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Is Wealth Just A State Of Mind ?– Paul D. Lowe And Kristin Johnson & Jim Maher

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On this episode of the World Game-Changers podcast, Paul is joined by Kristin Johnson and Jim Maher to talk about perceptions of wealth and whether real wealth is material or personal.


  • You really get to a lot of people’s core values when you understand how they perceive wealth. Is their driving factor accumulation or is it about something more like giving back? In our organisation and in my family it’s the exact same core values: Help others, become more, share success.
  • Delayed gratification is such an important behavioural characteristic for people to grow in life. It goes beyond accumulating wealth. The things where people (especially children) get in trouble is credit. Our society is very predatory, when they sign you up for credit cards it’s about instant gratification rather than physically handing over something that you’ve earned.
  • We’re afraid to teach values in the classroom and engage in those types of conversations. So, the very organisations that were the fabric of what taught children and families values and held them to a standard as to how they lived and what they did in their communities and how they were viewed in those religious organisations, especially after Covid, it’s shocking what has happened demographically.
  • There were good things that came from Covid. The healthy cost to society as a whole, despite the millions of people that died around the world, the one thing that in every part of the world was that family became stronger. That was something that we’d lost for a long time and I think that interconnection there was substantially rebuilt.

‘The very best thing you can do for the world is to make the most of yourself’.

‘Wealth is not just about the dollar, it’s about how we use those resources and what those dollars do’.

‘Wealth is such a variety of things, but wealth is also the totality of life. It’s making a difference, making a contribution’.

‘There’s value in terms of wealth and there are values in terms of keeping your word, punctuality, etc. There is also trust, which is both a financial term and the glue that makes our society go’.


Kristin Johnson is a prize-winning/ prize-finalist writer, blogger, ghost-writing/ creative writing consultant, screenwriter, and editor. A graduate of the former Master of Professional Writing Program from the University of Southern California, she has published/ collaborated on seven books.

Her current book AIN’T “U” GOT NO MANNERS has been called ‘the Bible for social media’.

She is a member of the Desert Screenwriters Guild, Society of Children’s Books and Illustrators, and Palm Springs Women in Film and Television.

Jim Maher is CEO and founder of Archford Capital Strategies, he is also a member of the Missouri Bar, The National Center for Employee Ownership, and Vistage. He is president of the St. Louis Chapter – Exit Planning Institute and serves on the Leadership Council of Southwestern Illinois. In 2009, Maher was named “Donor Advisor of the Year” by Leave a Legacy, Planned Giving Counsel, and The Greater St. Louis Community Foundation.

He and his wife, Jenny, have four boys who enjoy giving back to the community through philanthropy, travelling and playing soccer at a development academy and national team competitive level.

Paul has made a remarkable transformation from existing for many years in dark, desperate despair; to now living a really healthy, happy and fulfilling life.
From an early age, he was in the vice-like clutches of the demon drink and constantly embroiled within a dark cocktail of toxic beliefs, self-hate and destructive violence.
Along with his empathetic and dedicated team of world-class coaches and mentors, Paul’s purpose is deeply transformational:

Developing World Game-Changers…

He is extremely passionate about helping others to find their purpose, have a voice and ultimately, make a real difference. This has been built on a long and distinguished history of heart-centred coaching and mentoring.  He has also been responsible for raising significant amounts of funds for many charities and good causes around the world; positively impacting and inspiring thousands of children – mainly from challenging backgrounds – within the UK & worldwide.

Through this World Game-Changers podcast and books, he has been involved in – including being a best-selling co-author – Paul also helps others to get their own inspirational messages and stories out into the world; as well as offering support to many charitable organisations, in their development & fund-raising.

Tel: +44 (0) 7958 042 155

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