When you buy a property, no amount of online research replaces actually getting out there and inspecting it in person. In this episode, we share our top five property inspection tips, including one powerful insight that could transform your home-buying journey.

We start with time management—because when you’re rushing between multiple open houses on a Saturday, it’s easy to miss important details. We show you how to stay organised with checklists, so you get the most out of each visit.

Next, we dive into the importance of exploring the neighbourhood. From checking out local shops and parks to observing the playground atmosphere, understanding the area’s vibe is key. And of course, we cover what to look for in the property’s structure, helping you spot potential red flags early and save yourself from unnecessary costs.

Finally, we leave you with a crucial tip that could make or break your chances of closing the deal so don’t miss out on this game-changing advice!

Episode Highlights:

00:00 - Introduction

02:07 - Meighan’s special house of the week

07:23 - Tip #1: Plan your time carefully

09:53 - Tip #2: Do an area recce

13:06 - Tip #3: Be systematic

19:50 - Tip #4: Watch for common faults

25:47 - Top Tip # 5

Resources:


FREE MINI COURSE: How to price property like a professional https://www.homebuyeracademy.com.au/freecourse


Meet our recommended mortgage brokers at Home Buyer Academy https://homebuyeracademy.com.au/brokers


Visit our website https://www.homebuyeracademy.com.au/


Join our Facebook Group to get access to free monthly live Q&A sessions


https://www.facebook.com/groups/yourfirsthomebuyerguideaustralia


Learn how to buy property without making a mistake with our ultimate 10-step online course for first time home buyers https://homebuyeracademy.com.au/YFHBG


If you have any questions or would like to be featured on our show, contact us at: Your First Home Buyer Guide Podcast support@homebuyeracademy.com.au


Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au


Work with Veronica: https://www.veronicamorgan.com.au


Looking for a Brisbane Buyers Agent? https://www.propertypursuit.com.au/


Work with Meighan: https://www.linkedin.com/in/meighanwells/

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


Subscribe on YouTube: https://www.youtube.com/@YourFirstHomeBuyerGuidePodcast


Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825


Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

When you buy a property, no amount of online research replaces actually getting out there and inspecting it in person. In this episode, we share our top five property inspection tips, including one powerful insight that could transform your home-buying journey.
We start with time management—because when you’re rushing between multiple open houses on a Saturday, it’s easy to miss important details. We show you how to stay organised with checklists, so you get the most out of each visit.
Next, we dive into the importance of exploring the neighbourhood. From checking out local shops and parks to observing the playground atmosphere, understanding the area’s vibe is key. And of course, we cover what to look for in the property’s structure, helping you spot potential red flags early and save yourself from unnecessary costs.
Finally, we leave you with a crucial tip that could make or break your chances of closing the deal so don’t miss out on this game-changing advice!
Episode Highlights:
00:00 - Introduction
02:07 - Meighan’s special house of the week
07:23 - Tip #1: Plan your time carefully
09:53 - Tip #2: Do an area recce
13:06 - Tip #3: Be systematic
19:50 - Tip #4: Watch for common faults
25:47 - Top Tip # 5
Resources:
<ul>
<li dir="ltr" aria-level="1">
FREE MINI COURSE: How to price property like a professional <a href="https://www.homebuyeracademy.com.au/freecourse">https://www.homebuyeracademy.com.au/freecourse</a>
</li>
<li dir="ltr" aria-level="1">
Meet our recommended mortgage brokers at Home Buyer Academy <a href="https://homebuyeracademy.com.au/brokers">https://homebuyeracademy.com.au/brokers</a>
</li>
<li dir="ltr" aria-level="1">
Visit our website <a href="https://www.homebuyeracademy.com.au/">https://www.homebuyeracademy.com.au/</a>
</li>
<li dir="ltr" aria-level="1">
Join our Facebook Group to get access to free monthly live Q&amp;A sessions
</li>
<li dir="ltr" aria-level="1">
<a href="https://www.facebook.com/groups/yourfirsthomebuyerguideaustralia">https://www.facebook.com/groups/yourfirsthomebuyerguideaustralia</a>
</li>
<li dir="ltr" aria-level="1">
Learn how to buy property without making a mistake with our ultimate 10-step online course for first time home buyers <a href="https://homebuyeracademy.com.au/YFHBG">https://homebuyeracademy.com.au/YFHBG</a>
</li>
<li dir="ltr" aria-level="1">
If you have any questions or would like to be featured on our show, contact us at: Your First Home Buyer Guide Podcast <a href="mailto:support@homebuyeracademy.com.au">support@homebuyeracademy.com.au</a>
</li>
<li dir="ltr" aria-level="1">
Looking for a Sydney Buyers Agent? <a href="http://www.gooddeeds.com.au">https://www.gooddeeds.com.au</a>
</li>
<li dir="ltr" aria-level="1">
Work with Veronica: <a href="http://www.veronicamorgan.com.au">https://www.veronicamorgan.com.au</a>
</li>
<li dir="ltr" aria-level="1">
Looking for a Brisbane Buyers Agent? <a href="https://www.propertypursuit.com.au/">https://www.propertypursuit.com.au/</a>
</li>
<li dir="ltr" aria-level="1">
Work with Meighan: <a href="https://www.linkedin.com/in/meighanwells/">https://www.linkedin.com/in/meighanwells/</a>
</li>
</ul>
If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!
<ul>
<li dir="ltr" aria-level="1">
Subscribe on YouTube: <a href="https://www.youtube.com/@YourFirstHomeBuyerGuidePodcast">https://www.youtube.com/@YourFirstHomeBuyerGuidePodcast</a>
</li>
<li dir="ltr" aria-level="1">
Subscribe on Apple Podcasts: <a href="https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825">https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825</a>
</li>
<li dir="ltr" aria-level="1">
<a href="https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825"></a>Subscribe on Spotify: <a href="https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f">https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f</a>
</li>
</ul>

Your First Home Buyer Guide. Get there without missing a step.

Your First Home Buyer Guide. Get there without missing a step.

Your First Home Buyer Guide Podcast

Our Top 5 Property Inspection Tips—and One You Can’t Afford to Miss

Rentvesting—it sounds like a smart way to get into the property market while keeping your lifestyle intact, doesn’t it? But is it the right move for your long-term financial future? This week, we unpack what it takes to make rentvesting work and how to avoid falling into common traps that could cost you more than you bargained for. Joining us is David Johnston, Mortgage Strategist at Property Planning Australia, to help us break it all down.

We explore a hypothetical scenario where Kath, a first-time buyer, is trying to decide whether to buy a home to live in or an investment property while continuing to rent where she loves. Through this scenario, we unpack the hidden factors people often overlook—like borrowing capacity, government incentives, tax implications, and the risks of investing in markets that may not perform as well as expected. It’s about more than just numbers; it’s about having a plan that aligns with your lifestyle and future goals.

David shares why forward planning is key, including structuring your loan in a way that keeps your options open down the track. Then, we also explore the trade-offs between high-yield and high-growth properties and why asset selection is critical if you want to avoid the pitfalls that catch so many first-time buyers out.

If you’re considering rentvesting as a way to get ahead, this episode is for you. We unpack how to take a long-term view, weigh up your options, and make smart decisions that will set you up for success—not just now but for years to come. It’s all about being strategic and confident in your choices.

Episode Highlights:

00:00 - Introduction

02:13 - Our guest for today – David Johnston

03:27 - To set the scene: should Kath buy a home to live in or an investment property?

06:37 - Does borrowing capacity differ when buying an investment property vs a home to live in?

07:52 - Short-term considerations when choosing between a home and an investment property

11:03 - Do interest rates have an impact on the choice between buying a home or investing?

14:09 - Challenges of rentvestors buying properties outside their state

25:21 - What needs to go right for rentvestors to afford their dream home later?

28:43 - Why does borrowing capacity go down when interest rates go up?

31:58 - Is it risky to buy a cheap property for rental income while saving for a home?

34:55 - What are the risks and benefits of renting out rooms in your owner-occupied property?

37:20 - What happens if you become an accidental investor by buying in an unfamiliar area?

45:14 - One thing David knows now that he wishes he knew as a first home buyer

About Our Guest:

David Johnston is the founder of Property Planning Australia, a firm dedicated to providing independent property and mortgage strategy advice. With a focus on helping families build wealth and security, David believes in the power of property as both a home and a financial asset. His approach centers on unbiased, client-focused advice, free from conflicts of selling investment products. David is also the author of How to Succeed with Property to Create Your Ideal Lifestyle and Property for Life – Using Property to Plan Your Financial Future, both published by Wiley.

Connect with David Johnston:


Websitehttps://propertyplanning.com.au/


LinkedIn https://au.linkedin.com/in/david-johnston-8534871


The Property Trio Podcast https://www.propertytrio.com.au/

Resources mentioned in this episode:


Your First Home Buyer Guide Podcast Episode #9: What is the Importance of a Borrowing Strategy? https://homebuyeracademy.com.au/podcasts/009

Resources:


FREE MINI COURSE: How to price property like a professional https://www.homebuyeracademy.com.au/freecourse


Meet our recommended mortgage brokers at Home Buyer Academy https://homebuyeracademy.com.au/brokers


Visit our website https://www.homebuyeracademy.com.au/


Join our Facebook Group to get access to free monthly live Q&A sessions


https://www.facebook.com/groups/yourfirsthomebuyerguideaustralia


Learn how to buy property without making a mistake with our ultimate 10-step online course for first time home buyers https://homebuyeracademy.com.au/YFHBG


If you have any questions or would like to be featured on our show, contact us at: Your First Home Buyer Guide Podcast support@homebuyeracademy.com.au


Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au


Work with Veronica: https://www.veronicamorgan.com.au


Looking for a Brisbane Buyers Agent? https://www.propertypursuit.com.au/


Work with Meighan: https://www.linkedin.com/in/meighanwells/

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


Subscribe on YouTube: https://www.youtube.com/@YourFirstHomeBuyerGuidePodcast


Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825


Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

 

Rentvesting&mdash;it sounds like a smart way to get into the property market while keeping your lifestyle intact, doesn&rsquo;t it? But is it the right move for your long-term financial future? This week, we unpack what it takes to make rentvesting work and how to avoid falling into common traps that could cost you more than you bargained for. Joining us is David Johnston, Mortgage Strategist at Property Planning Australia, to help us break it all down.
We explore a hypothetical scenario where Kath, a first-time buyer, is trying to decide whether to buy a home to live in or an investment property while continuing to rent where she loves. Through this scenario, we unpack the hidden factors people often overlook&mdash;like borrowing capacity, government incentives, tax implications, and the risks of investing in markets that may not perform as well as expected. It&rsquo;s about more than just numbers; it&rsquo;s about having a plan that aligns with your lifestyle and future goals.
David shares why forward planning is key, including structuring your loan in a way that keeps your options open down the track. Then, we also explore the trade-offs between high-yield and high-growth properties and why asset selection is critical if you want to avoid the pitfalls that catch so many first-time buyers out.
If you&rsquo;re considering rentvesting as a way to get ahead, this episode is for you. We unpack how to take a long-term view, weigh up your options, and make smart decisions that will set you up for success&mdash;not just now but for years to come. It&rsquo;s all about being strategic and confident in your choices.
Episode Highlights:
00:00 - Introduction
02:13 - Our guest for today &ndash; David Johnston
03:27 - To set the scene: should Kath buy a home to live in or an investment property?
06:37 - Does borrowing capacity differ when buying an investment property vs a home to live in?
07:52 - Short-term considerations when choosing between a home and an investment property
11:03 - Do interest rates have an impact on the choice between buying a home or investing?
14:09 - Challenges of rentvestors buying properties outside their state
25:21 - What needs to go right for rentvestors to afford their dream home later?
28:43 - Why does borrowing capacity go down when interest rates go up?
31:58 - Is it risky to buy a cheap property for rental income while saving for a home?
34:55 - What are the risks and benefits of renting out rooms in your owner-occupied property?
37:20 - What happens if you become an accidental investor by buying in an unfamiliar area?
45:14 - One thing David knows now that he wishes he knew as a first home buyer
About Our Guest:
David Johnston is the founder of Property Planning Australia, a firm dedicated to providing independent property and mortgage strategy advice. With a focus on helping families build wealth and security, David believes in the power of property as both a home and a financial asset. His approach centers on unbiased, client-focused advice, free from conflicts of selling investment products. David is also the author of How to Succeed with Property to Create Your Ideal Lifestyle and Property for Life &ndash; Using Property to Plan Your Financial Future, both published by Wiley.
Connect with David Johnston:
<ul>
<li dir="ltr" aria-level="1">
Website <a href="https://propertyplanning.com.au/">https://propertyplanning.com.au/</a>
</li>
<li dir="ltr" aria-level="1">
LinkedIn <a href="https://au.linkedin.com/in/david-johnston-8534871">https://au.linkedin.com/in/david-johnston-8534871</a>
</li>
<li dir="ltr" aria-level="1">
The Property Trio Podcast <a href="https://www.propertytrio.com.au/">https://www.propertytrio.com.au/</a>
</li>
</ul>
Resources mentioned in this episode:
<ul>
<li dir="ltr" aria-level="1">
Your First Home Buyer Guide Podcast Episode #9: What is the Importance of a Borrowing Strategy? <a href="https://homebuyeracademy.com.au/podcasts/009">https://homebuyeracademy.com.au/podcasts/009</a>
</li>
</ul>
Resources:
<ul>
<li dir="ltr" aria-level="1">
FREE MINI COURSE: How to price property like a professional <a href="https://www.homebuyeracademy.com.au/freecourse">https://www.homebuyeracademy.com.au/freecourse</a>
</li>
<li dir="ltr" aria-level="1">
Meet our recommended mortgage brokers at Home Buyer Academy <a href="https://homebuyeracademy.com.au/brokers">https://homebuyeracademy.com.au/brokers</a>
</li>
<li dir="ltr" aria-level="1">
Visit our website <a href="https://www.homebuyeracademy.com.au/">https://www.homebuyeracademy.com.au/</a>
</li>
<li dir="ltr" aria-level="1">
Join our Facebook Group to get access to free monthly live Q&amp;A sessions
</li>
<li dir="ltr" aria-level="1">
<a href="https://www.facebook.com/groups/yourfirsthomebuyerguideaustralia">https://www.facebook.com/groups/yourfirsthomebuyerguideaustralia</a>
</li>
<li dir="ltr" aria-level="1">
Learn how to buy property without making a mistake with our ultimate 10-step online course for first time home buyers <a href="https://homebuyeracademy.com.au/YFHBG">https://homebuyeracademy.com.au/YFHBG</a>
</li>
<li dir="ltr" aria-level="1">
If you have any questions or would like to be featured on our show, contact us at:&nbsp;Your First Home Buyer Guide Podcast <a href="mailto:support@homebuyeracademy.com.au">support@homebuyeracademy.com.au</a>
</li>
<li dir="ltr" aria-level="1">
Looking for a Sydney Buyers Agent? <a href="http://www.gooddeeds.com.au">https://www.gooddeeds.com.au</a>
</li>
<li dir="ltr" aria-level="1">
Work with Veronica: <a href="http://www.veronicamorgan.com.au">https://www.veronicamorgan.com.au</a>
</li>
<li dir="ltr" aria-level="1">
Looking for a Brisbane Buyers Agent? <a href="https://www.propertypursuit.com.au/">https://www.propertypursuit.com.au/</a>
</li>
<li dir="ltr" aria-level="1">
Work with Meighan: <a href="https://www.linkedin.com/in/meighanwells/">https://www.linkedin.com/in/meighanwells/</a>
</li>
</ul>
If you enjoyed today&rsquo;s podcast, don&rsquo;t forget to subscribe, rate, and share the show! There&rsquo;s more to come, so we hope to have you along with us on this journey!
<ul>
<li dir="ltr" aria-level="1">
Subscribe on YouTube: <a href="https://www.youtube.com/@YourFirstHomeBuyerGuidePodcast">https://www.youtube.com/@YourFirstHomeBuyerGuidePodcast</a>
</li>
<li dir="ltr" aria-level="1">
Subscribe on Apple Podcasts: <a href="https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825">https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825</a>
</li>
<li dir="ltr" aria-level="1">
<a href="https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825"></a>Subscribe on Spotify:&nbsp;<a href="https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f">https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f</a>
</li>
</ul>
&nbsp;

How Rentvesting Can Secure—or Sabotage—Your Financial Future

Think paying everything in cash is the best way to stay financially secure? Think again. In this episode, we explore why having no credit history can actually hurt you when it’s time to apply for a home loan—and what you can do to build a solid credit profile.

We’re joined by Kevin James, General Manager at Equifax, who unpacks the ins and outs of credit scores: what they are, how they’re calculated, and why they matter. You’ll learn how things like paying your bills on time and being mindful of your credit applications can positively impact your score. Kevin also clears up misconceptions about buy-now-pay-later services and why they don’t do much to boost your creditworthiness.

If your credit score isn’t where you’d like it to be, don’t worry—we’ve got you covered. Kevin shares practical steps for repairing a bad score, including how to check your credit report for free and the importance of working with your lender when times get tough. He also talks about the surprising benefits of small financial habits, like managing a credit card or phone plan in your name.

This episode is your guide to understanding and improving your credit score, helping you get closer to your goal of homeownership. Listen now and take that next step toward financial confidence!

Episode Highlights:

00:00 - Introduction

01:59 - Who is Kevin James?

03:30 - What does a credit score actually look like?

04:55 - What behaviours or actions impact a credit score?

06:49 - When does one start getting a credit score?

08:40 - Full payment vs. Minimum payment on credit card bill: what’s best for your credit score?

09:27 - How does “buy now, pay later” services like Afterpay influence a credit score?

10:36 - Why are credit scores important for first home buyers?

12:03 - How to find out what your credit score is

15:07 - How does one get a bad credit score

18:24 - How do you repair a bad credit score

22:31 - What impact does applying for multiple credit products have on a credit score?

25:26 - The role of AI in calculating credit scores

26:21 - Can parents managing bills hinder credit building for adult children?

28:54 - Why does Money Smart advise against paying for credit score repair services?

33:34 - What Kevin wishes he knew about credit scores as a first home buyer

About Our Guest:

Kevin James is the Chief Solutions Officer at Equifax Australia, leveraging his deep expertise in credit scores and financial analytics. With over six years at Equifax, including leading Advisory & Analytics Consultancy Services, Kevin has built a reputation for delivering strategic insights and innovative solutions. Known for his passion and ability to engage on complex topics, he previously held leadership roles at ANZ, focusing on customer engagement and risk strategy. Based in Melbourne, Australia, Kevin is a recognised thought leader in financial services.

Connect with Kevin James:


LinkedIn https://au.linkedin.com/in/kevin-james-b1b0b558

Resources:


FREE MINI COURSE: How to price property like a professional https://www.homebuyeracademy.com.au/freecourse


Meet our recommended mortgage brokers at Home Buyer Academy https://homebuyeracademy.com.au/brokers


Visit our website https://www.homebuyeracademy.com.au/


Join our Facebook Group to get access to free monthly live Q&A sessions


https://www.facebook.com/groups/yourfirsthomebuyerguideaustralia


Learn how to buy property without making a mistake with our ultimate 10-step online course for first time home buyers https://homebuyeracademy.com.au/YFHBG


If you have any questions or would like to be featured on our show, contact us at: Your First Home Buyer Guide Podcast support@homebuyeracademy.com.au


Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au


Work with Veronica: https://www.veronicamorgan.com.au


Looking for a Brisbane Buyers Agent? https://www.propertypursuit.com.au/


Work with Meighan: https://www.linkedin.com/in/meighanwells/

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


Subscribe on YouTube: https://www.youtube.com/@YourFirstHomeBuyerGuidePodcast


Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825


Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

 

Think paying everything in cash is the best way to stay financially secure? Think again. In this episode, we explore why having no credit history can actually hurt you when it&rsquo;s time to apply for a home loan&mdash;and what you can do to build a solid credit profile.
We&rsquo;re joined by Kevin James, General Manager at Equifax, who unpacks the ins and outs of credit scores: what they are, how they&rsquo;re calculated, and why they matter. You&rsquo;ll learn how things like paying your bills on time and being mindful of your credit applications can positively impact your score. Kevin also clears up misconceptions about buy-now-pay-later services and why they don&rsquo;t do much to boost your creditworthiness.
If your credit score isn&rsquo;t where you&rsquo;d like it to be, don&rsquo;t worry&mdash;we&rsquo;ve got you covered. Kevin shares practical steps for repairing a bad score, including how to check your credit report for free and the importance of working with your lender when times get tough. He also talks about the surprising benefits of small financial habits, like managing a credit card or phone plan in your name.
This episode is your guide to understanding and improving your credit score, helping you get closer to your goal of homeownership. Listen now and take that next step toward financial confidence!
Episode Highlights:
00:00 - Introduction
01:59 - Who is Kevin James?
03:30 - What does a credit score actually look like?
04:55 - What behaviours or actions impact a credit score?
06:49 - When does one start getting a credit score?
08:40 - Full payment vs. Minimum payment on credit card bill: what&rsquo;s best for your credit score?
09:27 - How does &ldquo;buy now, pay later&rdquo; services like Afterpay influence a credit score?
10:36 - Why are credit scores important for first home buyers?
12:03 - How to find out what your credit score is
15:07 - How does one get a bad credit score
18:24 - How do you repair a bad credit score
22:31 - What impact does applying for multiple credit products have on a credit score?
25:26 - The role of AI in calculating credit scores
26:21 - Can parents managing bills hinder credit building for adult children?
28:54 - Why does Money Smart advise against paying for credit score repair services?
33:34 - What Kevin wishes he knew about credit scores as a first home buyer
About Our Guest:
Kevin James is the Chief Solutions Officer at Equifax Australia, leveraging his deep expertise in credit scores and financial analytics. With over six years at Equifax, including leading Advisory &amp; Analytics Consultancy Services, Kevin has built a reputation for delivering strategic insights and innovative solutions. Known for his passion and ability to engage on complex topics, he previously held leadership roles at ANZ, focusing on customer engagement and risk strategy. Based in Melbourne, Australia, Kevin is a recognised thought leader in financial services.
Connect with Kevin James:
<ul>
<li dir="ltr" aria-level="1">
LinkedIn <a href="https://au.linkedin.com/in/kevin-james-b1b0b558">https://au.linkedin.com/in/kevin-james-b1b0b558</a>
</li>
</ul>
Resources:
<ul>
<li dir="ltr" aria-level="1">
FREE MINI COURSE: How to price property like a professional <a href="https://www.homebuyeracademy.com.au/freecourse">https://www.homebuyeracademy.com.au/freecourse</a>
</li>
<li dir="ltr" aria-level="1">
Meet our recommended mortgage brokers at Home Buyer Academy <a href="https://homebuyeracademy.com.au/brokers">https://homebuyeracademy.com.au/brokers</a>
</li>
<li dir="ltr" aria-level="1">
Visit our website <a href="https://www.homebuyeracademy.com.au/">https://www.homebuyeracademy.com.au/</a>
</li>
<li dir="ltr" aria-level="1">
Join our Facebook Group to get access to free monthly live Q&amp;A sessions
</li>
<li dir="ltr" aria-level="1">
<a href="https://www.facebook.com/groups/yourfirsthomebuyerguideaustralia">https://www.facebook.com/groups/yourfirsthomebuyerguideaustralia</a>
</li>
<li dir="ltr" aria-level="1">
Learn how to buy property without making a mistake with our ultimate 10-step online course for first time home buyers <a href="https://homebuyeracademy.com.au/YFHBG">https://homebuyeracademy.com.au/YFHBG</a>
</li>
<li dir="ltr" aria-level="1">
If you have any questions or would like to be featured on our show, contact us at:&nbsp;Your First Home Buyer Guide Podcast <a href="mailto:support@homebuyeracademy.com.au">support@homebuyeracademy.com.au</a>
</li>
<li dir="ltr" aria-level="1">
Looking for a Sydney Buyers Agent? <a href="http://www.gooddeeds.com.au">https://www.gooddeeds.com.au</a>
</li>
<li dir="ltr" aria-level="1">
Work with Veronica: <a href="http://www.veronicamorgan.com.au">https://www.veronicamorgan.com.au</a>
</li>
<li dir="ltr" aria-level="1">
Looking for a Brisbane Buyers Agent? <a href="https://www.propertypursuit.com.au/">https://www.propertypursuit.com.au/</a>
</li>
<li dir="ltr" aria-level="1">
Work with Meighan: <a href="https://www.linkedin.com/in/meighanwells/">https://www.linkedin.com/in/meighanwells/</a>
</li>
</ul>
If you enjoyed today&rsquo;s podcast, don&rsquo;t forget to subscribe, rate, and share the show! There&rsquo;s more to come, so we hope to have you along with us on this journey!
<ul>
<li dir="ltr" aria-level="1">
Subscribe on YouTube: <a href="https://www.youtube.com/@YourFirstHomeBuyerGuidePodcast">https://www.youtube.com/@YourFirstHomeBuyerGuidePodcast</a>
</li>
<li dir="ltr" aria-level="1">
Subscribe on Apple Podcasts: <a href="https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825">https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825</a>
</li>
<li dir="ltr" aria-level="1">
<a href="https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825"></a>Subscribe on Spotify:&nbsp;<a href="https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f">https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f</a>
</li>
</ul>
&nbsp;

How to Get and Maintain a Good Credit Score

Rentvesting might sound like the answer to getting into the property market, but is it the right choice for you? In this episode, we’re unpacking everything you need to think about before taking this path. From the practical costs and emotional decisions to the crucial differences between buying as an investor and as an owner-occupier, we’re covering it all.

And this is not advice to go one way or the other. Let’s be really clear about that. Our goal is to give you the information you need to weigh your options, consider your goals, and decide what’s best for your circumstances. Rentvesting isn’t just about “getting into the market”—it’s about understanding what comes next, and how to make it work for you in the long term.

We’ll also touch on the hidden traps, like chasing high rental yields or overlooking critical long-term factors like capital growth. Plus, we’ll discuss why location matters so much and why making the wrong call here can derail your plans. It’s all about avoiding mistakes while keeping your future goals in sight.

This conversation isn’t just theory—we’re preparing you to make educated, confident decisions about rentvesting. And if you’ve got questions about the financial side of things, stay tuned for upcoming episodes where we’ll dive into those details with the experts. This is about giving you the tools to plan smart and avoid regret.

Episode Highlights:

00:00 - Introduction

02:07 - Meighan’s special house of the week

04:18 - Consideration #1: What is your goal?

07:28 - Red flag! Rentvesting is very different from the stepping stone strategy

06:03 - Consideration #2: What’s your time frame?

08:45 - Consideration #3: Purchasing costs

10:29 - Consideration #4: Running costs

14:43 - What’s a really big mistake most property investors and/or rentvestors make?

15:20 - Consideration #5: Rent won’t make you rich

17:27 - Consideration #6: Capital growth will make you rich

24:35 - Consideration #7: Location overwhelm and home bias

29:52 - Consideration #8: Danger zones and the need for a long-term view

Resources mentioned in this episode:


Kickstart Tutorial for First Home Buyers https://www.homebuyeracademy.com.au/tutorials

Resources:


FREE MINI COURSE: How to price property like a professional https://www.homebuyeracademy.com.au/freecourse


Meet our recommended mortgage brokers at Home Buyer Academy https://homebuyeracademy.com.au/brokers


Visit our website https://www.homebuyeracademy.com.au/


Join our Facebook Group to get access to free monthly live Q&A sessions


https://www.facebook.com/groups/yourfirsthomebuyerguideaustralia


Learn how to buy property without making a mistake with our ultimate 10-step online course for first time home buyers https://homebuyeracademy.com.au/YFHBG


If you have any questions or would like to be featured on our show, contact us at: Your First Home Buyer Guide Podcast - support@homebuyeracademy.com.au


Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au


Work with Veronica: https://www.veronicamorgan.com.au


Looking for a Brisbane Buyers Agent? https://www.propertypursuit.com.au/


Work with Meighan: https://www.linkedin.com/in/meighanwells/

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


Subscribe on YouTube: https://www.youtube.com/@YourFirstHomeBuyerGuidePodcast


Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825


Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

Rentvesting might sound like the answer to getting into the property market, but is it the right choice for you? In this episode, we’re unpacking everything you need to think about before taking this path. From the practical costs and emotional decisions to the crucial differences between buying as an investor and as an owner-occupier, we’re covering it all.
And this is not advice to go one way or the other. Let’s be really clear about that. Our goal is to give you the information you need to weigh your options, consider your goals, and decide what’s best for your circumstances. Rentvesting isn’t just about “getting into the market”—it’s about understanding what comes next, and how to make it work for you in the long term.
We’ll also touch on the hidden traps, like chasing high rental yields or overlooking critical long-term factors like capital growth. Plus, we’ll discuss why location matters so much and why making the wrong call here can derail your plans. It’s all about avoiding mistakes while keeping your future goals in sight.
This conversation isn’t just theory—we’re preparing you to make educated, confident decisions about rentvesting. And if you’ve got questions about the financial side of things, stay tuned for upcoming episodes where we’ll dive into those details with the experts. This is about giving you the tools to plan smart and avoid regret.
Episode Highlights:
00:00 - Introduction
02:07 - Meighan’s special house of the week
04:18 - Consideration #1: What is your goal?
07:28 - Red flag! Rentvesting is very different from the stepping stone strategy
06:03 - Consideration #2: What’s your time frame?
08:45 - Consideration #3: Purchasing costs
10:29 - Consideration #4: Running costs
14:43 - What’s a really big mistake most property investors and/or rentvestors make?
15:20 - Consideration #5: Rent won’t make you rich
17:27 - Consideration #6: Capital growth will make you rich
24:35 - Consideration #7: Location overwhelm and home bias
29:52 - Consideration #8: Danger zones and the need for a long-term view
Resources mentioned in this episode:
<ul>
<li dir="ltr" aria-level="1">
Kickstart Tutorial for First Home Buyers <a href="https://www.homebuyeracademy.com.au/tutorials">https://www.homebuyeracademy.com.au/tutorials</a>
</li>
</ul>
Resources:
<ul>
<li dir="ltr" aria-level="1">
FREE MINI COURSE: How to price property like a professional <a href="https://www.homebuyeracademy.com.au/freecourse">https://www.homebuyeracademy.com.au/freecourse</a>
</li>
<li dir="ltr" aria-level="1">
Meet our recommended mortgage brokers at Home Buyer Academy <a href="https://homebuyeracademy.com.au/brokers">https://homebuyeracademy.com.au/brokers</a>
</li>
<li dir="ltr" aria-level="1">
Visit our website <a href="https://www.homebuyeracademy.com.au/">https://www.homebuyeracademy.com.au/</a>
</li>
<li dir="ltr" aria-level="1">
Join our Facebook Group to get access to free monthly live Q&amp;A sessions
</li>
<li dir="ltr" aria-level="1">
<a href="https://www.facebook.com/groups/yourfirsthomebuyerguideaustralia">https://www.facebook.com/groups/yourfirsthomebuyerguideaustralia</a>
</li>
<li dir="ltr" aria-level="1">
Learn how to buy property without making a mistake with our ultimate 10-step online course for first time home buyers <a href="https://homebuyeracademy.com.au/YFHBG">https://homebuyeracademy.com.au/YFHBG</a>
</li>
<li dir="ltr" aria-level="1">
If you have any questions or would like to be featured on our show, contact us at: Your First Home Buyer Guide Podcast - <a href="mailto:support@homebuyeracademy.com.au">support@homebuyeracademy.com.au</a>
</li>
<li dir="ltr" aria-level="1">
Looking for a Sydney Buyers Agent? <a href="http://www.gooddeeds.com.au">https://www.gooddeeds.com.au</a>
</li>
<li dir="ltr" aria-level="1">
Work with Veronica: <a href="http://www.veronicamorgan.com.au">https://www.veronicamorgan.com.au</a>
</li>
<li dir="ltr" aria-level="1">
Looking for a Brisbane Buyers Agent? <a href="https://www.propertypursuit.com.au/">https://www.propertypursuit.com.au/</a>
</li>
<li dir="ltr" aria-level="1">
Work with Meighan: <a href="https://www.linkedin.com/in/meighanwells/">https://www.linkedin.com/in/meighanwells/</a>
</li>
</ul>
If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!
<ul>
<li dir="ltr" aria-level="1">
Subscribe on YouTube: <a href="https://www.youtube.com/@YourFirstHomeBuyerGuidePodcast">https://www.youtube.com/@YourFirstHomeBuyerGuidePodcast</a>
</li>
<li dir="ltr" aria-level="1">
Subscribe on Apple Podcasts: <a href="https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825">https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825</a>
</li>
<li dir="ltr" aria-level="1">
<a href="https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825"></a>Subscribe on Spotify: <a href="https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f">https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f</a>
</li>
</ul>

Our Top 5 Property Inspection Tips—and One You Can’t Afford to Miss

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