Strong market gains don’t eliminate risk—especially when you’re living off your savings. In this episode, Stuart Seegmiller discusses why near‑retirees need to think differently about investing as income replaces accumulation. The conversation explores sequence‑of‑returns risk, balancing growth with protection, and why reacting to headlines can be costly later on. Stuart also explains why many retirees feel “rich on paper but cash‑poor,” how tax‑deferred accounts can create future challenges, and why building flexibility into a retirement plan helps you make decisions with intention instead of emotion.

As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for.

To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.com

Strong market gains don&rsquo;t eliminate risk&mdash;especially when you&rsquo;re living off your savings. In this episode, Stuart Seegmiller discusses why near‑retirees need to think differently about investing as income replaces accumulation. The conversation explores sequence‑of‑returns risk, balancing growth with protection, and why reacting to headlines can be costly later on. Stuart also explains why many retirees feel &ldquo;rich on paper but cash‑poor,&rdquo; how tax‑deferred accounts can create future challenges, and why building flexibility into a retirement plan helps you make decisions with intention instead of emotion.
As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe&rsquo;s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they&rsquo;ve worked so hard for.
To get more information on Ashton &amp; Associates, or to schedule a consultation call, 435-688-9500 or visit&nbsp;<a href="https://ashtonwealth.com/">AshtonWealth.com</a>

As the founder of Ashton And Associates, Abe Ashton has more than 20 years of experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for.

To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.com