Welcome Home - With Hickory Point Bank

Getting ready to buy a home but not sure what to do first? On this episode of Welcome Home with Peggy and Tat, we walk through the smart first steps to prepare for homeownership. Getting ready to buy a home but not sure what to do first?  Buying a home is exciting, but it can also feel overwhelming, especially if you are not sure where to begin. Today, we will walk through the first steps, explain pre-qualification, talk about down payment and closing cost options, and highlight loan programs that may help make homeownership more attainable.Listen to Welcome Home. Hickory Point Bank. Equal Housing Lender. 

Dreaming of homeownership but worried about the down payment? On the latest episode of Welcome Home with Peggy and Tat, we’re breaking down special loan programs that could make buying a home more affordable than you think. Learn about FHA loans with as little as 3.5% down, VA loans offering zero down for eligible veterans, USDA loans for rural and suburban areas, and IHDA programs that provide down-payment and closing-cost assistance right here in Illinois. Your path to homeownership may be closer than you think. Listen to Welcome Home now! Hickory Point Bank. Equal Housing Lender.

Thinking about buying a home but not sure where to start? On the latest episode of Welcome Home with Peggy and Tat, we break down the mortgage process and why getting pre-qualified is one of the smartest first steps you can take. Hear from the team at Hickory Point Bank—one of the few truly local banks serving Decatur—about how working with a lender you can meet face-to-face makes the journey less stressful and more personal. From understanding your budget to strengthening your offer, it all starts with a conversation. Listen to Welcome Home now! Hickory Point Bank. Equal Housing Lender.

In this episode of Welcome Home, Tat and Peggy talk about Hickory Point Bank's Downpayment Plus (DPP®) Program,in partnership with the Federal Home Loan Bank of Chicago. The DPP program provides up to $10,000 in down payment and closing cost assistance for income-eligible homebuyers. Listen to the podcast to learn more!