but is it the right fit for you? Especially if you’re further along in life and buying your first home, we talk about how to weigh up living where you want versus making a smart investment. And spoiler: the right answer depends on what really matters most to you.

Finally, we tackle the A-grade versus B-grade property debate. Should you go for a top-tier asset, even if it means tighter finances? We chat about when it’s worth stretching your budget, what makes a property truly “A-grade,” and why overcapitalising on a renovation in the wrong location is a big no-no.

This episode is packed with real talk and practical advice to help you make better decisions on your home-buying journey. Let’s get started!

Episode Highlights:

00:00 - Introduction

02:31 - Meighan’s special house of the week

03:05 - Will I lose my deposit if conditions I set aren't met in a conditional offer?

09:25 - Should a 59-year-old first-time buyer choose rentvesting over buying in Sydney?

13:07 - Is the financial stress of an A-grade property worth the potential benefits?

16:57 - Should you raise and renovate a property near a main road and apartments?

Resources mentioned in this episode:

• Your First Home Buyer Guide Podcast Episode #135: How to Navigate the Unknown: Finding Homes in Unfamiliar Territory https://homebuyeracademy.com.au/podcasts/135

• Your First Home Buyer Guide Podcast Episode #205: Rentvesting: What You Need to Know Before Taking the Leap https://homebuyeracademy.com.au/podcasts/205

• Your First Home Buyer Guide Podcast Episode #173: Rentvesting or Homeownership: What’s the Smarter Move? https://homebuyeracademy.com.au/podcasts/173

Resources:

• FREE MINI COURSE: How to price property like a professional https://www.homebuyeracademy.com.au/freecourse

• Meet our recommended mortgage brokers at Home Buyer Academy https://homebuyeracademy.com.au/brokers

• Visit our website https://www.homebuyeracademy.com.au/

• Join our Facebook Group to get access to free monthly live Q&A sessions

• https://www.facebook.com/groups/yourfirsthomebuyerguideaustralia

• Learn how to buy property without making a mistake with our ultimate 10-step online course for first time home buyers https://homebuyeracademy.com.au/YFHBG

• If you have any questions or would like to be featured on our show, contact us at: Your First Home Buyer Guide Podcast support@homebuyeracademy.com.au

• Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au

• Work with Veronica: https://www.veronicamorgan.com.au

• Looking for a Brisbane Buyers Agent? https://www.propertypursuit.com.au/

• Work with Meighan: https://www.linkedin.com/in/meighanwells/

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

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