Your Retirement Isn't Just a Bunch of Documents

Retirement planning shouldn’t feel like filling out the same 200-page clipboard every year. This episode explores why understanding your full financial picture matters, from creating reliable retirement income to staying ahead of required minimum distributions. Learn why RMDs may be less intimidati…

When Retirement Savings Become a Tax Puzzle

A bigger retirement account can bring bigger tax considerations when it’s time to start taking money out. Zach Norton discusses how 401(k)s, IRAs, required minimum distributions, and unexpected withdrawals can affect taxable income and Medicare premiums. He also explores Roth conversions, charitabl…

The Hidden Tax Trap Inside a Large 401(k)

Could a large 401(k) actually create unexpected tax challenges in retirement? Zach Norton discusses how tax-deferred retirement accounts, required minimum distributions (RMDs), and inherited IRA rules can affect taxes, Medicare premiums, and retirement flexibility. The conversation explores why hav…

What Retirees Can Learn From Pro Athletes

Cam Newton recently discussed on ESPN's First Take the biggest money mistake that pro athletes make. In this episode, Ethan Glasgow reveals the hidden tax traps that both athletes and everyday Americans face after their careers. Discover why retirees are among the most unfairly taxed groups, how So…

Do You See Your Savings as Income or Off-Limits Money?

After decades of saving, why do so many retirees struggle to spend their own money? In this episode, Stuart Seegmiller explores the psychology behind retirement spending and why guaranteed income often feels easier to spend than money withdrawn from investment accounts. He discusses the challenge o…

Why Retirement Timing Is About More Than Just Your Age

The most important retirement milestone may not be the one on your birthday cake. In this episode, Stuart Seegmiller discusses why there is no longer a one-size-fits-all retirement age and how key milestones like ages 62, 65, 67, and 70 can impact Social Security, Medicare, income planning, and ret…

Why Retirement Dreams Often Cost More Than Expected

Your vision for retirement can fall apart quickly if you don’t understand what it actually costs. In this episode, the conversation explores the growing gap between retirement expectations and real‑world expenses, from inflation and taxes to major decisions like selling real estate or creating inco…

The Hidden Danger of Playing It Too Safe With Your Money

What feels safe with your money today could quietly cost you tomorrow. In this episode, Ethan explores the concept of “spaving” and how seemingly smart financial decisions can sometimes create unintended consequences. He discusses the hidden costs of holding too much cash, chasing the latest invest…

Are You Counting on an Inheritance That May Never Come?

What if the inheritance you’re counting on never arrives? In this episode, Ethan discusses why retirement plans should be built around your own resources, not future expectations. He explores the importance of proactive tax planning, how family conversations about estate planning can prevent confus…

Are You a 401(k) Millionaire—or Just a Future Taxpayer?

What if becoming a 401(k) millionaire is only half the retirement planning story? In this episode, Stuart Seegmiller explains why market volatility can be a valuable reminder to review your portfolio, especially as retirement approaches. He discusses the difference between growing wealth and protec…