From the street, you can hear children at play. Inside the one-story house in Fremont, California, a fish tank gurgles by the front door. A plastic bin filled with Legos sits in the sun room. Renuka Sivarajan, 37, runs a home daycare here. Her path to this point has been like the stock market of late. When Sivarajan first came to the US from India, in 2003, she worked for a tech company in Phoenix.

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