Today on "Money Unleashed" Chris is proud to announce the new partnership between The Hoffman Financial Group and The Georgia Bulldogs for the 2023 season. He'll go into detail about the partnership and why he's excited about it. In the spirit of this new partnership, today Chris takes a look at investing and what it takes to build a winning retirement plan. Just like a winning football program, there are steps that have to be taken to ensure growth and long-term success. Find out if you need to change some aspects of your investing to build a "wining program".

70% of people believe financial planning is much more complicated than it needs to be. Well...they're 1/2 right. Complications can be alleviated with a good financial planner who is willing to sit down with you and explain the ins and outs of your investment plan. Once people are more relaxed and not intimidated by all the "big numbers", it's a lot less complicated than people think. Find out more about how much easier financial planning can be with some help!

Time for a "Best Of" edition of Money Unleashed. Today, Chris Hoffman discusses diversification, measurements of the S&P, changing the contents of your financial portfolio, the Stock & bond "golden ratio" and MORE! It's a grab bag of solid financial advice you can benefit from today! Fire it up and give a listen!

Heading into 2023, there have been many concerns in the financial community about higher inflation and interest rates. What does this mean for investors in 2023? How can the average investor get past these financially difficult times? Nick has some ideas and he share them on today's program. Get his tips on maximizing your retirement through the stormy times and then maximize your investing afterward when the market corrects.

A new study by Vanguard looked at 500,000 retirees and how they used their 401(k) retirement plans and found many disturbing trends. Many investors are not using heir retirement plans top their fullest potential. Today, Kyle dedicated the entire show to looking at the 401(k) and the ins and outs of maintaining them properly. what are the traps to avoid? What are the smart moves going forward? Find out today on this 401(k) special program.

You gotta know your numbers! Today, Nick stresses the ijmportance of knowing your financial numbers.  How are your ijnvestments performing? How will the yield look over the short or long term? What numbers in the economy will affect your balance? Get tips on addressing all of this from Nick, today on "Money Unleashed"!

Having someone to call when something happens can be an invaluable asset.  In an emergency, knowing you can count on an insurance man, or a mechanic, or a doctor brings peace of mind in those high stress situations. Knowing you can trust them makes all the difference. Having a financial planner that is there in the emergencies is just as important! When you know that you can depend on your planer's advice to fend off the downtimes and take advantage of the good times, it frees up the investor to focus on things important to them at the moment. Find out about choosing the financial planner that you'll be able to depend on and the qualities that you should seek from the person looking after your retirement funds.

Is a money manager a good idea? In one instance was with an investment planner turned $60K into $25,000,000 for a couple in Nebraska. Of course, that manager was Warren Buffett. Today, we try to help you find your investment manager, what to look for, what principals should drive them and what it the long-term benefit for the investor?  Find out today!

In a recent study of over 500,000 retirees, Vanguard discovered two things: 70% of retirees leave money in their 401(k) or IRA and pull it out as needed and... 30% cashed out their 401(k) and the money was gone within 5 years. Why are BOTH of these scenarios problematic? Find out today as we dive into the world of 401(k)s.

Today, Nick takes a look at some of the biggest financial headlines and stories in the news. Tune in to get ideas of how to grow, protect, and invest your money during these turbulent times.

What does it mean when "financial Independence" has been reached? How to deal with financial freedom and making it work for the long term? Today, we'll take a look at some ideas of how to build financial freedom, make it last for the long term, and build confidence through wealth.

There are three things that we always want to talk about for a retirement plan: Building in protection, income and growth.  Learn how all three work together to maximize your financial protection over the long term.

This program is a "Best Of" show that will highlight some examples of how Hoffman Financial has helped folks with their retirement planning. Fire it up for a collection of tips and investment advice that will help you choose your investing path!

In 1965, a couple invested $65,000 with a friend of theirs. Today, it is worth $25 million! If you guessed that friend was Warren Buffett, you'd be 100% right! Since you do not have Warren on speed dial, you're going to have to get into some investing with the assistance of a great planner and some self discipline. Today, Kyle will break down what you should be looking for in a financial advisor and has a few tips on long term investing that Warren Buffett would approve of!

There are three things one needs to be concerned with when planning one's retirement: Protection, Income and Growth. Each of these financial disciplines requires identifying the individual's needs, goals for retirement and standard of living. Today, Nick examines all three concepts, provides some tips to managing them and has circumstances where planning for protection, income and growth, may change. Market conditions, interest rates and more can affect it, so learn how to protect these assets today on "Money Unleashed"!

There's going to come a time when retirement becomes a legitimate option, but there are some issues you might need assistance with. Today, Nick looks at what you should look for when seeking out financial advice and specifics to look for from that advisor.

This week Kyle examines a place we all hope to be one day: Making the decision to retire. But are you ready? Is it time? Do you have a solid plan to replace your income throughout your retirement? Today, we'll examine these questions and others once the decision to retire has been reached.

When you start to think about retiring...what's next? Today, on Money Unleashed, we look at the steps to go through when you are considering retirement.

Today, Kyle breaks down the Three Legs to a Complete Financial Plan. They are "Protection", "Income" and "Growth". Find out about each of these concepts, why they are all important and why this is a plan you should implement in your retirement plan.

The one aspect of tax claims that catches retirees off guard and the importance of getting a second opinion on your investments.

This week, we examine that time in your life when you finally say, "I'm done. Time to retire". What do you need to do once you have made this decision? What protection income and growth have you built into your retirement plan? Nick has some tips for you to generate protective income and growth for your retirement.

The most stable type of table has three legs and the most stable fianacial plan does too! Today, Kyle will reveal what the three "legs" for retirement investing are, applying these principals to your investing and how it will benefit you in the long run by adopting this plan. Next, Kyle talks about the financial conversation that you have to have with your parents. What is it and why is it so necessary? Hit PLAY and find out for yourself!

Today, Kyle tries to make sense of the Fed's "Mood Swings". Will they print more money or raise interest rates? Kyle has some ideas and tips on dealing with the Fed's ups and downs Then it's time to talk about the importance of diversification in your portfolio. Kyle will look at this investing strategy and will show how it protects the investor from down markets.

What in the world is going on at the Fed? The Fed raised interest rates to a 16 year high and what does this mean for your bottom line and your finances? Kyle will try to bring some understanding to the Fed's "Mood Swings" and provide insight and strategies to deal with the bear market he believes is just ahead. Then we'll look at the importance of diversification in your investment portfolio and why that will protect you in the down times of the market.

This week Nick takes a look at the most important thing about retirement: Saving. This is the key to long term wealth, but if this is a concept that you are coming to later in life, you'll need some investing strategies to make up for "lost time". Also: We keep hearing about a "recession", but are we here yet? What do we need to do as investors to get through this and minimize the damage while maximizing returns.

Investing can be stressful in an uncertain market. Today, Nick has some suggestions about what to do with your investments a volatile market and how to avoid the stress that comes with it.

More changes to social security that will affect your retirement planning and another sign that a recession could be looming this summer!

Why you need to stop listening to your family when it comes to financial advice and the meaning behind your social security score.

Where is the stock market heading in 2023 and in the near future? Some experts claim it's going to be golden, others say it will be a mess. Who's got the right take on the economy, what is the big picture with regard to your investment plan, and what do you need to do to make sure you're in good shape? Nick has plenty of tips for you today! Also: Choosing a financial advisor can be a chore. Nick has some tips on how to evaluate a planner, what type of person you should be looking for, and what you can expect to see from reputable financial planners.

The traditional mix of investments is about 60% Stocks / 40% Bonds. But is that the thinking that we should carry forward into 2023 and beyond? Today, Kyle examines whether or not we should "break tradition" to maximize long term investing. Plus: Las Vegas is known as "Lost Wages" for one reason: You tend to lose your money in the long run. Today, Kyle has yet another money lesson from Las Vegas, but this one is SUPER Shady!

Inflation is seen as a negative by just about everyone, but do the current inflation numbers help us avoid a recession? Find out if some counterintuitive thinking can help your investing. Also: Tax Freedom Day sounds like a great thing....but it's NOT! Find out why!

Is the market going to get worse or better as 2023 continues on? It depends on who you talk to and sometimes the day of the week.  So what to do when it seems that a straight answer about the economy is lacking?  Prepare for BOTH scenarios!  Today, Nick will examine the concept of preparation for multiple financial scenarios and how investors can protect themselves no matter which way the market goes later in the year.

Now that baseball season is back, Eric has decided to bring listeners financial lessons one can learn from a day at the ballpark. It aint balls and strikes, but this financial advice might get you home safely! In addition, there's a silent killer after your 401(k) Account! Find out what it is and how you can preserve what you've built!

Nobody would deny that a second opinion is a great thing to have for a medical diagnosis, but what about your finances? Today, Eric will reveal the wisdom in seeking that second opinion for your financial planning goals and how to go about seeking out a qualified planner you can trust. Next, we look at finding opportunities in a down market. They're out there, you just have to seek them out, think outside of the box, and maybe try something new. Eric will give you tips on where to find these investments and how to maximize their returns.

Is the dollar losing its credibility as the world's reserve currency? With new political alliances around the world and the Chinese Yuan gaining acceptance by these nations, could the dollar be toppled? Kyle looks at what would happen if the dollar "falls from grace" as the world's reserve currency and what it means to your investing. We take a deep dive into the latest unemployment numbers. Is there something you should be concerned with in there? Are we reading too much into the latest numbers? Find out today!

There are more changes to social security coming that will affect your retirement planning. What are they, what affect will they have, and what do you need to do to adapt your financial plan? There's also another sign that a recession could be looming this summer. Kyle will bring you up to speed and get you ready to deal with a recession should it arrive.

There is a lot of confusing information out there and headlines like, "The economy is so good, it's bad" are not helping! What is the real story about the current market? Will higher interest rates affect investors? Where is there a source of reliable information? Get crystal-clear financial and retirement advice from Nick Leone on this edition of "Money Unleashed".

What is your Social Security Risk Score? Good question! Today, Eric will break down what it is, what it measures, the affects it may have on your investing plans and whay it is important to YOU!

There are over 190 banks on loose footing and may fail if the interest rates continue to climb. What are the risks you are looking at as an investor and one with money in the bank? What strategies can help protect you from a bank failure? Today, Nick takes a hard look at the banking industry and gives listeners some sound advice on how to preserve one's wealth.

This may sound counter intuitive, but it's not always a good idea to listen to your family members, especially on financial plans. Today, we'll show you why that's a horrible idea and what you can do to avoid that mistake. Then, the importance of knowing your social security risk score. What is yours and why is it important? Kyle will break it all down here for you today!

More banks are beginning to fail across America....should you worry? Today, Eric takes a look at the "mass hysteria" and wades through the confusion to bring you answers!

ATLANTA - This week Kyle takes a look at bank collapses. There have been a few in the news and Kyle will give you advice on how to survive a bank collapse and what symptoms to look for in a failing bank. PLUS: 64% of retirees still worry abut this aspect of their retirement. What is it that keeps them up at night? Hit play and find out!

Is my money really safe right now? With the amount of volatility in the markets how can you protect your investments? Eric has some advice on that today! This is a bit weird....Why are there a few "antique" pay phones left in Georgia? Find out!

The collapse of SVB and Signature Banks can affect you even if you are not an investor.  Today, Eric will show you the cascading effect of this bank failure, investments that can be affected, and what to do if you get caught up in the wake of the collapse.

Silicon Valley Bank represents the 2nd largest bank failure in US history! How do you as an investor deal with the collapse of a bank if you are a client? Today, Kyle looks at what causes banks to fail and what you can do if yours does.

Interest rates are going up and there's nothing we can do about that, but how can we work around this? Today Kyle looks at what we can do to combat these rising interest rates, what investment strategies to explore to help combat this, and how to save for the future in a recession.

Don't let the headlines dictate your investment strategies! Today, Nick looks at why people let their emotions dictate changes to their investment strategies.

Finding your financial happy place and understanding your number envy.

This week Jason Aldean reveals the financial secrets behind his success and how the MLB Rule Changes can affect your savings plan.