Talks on the housing affordability crisis have escalated with the release of the Falinski report followed by the election and various pitches to first home buyers.  In this episode, we’re talking about some of the recent government and private initiatives aimed at “helping” first home buyers.  Are any of these co-ownership schemes and deposit accelerators worth considering? Who’s really benefiting from these initiatives? We cover these and heaps more! If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!  Episode Highlights:  Is the government REALLY helping First Home Buyers? [03:05] Labor’s Shared Equity Scheme: What’s it about? [08:16] Risks of co-owning with the government [13:22] Victoria's Homebuyer Fund [19:30] Are government housing initiatives worth exploring? [24:48] Melbourne-based private initiatives [28:54] Is the First Home Buyer Deposit Scheme effective? [33:00] Western Australia’s Keystart Home Loans [38:59] Should you consider private housing initiatives? [42:47] Links from the show:  Ep 6: The True Cost of First Home Buyer Incentives Will the first home buyer deposit scheme drive up house prices? Shared equity is a start, but fixing the housing crisis requires more ambition Victoria’s Homebuyer Fund Western Australia’s Keystart Program Property Collectives Nightingale Housing Assemble Futures If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Let’s face it… Home ownership has become a challenge in the past few years.  What should first home owners prioritise – the deposit, or paying off the mortgage? Is it enough to have a huge amount of money in the bank? Should you take a second or third job? Today, we talk about the importance of balancing your income and savings as we dissect an article on how much you need to afford First Home Guarantee – we’re covering the risks of having a low deposit, why you need a buffer, losing money in a rising market, and more! If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!  Episode Highlights:  How your deposit affects your home loan [03:44] Should you save more, or earn more? [08:13] Is it possible to lose money in a rising market? [12:20] The salary you need to afford First Home Guarantee [15:26] What first home buyers need to focus on [19:23] Can you rely on savings or inheritance alone? [22:34] Links from the show:  Shocking salary you need to afford First Home Guarantee   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

We love answering your real estate questions. And this week, we’re responding to what some of our members and listeners sent in! We’re covering the ins and outs of rentvesting, avoiding the ‘easy to buy, hard to sell’ trap, understanding the conveyancing process, how zoning works, and more! Listen in and see if you have any similar queries answered! If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!  Episode Highlights: How does rentvesting work? [03:36] Capital gains tax on rentvesting [09:01] Avoiding FOMO in a hot market [12:29] Determining property value [17:17] Figuring out the causes of growth in a suburb [20:41] Judging a B Grade property in an A Grade location [22:49] The property conveyance process [25:16] Identifying an excellent conveyancer [29:21] What happens to depreciation when selling negatively geared property? [34:51] Land zoning explained [36:59] Links from the show:  Your First Home Buyer Guide Course   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Today, we’re following another one of our Home Buyer Academy students’ successes!  Jackie shares how she moved to Australia from Canada and bought a home with her Australian husband for their young family in a regional area in Victoria.  We cover what she did to save up for the deposit, how she backed out from a purchase deal after inspecting a shoddy house, when she finally found the perfect home for her family, and heaps more! If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!  Episode Highlights: The start of Jackie’s home buying journey [03:32] Buying a house in the middle of the pandemic and price rises [07:00] How Jackie saved up for the house deposit [10:06] Backing out of a purchase deal after the building inspection [13:09] Jackie’s family’s move from Canada to Australia [16:58] How long Jackie took to find the perfect property in regional Australia [21:13] The advantage of knowing what you want before making an offer [24:40] Why missing out on some auctions can be a good thing [27:20] Takeaways from the Where To Buy Workshop [29:17] Jackie’s thoughts on the Your First Home Buyer Guide Course [34:10] Links from the show:  Your First Home Buyer Guide Course ‘Where to Buy’ Workshop If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Saving up for a deposit on your first home can take years. So… When is the best time to start learning about the process of buying? How do you make sure that what you learn is not outdated? At what point is it too late to educate yourself? Who should you ask help from?  If you’ve been wondering when to do the Your First Home Buyer Guide Course, then this episode is for you! We’re giving you a sneak peek at what you’ll be learning, what some of our students have done to succeed, and more! If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!  Episode Highlights: Building your real estate support crew [04:16] Don’t wait until you’ve missed out on an auction [07:41] Revising and correcting your property search journey [10:16] Working out the right path for your property search [14:36] Why buying a house a huge commitment [16:13] The value of taking the time to educate yourself [19:58] Asking help from the wrong people [22:22] If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Making an offer on a property can be an exciting and scary experience… But it doesn’t have to be crazy!  Today, let’s talk about the crazy mistakes first home buyers make when making offers.  We cover the importance of getting a real estate team, the limits of a buyers agent’s role, and first home buyer stories & experiences that will make you giggle, but you definitely should not copy! If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!  Episode Highlights: Asking the seller their reason for selling the property [03:34] Getting property advice from… Dad [08:28] Why getting a real estate team is important [10:18]  Cornering yourself into buyer’s remorse [14:16] Making an early offer on a property [15:36] Not being prepared to engage in the market [20:25] Relying on the agent to coach you through the process [24:50] Is knowing how to make an offer enough? [27:53] If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Here’s a topic we wish we didn’t have to cover… But it’s so important – how floods affect property prices.  Should you consider buying property in a flood zone? How do developers and real estate brokers sell properties in a floodplain? How do you time your way in this specific market?  Join us as we talk about Australia’s flood statistics, the Brisbane floods, the importance of due diligence when looking at properties in a flood zone, and heaps more! If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!  Episode Highlights: Australia’s flood data and statistics [04:41] Can good properties outlast memories of the flood? [06:44] Why learning all you can about the property market is important [13:25] Timing your way into the property market [15:51] Should you buy property in a floodplain?  [20:16] How floods affected the Brisbane properties [24:30] Is now the time to buy “bargain” property in Brisbane? [28:21] Doing your due diligence when looking at flood zone properties [31:43] Links from the Show:  Ep 40: How Can You Identify A, B, and C Grade Properties? A River with a City Problem by Margaret Cook If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

How do you brave the storm and buy a house in the middle of rising property prices? In today’s episode, Alice and Mike, two of our Home Buyer Academy graduates, share how they cut down costs to save up for a deposit, searched for a house during a highly competitive time in the market, and how they ended up with the rustic home of their dreams! How do you find the perfect property during the property price hike? What opportunities do you get outside the city? How knowledgeable should you be before buying? We cover these and more! If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!  Episode Highlights: The beginning of Alice and Mike’s property journey [03:53] Saving up for the deposit [05:08]  How Alice and Mike started learning about property [09:12] House searching in the middle of rising property prices  [12:31] Looking for property in a competitive market [15:41] Alice and Mike’s property must-haves [22:04]  Adjusting to a lifestyle away from the city [28:19] How Alice and Mike found ‘the one’ [29:46]  Alice and Mike’s advice for first home buyers [33:55] How doing the course helped Alice and Mike’s property search [35:19] If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Is a buyers agent worth the money?  In today’s episode, we follow one first home buyer’s journey – who, from the very outset, decided to use a buyers agent.  Sarah shares the circumstances that led her to want her own home, what she did to save up for a deposit, her search for the right buyers agent, and how she ultimately sealed the deal on a nice villa!  If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!  Episode Highlights: A little bit about Sarah… [03:32] How Sarah saved up for a deposit [08:52] Sarah’s search for a buyers agent [12:13] How Sarah set (and achieved) her property goals with a buyers agent [17:28]  Sarah’s property expectations vs reality [20:24] How using a buyers agent changed Sarah’s property search [23:49] Lessons from the property search [27:59] How Sarah’s buyer’s agent supported her during the purchase process [30:33] Sarah’s advice for first home buyers [38:12] Links from the Show: Spring Buyers Agency If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

It takes a looong time to save up a deposit for your first home. And often, homebuyers wonder when it’s time to go from ‘saving mode’ to ‘searching mode’.  Are my savings enough to cover the deposit? Are my property expectations and expected living conditions in order? Am I comfortable dealing with real estate agents? – these are just some of the questions you, a first home buyer, should be asking yourself! In today’s show, we’re running through 10 things that will help you know when you’re ready to buy your first home!  If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!  Episode Highlights: Knowing how much money is needed for the deposit & purchase costs [04:48] Understanding when it’s a good idea to pay Lenders Mortgage Insurance [06:33] Knowing how low interests affect features [07:47] Being aware that not all properties go up in value [09:40] Looking ahead on your living conditions [11:44] Working out the right price to pay [14:58] Engaging with a lawyer or conveyancer [16:02] Dealing with and trusting sales agents [17:37] Researching your due diligences [19:55] Being confident in negotiating [23:49] Links from the Show: First Home Buyer Readiness Scorecard Episode 67: How to Deal with Real Estate Agents  If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

What’s one major thing first home buyers complain about? – Real estate agents.  Not all real estate agents are shonks… But some are! And in this episode, we’re giving you tips for dealing with them.  What are the boundaries of a real estate agent’s job? What is underquoting and why is it an issue in the property market? How do you address an agent’s bluff? What’s ‘gazumping’? We answer these questions and more in this episode!  If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!  Episode Highlights: What makes a ‘good’ real estate agent? [03:38] On underquoting and why agents do it [07:22] Underquoting legislation (and sneaky ways around it) [13:37] Your role as a buyer when dealing with agents [18:35] How to know when an agent is ‘fishing’ for offers? [22:23] Not all real estate agents are shonks… [25:03] Is your agent bluffing about another offer? [27:00] Why NOT to buy B and C grade properties in a flat market [30:41] What is ‘gazumping’? [34:08] If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

How do you conquer that first home purchase? In this episode, we’re joined by Kristy – one of our Home Buyer Academy students – as we talk about saving up for a deposit, making (and refusing) compromises when looking for property, dutch auctions, and heaps more! Kristy shares the lessons she learned along the way, mistakes she made and avoided, and how she ultimately sealed the deal! If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!  Episode Highlights: When Kristy first decided to buy property [03:50] Saving up for a deposit & letting go of free money [06:50] Are banks’ property forecasts and media headlines reliable? [11:50] Valuable lessons from Home Buyer Academy [17:03] When to make compromises when looking for property [19:12] On scarcity and looking for a unicorn [26:58] Kristy’s property auction experience [29:57] Dutch auctions and getting played [37:50] Avoiding messy contracts [42:22] Kristy’s advice for first home buyers [46:58] If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Is it a good idea to put your property search on hold when bank forecasts and headlines are predicting a real estate price crash?  Today we’re talking about the property cycle and taking a look at case studies from previous peaks and troughs to navigate the real estate market.  What is the property clock? How do you work your way through an unpredictable market? Can you really ever find the right timing to buy property? We answer these questions and more in this episode!  If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!  Episode Highlights: Is it a good idea to wait and buy when property prices fall? [04:21] The property clock and how it works [07:47] Why property transactions are increasing [12:18] How the mindset around owning property is affecting the market [14:21] The unpredictability of the property market [18:26] Finding the right timing when buying property [23:21] Price vs asset: Which has a bigger impact? [27:22] The Lilyfield case study [28:41]   Links from the Show: Veronica Morgan: Why waiting for prices to fall is dangerous Buyers who swam against the tide after the GFC. Seasonal Sydney property cycle. Missed opportunity prior to 2013-17 boom. Here’s proof Sydney house prices have stopped falling! If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

There’s much to learn in real estate and property investment – and we’re sharing some of those lessons with you in this episode! Whose advice should you lean on when considering property to buy? What factors should you study when choosing property? How do you avoid overthinking and getting analysis paralysis? We cover these questions and more as we talk about the role of emotions in investing, understanding the process before buying property, and other standout lessons our successful Home Buyer Academy students have learned! If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!  Episode Highlights: Knowing where to get property advice and avoiding FOMO [04:27] Understanding the process before you buy property [06:41] Important aspects involved when choosing property [09:26] Avoiding analysis paralysis [14:38] The right metrics when considering property in the suburbs [17:31] Links from the Show: Ep 18: How To Overcome Your Fear Of Paying Too Much! Ep 31: Signs You’re Just Not Ready To Buy A Property Just Yet! Ep 42: Lessons & Experiences From A First Home Buyer If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Do you know where every cent of your money goes monthly? If the answer is no, then you probably need to create a system that helps you manage your hard-earned cash.  How can we best plan for rising interest rates in 2022? What are the factors we should consider when allocating money? When is the best time to review our finances? Terry Condon of The Cashflow Co. joins us in this episode as we discuss sustainable cash flow management practices, the importance of upskilling, finding the balance between spending and saving, and much more! If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!  Episode Highlights: The idea behind the money mentorship program [03:37]  Saving money vs expanding your skills [06:48] Focus on your spending instead of saving [10:50] Fund your life goals [14:10] Don’t automate your money [20:55] Mapping your money for the month [22:19]  Allocate old money [27:05] The side effect of allocating money from the previous month [30:37] The Hawthorne Effect in real estate [35:07] How couples benefit from a positive mindset on money [40:05]  Review your money monthly [43:21] Use real numbers when allocating money [46:59] Finding the balance between living now and planning for the future [49:09] What Terry wishes he knew when he was a first home buyer [54:49] The value of knowing real estate insiders [01:00:30]   Links from the Show: www.cashflowco.com.au Episode 197: Challenging Notions About Money, Property & Success Listen to the Passive Income Project   About our Guest: Terry Condon is the Chief Education Officer at The Cashflow Co., a money mentorship program, and co-host of the Passive Income Project podcast. He’s driven by the idea that financial intelligence and emotional intelligence can enable most Aussies to build a rich life. If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

First home buyers are often tempted into purchasing Off the Plan property – after all, brand new means problem-free, right? Well, it’s a lot more complicated than that. You can’t see, touch, or feel something that isn’t built yet and there are a lot of risks that you have to consider before getting anything brand new.  Today, we’re sharing some real-life examples of what could go wrong when you buy Off the Plan property, what in the world are sunset clauses, when is the best time to buy property, what to do when you get low valuation, and much more! If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!  Episode Highlights: “Brand new” does not mean “no problems” [03:17] Understanding Off Plan contracts [07:51] What are sunset clauses in property contracts? [11:31] Potential financial losses when buying your first property [16:56] What happens when your valuation is lower than expected? [20:22] Keeping track of the market and peak seasons [25:00] The worst decision first-time home buyers make [30:04] The (unpleasant) ways out of low valuation [33:39] Should you take advantage of government incentives? [39:30] Links from the Show: The True Cost of First Home Buyer Incentives #6 Property investors lose hundreds of thousands of dollars through unregulated real estate advice  What if your off-the-plan unit loses value before it’s finished?  Off-the-plan apartments fall in value leaving buyers short-changed as COVID-19 hits Melbourne buyers face valuations shortfall If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Finding the right property is a huge undertaking as it is, and in a rapidly rising market, it gets a little more complicated. We’ve had our fair share of experiences and heard stories from clients who have made mistakes (and regretted them) after the fact, so today, we’ve listed down the top 5 mistakes you need to avoid in a quickly progressing market. We tackle grants, auctions, taking too long to decide on a purchase and indecision, supply and demand, and much, much more. If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside! Episode Highlights: Delaying your entry into the market hoping prices will go down [04:34] The mistake of taking too long to decide [09:27]  Using grants to determine what property you’re buying [15:17] Being too fussy & making the wrong compromises [18:43] Finding control by learning the right process [25:40] Is the lack of supply really the cause of your indecision to buy property? [26:28]  Offering too much or too low for a property in auctions [28:18] Links from the Show: Auction Ready by Veronica Morgan YFHBG course Ep 024 - How to Make Auctions Not So Scary Ep 037 - How to Master Online Auctions How to Price your Property Workshop If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

The word “insurance” usually gives people the wrong idea - it’s either boring or it’s too serious and heavy to handle on a normal day. In the property space however, it is more than crucial to have insurance and today, we learn all there is to know about getting insured and making sure you have the right one for you! Craig Bigelow of Via Financial Group joins us as we tackle insurance for homeowners (and non-homeowners too) - why you NEED to protect your income, how you can afford to get insurance, lender’s mortgage insurance (and what it actually does), and more!  If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!   Episode Highlights: Meighan’s featured house for the episode [02:13] Why do you NEED to have insurance (homeowner or not)? [04:27] How first home buyers can afford to insure their income [08:52] Income protection, trauma, TPD, life insurance & more [12:05] Poor finance (& no insurance) can lead to a multitude of stresses [16:38] Is there something that protects the borrower in a lender’s mortgage insurance? [20:30] Two types of income protection insurance [25:24] Getting insurance is not a “set and forget” strategy [29:26] The cost of buying too much insurance (or not getting any then needing it) [33:47] What Craig knows now that he would’ve wanted to know at the start [39:33]   Links from the Show: Handy tools to help you figure out insurance as a first home buyer!   About our Guest: Craig Bigelow is the Head of the insurance team at Via Financial Group, also while providing personal insurance advice as part of the broader group. He has spent the last 17 years working in the Financial Services space and because he knows some people may find insurance “boring”, his goal is to make sure you know what’s important and that you have the right amount of insurance at all times.   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Knowing the steps to take when purchasing a property is great. But chances are, you’ll still find yourself in a mess or losing your hard-earned money if you don’t know how to do it in order! While experience is the best teacher, we can’t let you make the same mistakes first-time property buyers often make. So, in this episode, we’re going to talk about everything you need to be aware of and the significance of getting the order of events right when purchasing a property. We’ll also give you a rundown of the ten steps involved in the P.A.C.E. system. If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!   Episode Highlights: The dome village in Indonesia [02:02] Getting to know the P.A.C.E. system [04:47] Common mistakes property buyers make (that you may not be aware of) [05:40] Don’t get the purchasing process in the wrong order [09:38] Why is it a must to have a support crew lined up? [12:32] Making sure you have enough finances for the purchase [16:55] Creating a plan that works [18:34] Searching and inspecting [20:29] What to do when your property plans don’t go the way you’d hoped [22:07] Understanding the different methods of sale [24:32] Doing due diligence is part of your responsibility [27:24] Reading and comprehending contracts before signing them [31:06] Having the upper hand in the negotiation process [35:07] Settlement at last! [38:41]   Links from the Show: Episode 56: Proper Due Diligence for Buying Strata Properties (with Nicole Johnston) Episode 58: How This Family Could Have Avoided Losing Their Entire House Deposit Episode 30: Where Do You Start with Due Diligence? Grab your copy of Auction Ready: How to Buy Property at Auction Even Though You’re Scared S#!TLESS by Veronica Morgan   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

In December, one headline sent every homebuyer in a state of fear: ”weird detail in contract let sellers keep Victorian family’s $320k house deposit”. Is it really that detail that made them lose their money? Or was it just a mistake they could’ve avoided had the right process been taken? Today, we’ll dig deeper into that news story, study every aspect of the transaction, and understand why the Victorian family lost their money. We’ll also discuss the steps you need to take to not experience the same misfortune and what you should do before buying a property. If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!   Episode Highlights: The weird building in China [02:35] Setting the background: What happened last May 2019? [04:44] The risks of having a long settlement on your property [06:27] Why you should get legal advice before signing a contract [07:59] The problem with making decisions based on emotions [10:39] Knowing what you don’t know [14:06] Build your team and don’t just rely on online calculators [16:43]  The Dangers of Skipping Steps in the P.A.C.E. system [18:42] Not all properties are equal [22:51] Was there really a weird detail that cost them their house deposit? [26:57]   Links from the Show: ‘Weird’ detail let sellers keep Victorian family’s $320k house deposit   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Changing for the better is good, but is suburb gentrification as promising as it sounds? As years pass, suburbs may transform due to a new class of people moving in the area. When this happens, what do current inhabitants and property buyers need to be really careful about? Today, we have Peter Koulizos of The Property Professor to help us learn more about suburb gentrification and its indicators. Plus, we discuss how first home buyers can make better decisions when they have enough information about gentrification, warning signs to be aware of, and the basics of urban renewal. If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!   Episode Highlights: Meighan’s featured property for this episode [02:18] What is suburb gentrification? [04:43] Renovating historic buildings [06:13] The big difference between urban renewal and gentrification [10:13] Factors to look for as evidence that an area is gentrifying [12:56] Why are single people & couples with no kids an indication of gentrification? [18:19] How long does suburb gentrification take? [25:16] Making better decisions with information about gentrification [27:07] Location is important [31:26] Is the gentrification process in cities the same as regional towns? [34:27] Warning signs to look out for [37:47] The earlier you own a property, the better [39:36]    Links from the Show: Gentrification Thesis:https://www.researchgate.net/publication/305390186_Are_there_indicators_that_can_be_used_as_predictive_precursors_to_identify_gentrification_within_an_area The ABC of Gentrification:https://www.propertybuyer.com.au/blog/the-abc-of-gentrification Gentrification coming to these suburbs in your city:https://www.australianpropertyjournal.com.au/2018/06/18/gentrification-coming-to-these-suburbs-in-your-city/ The three C’s – Cars, Coffee, Canines:https://www.realestate.com.au/news/the-three-cs-cars-coffee-and-canines/ Episode 9: What Is the Importance of a Borrowing Strategy: https://homebuyeracademy.com.au/podcasts/009  Take our Where to Buy Tutorial: https://homebuyeracademy.com.au/workshop    About our Guest: Combining the theory of property investment with more practical aspects, Peter teaches people how to have property investment success. Peter also researches property markets around the nation, looking for the best investment suburbs in each capital city. Specialising in property valuation and property economics, he not only has personal investment experience but also holds a teaching degree, Graduate Diploma in Property and Masters of Business (Property).   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Did you know that buying a strata property is significantly different to buying a stand alone house?  So what’s the difference? What level of due diligence should you have when buying strata or community title property? Are there more risks involved? Today, we talked with Dr.Nicole Johnston, a senior lecturer and researcher at Deakin University, about her experience and knowledge on buying strata properties. We covered factors you need to look at when considering multi-owned property, the risks involved, and what you should do before making an offer. If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!   Episode Highlights: What does it mean to own a property that is not on individual title? [03:14] Reasons states and territories have different legislations [06:00] What should you look out for when buying strata properties? [11:18] Factors you should consider when buying multi-owned property [15:54] Massive conflict in a strata meeting [20:23] Read and inspect the disclosure information, contracts, and records [24:58] Relying on a lawyer or conveyancer to check the records [29:07] Legislations that protect property buyers [34:58] Investigate more thoroughly before buying a property! [36:55] Nicole’s learnings after buying her first strata title apartment [41:00]   About Nicole: Dr. Nicole Johnston is a Senior Lecturer in the Department of Finance in Deakin Business School and a socio-legal researcher focusing on multiple aspects of multi-owned properties (strata title, condominium, apartments) including governance, conflicts of interest and legal relationships.    If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Buying properties will always entail risks and rewards. But do you know how to make the most of your investment?  We hear you! If you’re not quite sure what to do when buying a property, this episode will shed light on your path. Today, we will answer the questions we’ve compiled from first home buyers, which can help you, too! Here, we talk about buying rental properties, property grades, finding the right local solicitors & inspectors, and other general topics you can surely learn from. If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!   Episode Highlights: Buying property for future rental income rather than capital growth [03:05] The flyers, floaters, or flops in property - what should you do with them? [08:29] When is it worth using a buyer’s agent? [12:24] What should you do with your money or savings? [13:51] Property investment grades A, B, and C [20:14] Finding local solicitors & building inspectors [22:43] Buying townhouses in the city vs buying a house on the outskirts [29:26]   Links from the Show: Episode 40: https://homebuyeracademy.com.au/podcasts/040    If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Lucky are the people who get everything right on the first try—be it in purchasing a property or renovating one. But again, wisdom comes with experience and learning from your mistakes is definitely one of the best ways to gain it! Today, we’re going to talk about Veronica’s journey on her first property renovation: what she did right, where she went wrong, and how you can learn from her experience. We also discuss which factors you need to consider before purchasing a house, funding mistakes to avoid, and more valuable property lessons! If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!   Episode Highlights: Meighan’s last renovation project (and featured property) [02:03] Why did Veronica decide to buy a house to renovate? [03:13] Mistakes you should avoid when purchasing a property [04:48] What Veronica didn’t do during her due diligence [10:06] Checking if the property is outside a danger zone [11:27] Knowing where your boundary is through the fence line [14:57] The architect designed plans vs what the builder needs [18:24] You must visit and measure the property before renovating! [23:09] Learning from Veronica’s mistakes in funding [25:53] Listing her property [32:52] What makes an expert? [37:04] A little knowledge is more dangerous than having none at all [38:18]   Links from the Show: Episode 9: What is the Importance of a Borrowing Strategy? Episode 48: What You Need to Know Before Buying Property to Renovate with Rebeka Morgan   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Wouldn’t it be great to just have a checklist to refer to when you want to buy property? How about one that’s specifically for 2022? Today, Veronica interviews co-host Meighan and guest Jarrod McCabe of Wakelin Advisory to dive deep into what you should expect in the three biggest property markets in Australia. We cover the relocation trend in Queensland, clearance rates, auction campaigns, and more! If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!   Episode Highlights: How is the Melbourne property market doing after its 6th lockdown? [02:51] Clearance rates in Melbourne [06:32] What if you can’t use clearance rates to measure the market? [08:09] The relocation trend in Queensland [12:22] How long did Brisbane’s 2002 property boom last for? [15:43] How will Sydney & Melbourne’s property markets open up in 2022? [18:42] How to plan your auction campaign (for sellers) [23:11] What to expect in the Sunshine & Gold Coast markets in 2022 [24:34]  Will the 2022 Melbourne & Gold Coast markets be similar to this year’s? [29:15] Practical tips for buying property in 2022 [35:21] How to get ready to buy in 2022 [39:14]   Links from the Show: Episode 40: How Can You Identify A, B, and C Grade Properties?   About Jarrod With more than two decades in the property industry – across valuations and investment advisory – Jarrod McCabe has shaped a skillset that delivers for clients. His background in valuations underpins a keen sense of what makes a good investment. And combined with a tremendous depth of contemporary knowledge about the Melbourne inner suburban market, Jarrod brings a confidence-born-of-experience to negotiations that makes him especially effective in these high-pressured moments.   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

This may come as a little bit of shock, but property data can’t be your only basis for making decisions! Plenty of property buyers turn to data to help them decide on a purchase and while it’s a great move, not all data is useful - some can send you on a wild goose chase! Today, we cover the data and factors that investors often overlook. From median price growth ‘top 10 lists’, buyer behaviour, to the socioeconomics of an area, we tackle a number of factors that can help you decide where to buy (and what data to be wary of)! If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!   Episode Highlights: The property market [02:07] Importance of understanding the data presented to you [04:48] Is it safe to base your decisions on the median price? [05:13] Price segmentation tool [09:51] Essential data that property investors often overlook [13:33] Taking a look at the ‘green space’ of an area [16:53] Checking the availability of public transportation [20:40] The behaviour of buyers, renters, and owners [24:30] The impact of socioeconomics in an area [29:21] Our Where to Buy tutorial [33:42] What property data doesn’t tell you: a review [34:31]   Links from the Show: How to Lie with Statistics by Darrell Huff Suburb Trends Where to Buy Tutorial (for Investors)   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

If you’ve always doubted that getting into a competitive property market as a beginner was possible, we’ve got the perfect case study to prove you wrong! Former Home Buyer Academy student Anthony lets us take a peek into his property journey, sharing how he was able to save for a deposit, his property misses and how he recovered, how he worked out the price to pay for his property and more! If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!   Episode Highlights: Anthony’s property situation when he met Veronica & Meighan [02:19] How was he able to save so much money for a deposit? [06:35] Experiences that led him to buy an apartment [08:10] Advisers Anthony had to support him through his journey [08:56] His property misses & what he did about it [12:06] Anthony’s “Aha!” moment that prompted him to change his strategy [15:34] What led him to the asset he eventually bought? [17:11] Knowing what to look for & honing in on the finer details [22:20]  How long did his first home buyer journey take to start? [24:55] What his parents think of his property choices & journey overall [25:42] How this first home buyer works out the price to pay for his property [27:04] One great piece of advice to help first home buyers on their property journey [31:36]   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Headlines dominating the property news always use two powerful words to grab the market’s attention: BOOM and DOOM. But how can you see through the data and make better property decisions based on it? Today, we have data guy and host of Walk the World Martin North to talk about the world of data analytics and the importance of data-based decisions. If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!   Episode Highlights: “The House on the Rock” [02:50] The 40% drop in Australian property prices explained [04:15] Events that may lead to significant losses in the property market [09:49]  How can first home buyers use data from granular level research? [13:56] Taking a look at mortgage stress [15:45] Socio-economic factors that may affect mortgage stress [20:26] The importance of seeing through the property data presented [26:29] Martin’s observations of the property market industry [29:21] What if you bought a property that wasn’t quite right? [33:02] What’s the REAL definition of affordability for first home buyers? [35:53] Borrowing less than what your bank can lend you [40:04] More people who are heading to retirement have mortgages [44:42] What should first home buyers know about agents? [50:36]   Links from the Show: Walk the World YouTube Channel Is Australia Ready to Reopen? - Brendan Coates (The Elephant in the Room Podcast)   About Martin: Martin North is the founder of Digital Finance Analytics, a boutique research, analysis and consulting firm that specialises in offering insight into the dynamics of the mortgage, lending, savings, payments and superannuation sectors.   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Did you know that the “bank of mum and dad” is now the 9th largest lender in the country? With this option front and center, it’s incredibly important to know how the whole process works and what kind of agreements first home buyers can enter into. We’re joined by Barry Frakes of Australian Family Lawyers as we uncover what needs to be discussed when it comes to borrowing from the bank of mum and dad, from setting up a good agreement, preventing family frictions in case something goes wrong, and what to do if it does happen. If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!   Episode Highlights: What is “the bank of mum & dad” and what are the options? [02:52] Veronica’s personal “ bank of mum & dad” story [04:12] What to do before borrowing from the bank of mum & dad [06:12] Preventing family frictions when borrowing from your parents [11:39] Would your parents be the first mortgagee if they’re listed as a lender? [14:50] You need a great mortgage broker to help communicate with the bank [18:18] Unclear terms of agreement cause family fallouts [22:39] Form an exit strategy at the very beginning of the agreement [28:01] What about going the co-ownership route? [32:04] The risks of following the wrong advice [35:33] Prenuptials are a good idea, but it’s not absolutely essential [40:31] How do you even begin to talk about borrowing from mum & dad? [43:22] What does Barry know now that he wishes he knew at the start? [45:24]   Link/s from the Show: Australian Family Lawyers’ legal services    About Barry: Barry Frakes leads Australian Family Lawyers’ international strategy, leveraging his relationships and global experience to drive their growth as a premier family law firm for international family law matters and Heads our Asset Protect Division. His international focus includes the management of relationships with partner firms internationally including Stowe Family Law in the UK. Barry is also the Governor (Asia Pacific Chapter) of the International Academy of Family Lawyers.   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Buying a property to renovate might seem like a great way to get into the market, but like any other project, there’s a lot more you need to know before jumping in! Rebeka Morgan of BuildHer Collective shares her expert intel on what to look for when buying to renovate or rebuild. We’re going to learn some of the secrets to getting a renovation right, understanding what to look for, knowing the pitfalls to avoid and heaps more! If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We’ll see you on the inside!   Episode Highlights: The Hobbit House in Wales [02:40] The biggest renovation mistake first home buyers make [03:42] What can first home buyers do to add value to a reno property? [06:23] Have a master plan for your property before spending on anything! [08:43] How to avoid over-capitalizing on a reno property [13:00] A process first home buyers NEED to follow to avoid pitfalls [17:09] Getting financed by banks for your DIY reno project (plus an alternative) [20:30] Consider these when rebuilding vs renovating [24:53] Between a pool & an outdoor area, which one will buyers rate higher? [34:21]  Be cautious of property issues you can & can’t overcome [38:20] Make sure you research well before you buy [42:03] Can first home buyers do property renovations without professional help? [43:34] Use BuildHer Collective templates for better overview of your reno [47:01] The story of Veronica’s most recent build [49:10] When does the planning phase actually start? [51:02] What is something you wish you knew as a first home buyer? [52:41] What Veronica learned in her first reno project [55:38]   Links from the Show: Visit the BuildHer Collective website Episode 14: Questions You Must Ask Your Building Inspector   About Rebeka: Rebeka Morgan is one of the Founders of the BuildHer Collective. She’s spent the last 14 years in the building industry in various management roles initially focusing on commercial construction where she was general manager of a commercial building company & more recently, Rebeka has been successfully redeveloping residential properties, which have broken sales records in Northcote. Rebeka is CEO of Beirin Projects which focuses on high end renovation and construction in the inner North.     If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Have you ever considered purchasing a strata property but then got fazed by how different it is from buying a house? There’s a whole additional layer of due diligence that needs to be done and before you get elbows deep in a property, inspecting strata records should be your first course of action. Amanda Farmer of Your Strata Property shares her expertise in strata & community titles law. We talk about why you must start with records inspection before buying, the 4 steps she takes for a successful strata records inspection, a brief look at the 101s and much more! If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We are also holding a live Where to Buy Workshop - Investor Edition later this evening, Nov 24, 2021, 7-9PM AEDT (6-8PM Brisbane time)! If you want to join us, check out the link here! We’ll see you on the inside!   Episode Highlights: The Rollercoaster Apartments in Vietnam [03:52] You must always start with the inspection of records before buying [05:30] Strata 101 for first home buyers [06:21] How do you know if the records you’re getting are complete & correct? [10:16]  Who makes up the body corporate of strata apartments? [11:13] Why buyers MUST examine strata records [13:06] Step 1 - Request to see the records [18:04] Get advice from someone who truly understands strata [22:02] Step 2 - Understand what should be there when you inspect strata records [24:22] Why do forecasts and the capital works fund go hand in hand? [26:54] What does Amanda look for in terms of strata compliance? [32:56] Buying old vs. new buildings [34:45] Step 3 - Understand the misconceptions when it comes to records inspections [38:18] Step 4 (for owners) - Request for any missing records you want to see [44:57] Step 4 (for buyers) - Ask an adviser if record details make you uncomfortable [46:00] Don’t be afraid to invest in strata (with the right knowledge)! [48:35]   Links from the Show: Successful Strata Records Inspections by Amanda Farmer Episode 68 | How bad can things go with buying strata property | Karen Stiles, Owners Corporation Network of Australia Episode 87 | Building approvals, conflicts of interest & who’s to blame for construction issues? | Kerry Hunt, Manager Building Construction Team Episode 103 | Strata owners - rights & obligations | Amanda Farmer, Your Strata Property Episode 106 | Dodgy developers & Strata Living | Jimmy Thomson, FLAT CHAT Episode 113 | What’s behind the wall?: 85% of developments have defects | Dr. Nicole Johnston, Deakin University Episode 176 | Developers are in the Government’s crosshairs | David Chandler, NSW Building Commissioner   About Amanda Amanda Farmer provides upfront, no-nonsense legal advice and representation via her legal practice, Lawyers Chambers. As a Fellow and Council Member of the Australian College of Strata Lawyers, she is recognised by her peers as an accomplished professional in the area of strata and community titles law. Amanda advises and represents owners, buildings, developers, strata management companies and local councils. She is also the host of the Your Strata Property podcast.   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

A lot of first home buyers enter the market without knowledge of best practices, what to do first and how to do it properly.  Today, we’re joined by two first home buyers who found their passion for property after buying their first properties. They share the lessons they learned, mistakes they’ve made along the way, and whether or not they’d do everything the same way all over again. If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We are also holding a live Where to Buy Workshop - Investor Edition on Wednesday, Nov 24, 2021, 7-9PM AEDT (6-8PM Brisbane time)! If you want to join us, check out the link here! Let’s dive in!   Episode Highlights: The Cliff House concept [04:49] Where are Joe & Jef currently at in their property journey [05:49] Why they created AUS Property Investors [08:27] Joe’s first property (and why he purchased it) [10:09] One big mistake he made as a first home buyer [12:41] The mistake of focusing on cash flow [18:13] Jef’s first property buying experience [19:33] Working with buyers agents [25:57]   The opportunity cost of owning an unfavourable asset [32:02]  What held him back from buying property after property [34:52] When Joe realised he made a huge mistake [39:32]  Did it prevent him from other investment opportunities? [41:35]  Joe’s tips for a more stress-free property journey [42:03] Does location play a part in capital growth? [47:03] Jef’s second property and how he approached it differently [51:28] It’s all about the asset [56:23]   Link/s from the Show: Connect with AUS Property Investors on Facebook   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

In a booming property market, people often think that prices will always go up - but that’s not really the case. Prices could actually go down despite the boom! The property market is all about supply and demand, so if there are heaps of buyers and not enough properties on the market, prices will rise, and vice-versa. Today, we’re going to look at what factors drive property prices up and what makes them fall. If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! We are also holding a live Where to Buy Workshop - Investor Edition on Wednesday, Nov 24, 2021, 7-9PM AEDT (6-8PM Brisbane time)! If you want to join us, check out the link here! Let’s dive in!   Episode Highlights: “The Floating House” in Seattle, Washington [03:40] What influences supply in property? [06:08] The problem with having low supply in rising property markets [08:48] Financial stress & desirable yet tightly-held locations [10:11] Unpacking demand in the context of property [11:36] One powerful factor that affects demand in property [12:35]  How does F.O.M.O. contribute to demand in property? [13:48] Markets can overstretch themselves & vendors can get greedy [16:29] Home buyers CAN get decision fatigue! [18:31] Prudential regulations have a HUGE impact on demand [20:54] Supply and demand creates market conditions [24:52] Why do different cities perform differently at the same time? [27:27] Appreciation of land & depreciation of buildings [29:05]   Links from the Show: What Could Make Property Prices Slow Down? Where Should You Invest?    If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Did you know that spruikers can often mislead you with promises of “making quick money with massive profits” and that you can “retire at 30” through property? Yeah, that unfortunately isn’t as easy as it sounds. Today, we’re covering the “70-30” rule, socioeconomics, vacancy rates and more. Let’s cut the BS and talk about the real story behind investment drivers and what you truly should be focusing on when looking to buy an investment property. If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! Let’s dive in!   Episode Highlights: The Igloo [02:21] Why you need a good property manager [04:27] Look at the socio-economic make-up of the area [07:11] It’s all about the people who live in the area & their income [10:26] Be aware of the demographic data of an area [13:13]  The “70-30” Rule [14:12] Why this podcast was created [16:27] Check an area’s unemployment rate & mortgage stress [18:35]  Spruikers and their tendency to talk about buying under market value [20:07] Measure & research vacancy rates [24:02] Study an area’s sales history and price patterns [27:42] Gentrification could be a factor for the growth of an area [28:45]  Look for good evidence of change in infrastructure [33:57] Be on top of possible zoning changes [35:00] Not all infrastructure projects push through in the end [38:24] Look at the land component before you invest [39:29] Yield: an overrated investment driver [40:51] Understand where you are in the property cycle [42:53] Choosing where to invest is just the first step! [43:59] Links from the show: Ways You Can Research Property for FREE (PDF Resource) Investment Drivers Download (PDF) Check out our Where to Invest Workshop!   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

For most people, their first home is not their dream home. They have an idea of what they want, but it could be way out of reach at the moment. They’re probably wondering if they’ll ever get there, particularly if prices are rising rapidly.   If you’re in the same boat, don’t lose hope - there’s a way to step up the ladder towards your dream home faster and with more confidence! Learn more about the stepping stone strategy at its core, how dangerous it is to follow bad advice, how to minimise risk in property, and the best way to do so! If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to chat, email us at support@homebuyeracademy.com.au! See you on the inside!   Episode Highlights: The Leaf House (Brazil) [02:48] Introducing the stepping stone strategy [03:58] The dangers of going along your property journey with bad advice [05:24] Identify high-growth locations & the right property type [08:53] Fortitude Valley, Brisbane as an example [11:14] What is the core of the stepping stone strategy? [13:45] How the stepping stone strategy tutorial can help you [15:10] Property is risky, so learn how to minimise the risk! [16:43] What we want for your property journey [19:16] An awesome way to minimise risks [20:53]   Links from the Show: Take our Stepping Stone Strategy Tutorial Avoid buying the wrong property in the wrong location through our Where to Buy Workshop! Check out more of our FREE RESOURCES   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Learning from experience is great, but taking advice from someone who’s “been there, done that” is probably even better. Today, we’re going to follow the path of one of our students as he shares the lessons he learnt through his first home buyer journey - from his cautious beginnings, to working with different brokers, right up to a hair raising auction! If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to talk with us directly, email us at support@homebuyeracademy.com.au! See you on the inside!   Episode Highlights: Meighan’s “property of the day” [02:05] The start of James’ property journey [03:44] How his journey unfolded in the next few years [06:45] The importance of working with a good broker [13:18] One person’s strategy doesn’t work for everyone [18:49] Using the stepping stone strategy [19:21] James’ fortunate escape from buying a certain property [21:09] Brokers, property development, and staying on your own lane [23:24] James’ experience with different brokers [25:05] Insights gained from buying at an auction [30:08] A first home buyer’s biggest takeaways from buying property [32:12]   Links from the Show: Episode 41 - 6 Things We Wish We Knew Before Buying Our First Property Go to where you want to be without missing a step through our Your First Home Buyer Guide Course Episode 7 - What You Must Do Before Buying Your First Home Check out our Stepping Stone Tutorial   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Diving blindly into property investing will no doubt set you up for mistakes and looking back to when we bought our first homes, there were some lessons we would have benefitted from knowing early on. Join us as we tackle six lessons we wish we knew before signing those papers, from knowing “who’s who in the zoo” to what you should be aware of when preparing to buy your next property! If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to talk with us directly, email us at support@homebuyeracademy.com.au! See you on the inside!   Episode Highlights: Meighan’s featured property [02:03] #1: Knowing the process for buying property [04:20] Figuring out “who’s who” in the equation [06:44] Doing the P.A.C.E. system in the wrong order [09:30] #2: Knowing what to look for [10:15] The true measure of success is NOT in buying a property [14:59] #3: Knowing how to work out how to pay [17:12] How about when it comes to auctions? [20:37] #4: Knowing what you SHOULDN’T do with a renovator [22:15] Veronica’s first investment house [24:09] #5: Knowing about sales agents and reading between the lines [26:19] #6: Knowing how to prepare to buy the next property [30:18]   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Getting the right property is key to growing your portfolio and avoiding big headaches down the line. Yet with so many that seem like amazing assets, how do you figure out which one to choose? It’s really important to understand what makes A, B, and C grade properties so today, we unpack what you need to know to make the right purchase and avoid owning an underperformer!  If you enjoy the show, do like, rate, subscribe, and share it with others! We have loads of resources available and if you’d like to talk with us directly, email us at support@homebuyeracademy.com.au! See you on the inside!   Episode Highlights: Meighan’s special house of the week [02:09] Flyers: What makes an A grade property? [04:01] Buyers get F.O.M.O. & overlook a lot when buying in a hot market [08:15] A grade properties don’t turn over as often [11:01] Floaters: B grade properties [12:34] The danger with buying floaters [14:53] B grade assets in a 3-story walk-up [16:37] Flops: The underperforming C grade property [19:33] Avoid C grade properties as much as possible! [20:59] How to identify this type of property [23:44]   Links from the show: Stepping Stone Tutorial   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

If you have a question about property, you’ve come to the right place! We receive lots of questions through Facebook, our website and from our members. So today, we are sharing a few of those questions - and providing answers - because if one person has asked, then we know there are others who will have similar questions! If you enjoy the show, do give us a like, share it with others who you know will benefit from the show and subscribe to the podcast! We have loads of resources available and if you’d like to talk with us directly, send us an email at support@homebuyeracademy.com.au! See you on the inside!   Episode Highlights: Meighan’s featured house of the week [02:01] Is a fixer-upper worth the renovation costs? [03:06] Do a history search for other renovated apartments [07:21] A great benefit from buying fixer-uppers [08:08] The ‘trickery’ that happens to mask flaws in a property [09:47] Are there downsides to buying an investment property with cash? [14:12] What does “property price withheld” actually mean? [19:47]  At what stage should you get a building & pest inspection? [22:28] On the subject of conditional offers [25:01] Can you buy an investment asset as a home and have capital growth in the future? [27:15] Will your spending habits impact your ability to get a loan? [31:03] The ‘Shiraz and Wagyu’ case [33:34]   Links from the show: Episode 14 - Questions You Must Ask Your Building Inspector with Peter Masia   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

If you’re at a point in your journey where you’re more than ready to buy property, you’re most likely faced with this dilemma: “What type of property should I buy?”   Today, we’re going to address the age old question - should I buy a house or an apartment? We’ll be listing down the pros and cons for each and explain why they may or may not be beneficial as a first-time purchase. There are a lot of misconceptions about apartments and strata property in general, and we want to clear a lot of these up for you so you can make better decisions! If you enjoy the show, do give us a like, share it with others who you know will benefit from the show and subscribe to the podcast! We have loads of resources available and if you’d like to talk with us directly, send us an email at support@homebuyeracademy.com.au! See you on the inside!   Episode Highlights: Meighan’s featured house for the episode (The Flintstone House) [02:17] Why this question needs to be tackled & clarified [04:07] What are some apartment pros? [06:15] Apartments have a lower price point [07:56] The potential to keep the property as an investment [08:46] There’s more flexibility with owning a house than an apartment [12:37] Apartments are easier to renovate (with a few constraints) [13:08] Costs are shared between you and other tenants in the complex [15:17] Apartment cons [16:49] The tendency to outgrow the space quicker [16:54] There’s a danger of having an oversupply [18:45] Strata fees [20:03] A complex’s special rules for pets, air-conditioning, and others [21:51] They typically have a slower capital growth [25:11] Let’s talk about house pros! [26:11] The potential to extend and build on your property [27:17] There’s more freedom to do what you want, when you want [28:12] You can choose what renovations to do depending on your budget [30:03] A house is more expensive than an apartment [31:45] If anything goes wrong, 100% of it is your problem! [32:13] Houses are generally further away from the CBD, for the same price [33:10] Neighbours aren’t governed by the same rules as strata neighbours [34:22]   Link/s from the show: Check out the Stepping Stone Tutorial Get fully prepared to buy property through Your First Home Buyer Guide! Our episode on Building & Pest Inspections with Peter Masia   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Traditional property auctions can already be daunting to most buyers, but moving it to an online space poses a whole other set of rules and guidelines. If you’re worried about what to expect and what you need to do to prepare yourself for a different setup, you’re in for a treat. Today, we’re going to take a look at online property auctions. We’ll be talking about the path online auctions were expected to take (and if any of it became a reality), the challenges buyers agents face, how different online auctions are in comparison to the traditional setup and much, much more. If you enjoy the show, do give us a like, share it with others who you know will benefit from the show and subscribe to the podcast! We have loads of resources available and if you’d like to talk with us directly, send us an email at support@homebuyeracademy.com.au! See you on the inside!   Episode Highlights: Meighan’s featured house for the episode [02:08] Meighan’s first time bidding at an online auction [03:51] The path online auctions were expected to take vs. what happened [05:27] Online auctions in the face of lockdowns [08:04] Three main types of online auctions [10:31] Zoom auctions [11:00] Auctioneers filmed on platforms [13:14] The Ebay style [15:25] The challenge of online auctions for buyers agents [19:20] Bid increments can be controlled in online auctions [20:18] What can you control during online auctions? [22:21] How different are online auctions from in-person auctions? [23:48] THIS is a sign of a slowing market [26:48]  What agents do with pre-auction offers in a seller’s market [27:33] Agents have more flexibility online when scheduling auctions [27:48]  Alcohol during an auction is a dangerous pair [29:07] Do people still experience F.O.M.O. in online auctions? [30:07] What happens when a technical glitch happens during an online auction? [31:34] Will online auctions take over the traditional auction setup? [35:06] What you MUST do before going to an online auction [36:37]   Links from the show:  Innovation in Auctioning with Damien Cooley How Skilled Auctioneers Get Your Last Dollar with David Scholes Online Auctions with Jesse Davidson   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Buying your first home is incredibly exciting, and now that you’ve saved up to pay the 20% deposit, you’re all set… right?  Well, not really.  Today we’re talking about the hidden costs of buying your first home. Everyone talks about the challenges of saving enough money to pay a 20% deposit, but that isn’t enough! There are also hidden costs that you need to be aware of and prepared for, and we’ll share them with you all in this episode. If you enjoy the show, do give us a like, share it with others who you know will benefit from the show and subscribe to the podcast! We have loads of resources available and if you’d like to talk with us directly, send us an email at support@homebuyeracademy.com.au! See you on the inside!   Episode Highlights: How much should I save to buy my first home? [3:11] Be aware of due diligence costs [6:39] Title insurance as an extra layer of protection against hidden expenses [10:45] Total amount to save for your first home [15:04]  Save money by not overpaying [20:22]    Links from the show: Ep 33 - How to Save for Your Deposit Faster Ep 30 - Where Do You Start with Due Diligence? Episode 14 on Building & Pest Inspection with Peter Masia Learn how you can price property like a professional The Due Diligence Checklist   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!   Connect With Us: Home Buyer Academy Website (https://www.homebuyeracademy.com.au/)

The year 2020 was a tumultuous time in the world with the shocking impact of COVID-19 on all aspects of our lives. There were lockdowns, home-schooling, delayed celebrations, get-togethers, and of course the pause on international travel. With such a change in the world, the property market has also been significantly impacted, so knowing how to navigate the crazy and often unpredictable market (especially this year) is so much more crucial than ever.  This is exactly what we’re aiming to help you with today! In this episode, we’re giving you insider tips on how to do just that. Tempted to buy ‘easy’ property? Curious to find out how to choose the right buyer’s agent in the current market? Maybe you’re gearing up to buy a property despite the pandemic, and you need to know how to best prepare before making a decision? This is the episode for you. If you enjoy the show, do give us a like, share it with others who you know will benefit from the show and subscribe to the podcast! We have loads of resources available and if you’d like to talk with us directly, send us an email at support@homebuyeracademy.com.au! See you on the inside!   Episode Highlights: Looking at the property market cycle, then and now [04:17] ‘Space’ has become a priority in property recently [08:55] What have property investors been doing since the new cycle started? [10:07] Don’t be tempted to buy properties that are easy to buy! [11:10] What happens in Australian property markets during Spring? [12:22] Incentives & grants are aimed at THIS one thing [14:59] Be careful when choosing a buyers agent in a hot market [17:01] An observation of the current lack of rental properties [19:33] How are we dealing with the current state of the property market? [20:55] Indexing potential properties helps make better decisions [25:11] The unusual situation you can potentially be in in a private treaty [27:19] How to best prepare yourself before buying your first property [30:08] The current state of property auctions (and working with your agent) [35:11]   Link/s from the show: Episode 32 - How Do You Choose a Buyers Agent (and Do You Actually Need One)? Check out our FREE mini course on how to price property!   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

One of the great things about the digital age is that information has become so easy to come by, but the downside is that we can gather SO much that it becomes difficult to sift through and make meaningful decisions! Let’s help you sift through the noise and get to the best resources, shall we? In this episode, we’re going to give you a list of some of our favourite free sources of property data. And so you don’t drown in information overload, we’ll also let you know exactly what’s valuable on each site. If you enjoy the show, do give us a like, share it with others who you know will benefit from the show and subscribe to the podcast! We have loads of resources available and if you’d like to talk with us directly, send us an email at support@homebuyeracademy.com.au! See you on the inside!   Episode Highlights: How did we gather information in the past? [02:16] A look at stratified median prices [04:49] Realestate.com.au’s search demand data feature [05:52] An example of a suburb with an incredibly low search rate [06:24] Suggestions for similar suburbs based on demographics & median prices [08:26] Get insights into the makeup of a suburb through Microburbs [09:49]  The Property Nerds [12:25] Utilise the local council’s website when researching property! [15:38] How useful can Google Maps & Google Earth be for property research? [17:49] Use the airport flight path map [18:44] Go old school and look through a newspaper! [20:08]  When other people’s self-interest gets in the way of property education [20:58] One last tip when researching property [23:57]   Link/s from the Show: Stepping Stone Strategy Ways to Research Property for Free (PDF Resource)   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Not having to save for the best part of a decade is one of the ultimate goals we can have in life. It sounds fancy, but believe us when we say that it’s totally achievable. In this episode, we share creative and pragmatic life hacks to speed up the saving period for your deposit so you can get closer to your first home purchase without missing a step. We tackle crucial subjects such as how you can tighten your belt, boost your savings, and avoid putting your earnings at risk. If you’re having trouble saving up for your desired home deposit, this episode will surely prove useful to you. Tune in now! See you on the inside!   Episode Highlights: The challenge of finding the right home deposit [02:55] The 20% pay yourself first scheme [07:01] Move back with your parents [11:52] Home-made coffee and packed lunch [13:12] Getting rid of your car [15:33] Co-ownership: Partner with a sibling or a trusted friend [18:32] The gig economy [20:13] Work out monthly repayments of expected loans at 7% interest [22:32]   Cut out your credit cards [24:19]  Do not get married [25:36] Say NO to Bitcoin or the share market [27:01]    Link/s from the show: Our courses (https://homebuyeracademy.com.au/all-courses)  Tune in to Episode 4 where we addressed the question, “What are your options if you can’t afford to buy where you live?” (https://homebuyeracademy.com.au/podcasts/004) Check out our blog titled “Why first home owner grants and incentives could end up costing you thousands” (https://homebuyeracademy.com.au/PREPARATION/grants-incentives)  Tune in to Episode 9 with David Johnston where we talked about the importance of a borrowing strategy (https://homebuyeracademy.com.au/podcasts/009)  If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! We have loads of resources available and if you’d like to talk with us directly, send us an email at support@homebuyeracademy.com.au!

Seeking the help of a buyers agent is a great way to secure a successful property purchase. But things could go completely the other way if you fell for a buyer’s agent who does not have enough integrity, competence and experience to protect your interests. Today, we're going to address the questions: how do you choose a buyer's agent? and how do you know if you really need one? We dig into the types of buyer’s agents that you should hire or avoid and the important aspects that you should consider when hiring one. If you find this episode helpful, do give us a like, share it with others who you know will benefit from the show and subscribe to the podcast! We have loads of resources available and if you’d like to talk with us directly, send us an email at support@homebuyeracademy.com.au! See you on the inside!   Episode Highlights: Brief background on the buyers agent industry [01:53] Make sure your agent is exclusive [08:41] Agents who pitch themselves as off-market specialists [10:22] Is your agent an order taker or an advisor? [13:01] The good deeds property under bidders [16:25]   Agents who will not tell you what you want to hear [21:07] ‘Deal’ is a word that we don’t talk about [25:16] Agents who try to be everything to everyone [26:36]  Gray areas you should watch out for [30:15]  Talk to sales agents [34:18]  What’s their policy on competing briefs? [35:40]  How are their percentage models? [36:53] Ask them about the time they recommended not to buy [38:38] Questions to ask yourself [40:04] Team structure and systems are important [41:40] Know how their past clients’ properties performed [44:20] REBA membership [45:16] Agents who understand your needs [46:57] How will they advise you? [49:06]  When should you seek the help of a buyer’s agent? [51:27]  Link/s from the show: Our courses (https://homebuyeracademy.com.au/all-courses)  Auction Read: How to Buy Property at Auction Even Though You’re SCARED S#!tless (https://amz.run/4mMc)  Your First Home Buyer Guide (https://homebuyeracademy.com.au/YFHBG)  Check out Episode 24 where we gave an auction master class (https://homebuyeracademy.com.au/podcasts/024)  Tune in to Episode 30 titled “Where Do You Start with Due Diligence?” (https://homebuyeracademy.com.au/podcasts/030)   Connect With Us: Home Buyer Academy Website: https://www.homebuyeracademy.com.au/   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! We have loads of resources available and if you’d like to talk with us directly, send us an email at support@homebuyeracademy.com.au!  

At Your First Home Buyer Guide, our goal has always been to help you on your property journey and get you to where you want to be by buying your first home without missing a step. Sometimes, however, part of the journey is finding out that you shouldn’t actually be buying property - and for good reason! Today, we look at a case study of someone who was 100% committed to buying their first home, only to realise that they shouldn’t purchase just yet! This episode is vital listening to anyone contemplating home ownership as the insights and information shared can definitely help you avoid throwing money down the drain.  If you enjoy this episode, do give us a like, share it with others who you know will benefit from the show and subscribe to the podcast! We have loads of resources available and if you’d like to talk with us directly, send us an email at support@homebuyeracademy.com.au! See you on the inside!   Episode Highlights: The story behind this case study [02:27] Saving ‘just enough’ for a deposit is not the way to go! [07:56] Prepare before thinking about buying a property [08:41] The importance of getting the right advisors onboard [11:01] Don’t buy if you see your circumstances changing in the near future [12:59]   Don’t let deadlines pressure you into buying property [14:56] Buying because of your work situation [18:07] Should you rentvest now instead of buying a property? [21:10] When you shouldn’t buy property just yet [23:16] Why do first home buyers scramble to buy property? [25:57]  Don’t buy a property just because people told you to [29:09]  Fear is normal when buying any property [29:51]   Link/s from the show: Episode 28: How does the pre-approval process work? (with Stuart Wemyss)  Episode 9: What is the Importance of a Borrowing Strategy? (with David Johnston)  Stepping Stone Strategy    If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!  

So you’re gearing up to buy your first home, but what do you need to do as soon as you find a property you want to buy? As a first home buyer, due diligence is one of the most important parts of your property journey. The right due diligence can prevent you from making avoidable mistakes and spending too much on unnecessary fees as well! This is why every property needs to be thoroughly evaluated before you buy it and today, we’re going to make sure you know where to start! In this episode, we’re tackling the due diligence process. Once you’ve found the property you want to buy, your job is not done! You can’t simply hand things over to your conveyancer or solicitor and expect every stone to be turned. It’s up to you to make sure that you uncover any reasons why you might end up regretting buying a property! If you enjoy this episode, do give us a like, share it with others who you know will benefit from the show and subscribe to the podcast! We have loads of resources available and if you’d like to talk with us directly, send us an email at support@homebuyeracademy.com.au! See you on the inside! Episode Highlights: Why thorough due diligence is incredibly crucial [03:01] Avoid getting surprised by unexpected special levies [05:46] Learn about flood zones and overland flow [07:46] Understand what other kinds of professionals you might need for inspections [10:26] It is your job to learn about the property through due diligence! [12:52] What can you do to avoid making mistakes as a first home buyer? [13:18] Every state has a different set of mandatory disclosures [14:45] Think about the potential future of surrounding developments [16:17] Will you be able to benefit from infrastructure projects if you purchase a certain property? [18:21] Be aware of underground services near your property [21:26] How about zoning certificates? [24:50] Research the neighborhood you’re buying from! [26:35] Should you rely on buying a property online? [28:52] What else should you do for the right due diligence? [31:20] Link/s from the show: The Bubble House in Ipswich, Queensland Course Link Connect With Us: Home Buyer Academy Website (https://www.homebuyeracademy.com.au/) If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

Diving head-first into the property market without having the right knowledge is the worst thing you can do as a first home buyer.  In this episode, we’re going to tackle the 9 most common first home buyer questions that we often hear. We’ve also collected some from mortgage brokers, real estate agents and conveyancers so if you’re a first home buyer looking for answers to seemingly ‘common knowledge’ questions, this episode will get you up to date!  If you enjoy this episode, do give us a like, share it with others who you know will benefit from the show and subscribe to the podcast! We have loads of resources available and if you’d like to talk with us directly, send us an email at support@homebuyeracademy.com.au! See you on the inside!   Episode Highlights: Where should I buy property? [03:16] What should I buy, a house or an apartment? [06:14] How much can I afford? [10:32] I found a place I like… what do I do now? [13:55] How much should I pay for a property? [16:45] What deposit do I have to pay? [20:07] Do I really have to use a solicitor or conveyancer? [23:37] Do I really need to have a building and pest inspection? [26:15] Why is buying at an auction something you should look at? [32:21]   Link/s from the show: Check out our Where to Buy workshop! Learn how to price property! Episode 11: Where Should I Buy My First Home? Access our Stepping Stone Strategy Tutorial Episode 7: What You Must Do Before Buying Your First Home Episode 28: How Does the Pre-Approval Process Work? (with Stuart Weymss) Episode 27: How to Work Out the Right Price to Pay Episode 24: How to Make Auctions Not So Scary   Connect With Us: Home Buyer Academy Website (https://www.homebuyeracademy.com.au/)   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

A lot of first home buyers assume that getting pre-approval won’t be a problem - until it is. In this episode, we’re joined by Stuart Weymss, founder and director of ProSolution. We talk about the mortgage pre-approval process, why it’s important for first home buyers to understand and we share tips on how to get started to make sure you’re doing it right. You don’t want to find out that the bank won’t actually give you as much money as you expected after you’ve already signed your life away for a property! If you enjoy this episode, do give us a like, share it with others who you know will benefit from the show and subscribe to the podcast! We have loads of resources available and if you’d like to talk with us directly, send us an email at support@homebuyeracademy.com.au! See you on the inside!   Episode Highlights: What exactly is a pre-approval? [03:05]  This is what will happen if you apply for too many pre-approvals [06:36] Is owning a credit card beneficial for pre-approval? [07:36] The truth about why banks take so long to process applications [11:46] Do this before you buy property! [16:06] Do pre-approvals have time limits? [17:57] Why loan amounts vary per bank [19:38] Hecs debt & how it affects borrowing capacity [21:09] Is borrowing capacity an asset? [22:36] Does having pre-approval make you risk-free? [23:45] The risky business of buying in a hot market [26:42] Does pre-approval validity period cover the settlement date? [27:27] The risks of buying established versus off the plan properties [28:22] The BIGGEST mistake first home buyers make [29:57] The key to buying property in any market [32:53]   Link/s from the show: Learn how to price property! Visit ProSolution to find out how they can help in your property journey! The Pros and Cons of Buying Property without a Pre-Approval   About our guest: Stuart Weymss is the Director and founder of ProSolution, founded in 2002, and has over 20 years’ of experience. He holds a Bachelor of Commerce, is a Chartered Accountant and holds many post graduate qualifications. Stuart is licensed to provide credit, tax, insurance and financial advice. He has published four books including Rules of the Lending Game and best-selling, Investopoly. He is a regular contributor to The Australian newspaper and other TV, radio and print media.   Connect With Us: Home Buyer Academy Website (https://www.homebuyeracademy.com.au/)   If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!