Thinking about buying a home but not sure where to start? On the latest episode of Welcome Home with Peggy and Tat, we break down the mortgage process and why getting pre-qualified is one of the smartest first steps you can take. Hear from the team at Hickory Point Bank—one of the few truly local banks serving Decatur—about how working with a lender you can meet face-to-face makes the journey less stressful and more personal. From understanding your budget to strengthening your offer, it all starts with a conversation. Listen to Welcome Home now! Hickory Point Bank. Equal Housing Lender.