Ray Hall is the President and Chief Appraiser of Ray Hall Appraisals, a residential and commercial real estate appraisal and consulting firm. He is a Certified General Appraiser in the state of Florida. He also performs court testimony as an expert witness in various local courts.

Ray began his appraisal career in 2004 after spending several years as a financial advisor, following his graduation from the University of South Florida. He began his career with one of the largest residential appraisal firms on the west coast of Florida. After several years of residential appraising, Ray decided it was time to broaden his knowledge base of the appraisal profession and accepted a position with a commercial appraisal firm. It was there that Ray was fortunate to work on various property types such as retail, industrial, and agricultural properties, as well as more unique assignments including easements and conservation lands.

In 2011, Ray was offered a position as a Review Appraiser with JP Morgan Chase. The position provided Ray with experience in completing national reviews as well as working directly with FNMA in discussions regarding appraisal issues.

In 2017, Ray decided once again to return to field appraising and start his own company. His goal with Ray Hall Appraisals is not only to provide lenders with quality appraisals and competitive turn times, but also to educate people on real estate valuation and how an appraiser can help them make decisions when buying real estate or renovating their homes and investments.

Ray’s fast turnaround times and in-depth knowledge of the real estate market have made him one of Tampa Bay’s leading experts in real estate. He quickly became known as “Ray the Appraiser” and has thousands of followers across multiple social media channels.

In 2018, he began working on “Ask #RayTheAppraiser,” an online advice Q&A show. This led to the development of “Driving with #RayTheAppraiser,” which documents his life on the road while performing work as an appraiser.

When not on the road, Ray spends his time with his two daughters at his home in New Tampa.

Ray Hall is the President and Chief Appraiser of Ray Hall Appraisals, a residential and commercial real estate appraisal and consulting firm. He is a Certified General Appraiser in the state of Florida. He also performs court testimony as an expert witness in various local courts.
Ray began his appraisal career in 2004 after spending several years as a financial advisor, following his graduation from the University of South Florida. He began his career with one of the largest residential appraisal firms on the west coast of Florida. After several years of residential appraising, Ray decided it was time to broaden his knowledge base of the appraisal profession and accepted a position with a commercial appraisal firm. It was there that Ray was fortunate to work on various property types such as retail, industrial, and agricultural properties, as well as more unique assignments including easements and conservation lands.
In 2011, Ray was offered a position as a Review Appraiser with JP Morgan Chase. The position provided Ray with experience in completing national reviews as well as working directly with FNMA in discussions regarding appraisal issues.
In 2017, Ray decided once again to return to field appraising and start his own company. His goal with Ray Hall Appraisals is not only to provide lenders with quality appraisals and competitive turn times, but also to educate people on real estate valuation and how an appraiser can help them make decisions when buying real estate or renovating their homes and investments.
Ray&rsquo;s fast turnaround times and in-depth knowledge of the real estate market have made him one of Tampa Bay&rsquo;s leading experts in real estate. He quickly became known as &ldquo;Ray the Appraiser&rdquo; and has thousands of followers across multiple social media channels.
In 2018, he began working on &ldquo;Ask #RayTheAppraiser,&rdquo; an online advice Q&amp;A show. This led to the development of &ldquo;Driving with #RayTheAppraiser,&rdquo; which documents his life on the road while performing work as an appraiser.
When not on the road, Ray spends his time with his two daughters at his home in New Tampa.

In a world inundated with pessimism and defeatist narratives, "Work, Time & Effort" emerges as a beacon of hope and a testament to the enduring American spirit. As the voice behind the "Watchdog on Wall Street" program, Chris Markowski has witnessed firsthand the resilience and ingenuity that defines true entrepreneurship. This show is his response to the pervasive negativity that has clouded our perception of success and opportunity in America.

In a world inundated with pessimism and defeatist narratives, "Work, Time &amp; Effort" emerges as a beacon of hope and a testament to the enduring American spirit. As the voice behind the "Watchdog on Wall Street" program, Chris Markowski has witnessed firsthand the resilience and ingenuity that defines true entrepreneurship. This show is his response to the pervasive negativity that has clouded our perception of success and opportunity in America.

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